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Pathfinder Bancorp NasdaqCM:PBHC Stock Report

Last Price

US$13.00

Market Cap

US$79.1m

7D

5.8%

1Y

-27.9%

Updated

27 Mar, 2024

Data

Company Financials

Pathfinder Bancorp, Inc.

NasdaqCM:PBHC Stock Report

Market Cap: US$79.1m

PBHC Stock Overview

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York.

PBHC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends4/6

Pathfinder Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Pathfinder Bancorp
Historical stock prices
Current Share PriceUS$13.00
52 Week HighUS$18.23
52 Week LowUS$11.41
Beta0.13
1 Month Change10.64%
3 Month Change-7.28%
1 Year Change-27.90%
3 Year Change-11.26%
5 Year Change-2.29%
Change since IPO272.41%

Recent News & Updates

Recent updates

Pathfinder Bancorp (NASDAQ:PBHC) Will Pay A Dividend Of $0.09

Apr 07
Pathfinder Bancorp (NASDAQ:PBHC) Will Pay A Dividend Of $0.09

Pathfinder declares $0.09 dividend

Sep 26

Pathfinder GAAP EPS of $0.54, revenue of $11.25M

Aug 01

Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year

Mar 31
Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year

Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year

Jul 01
Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year

Shareholders May Be A Bit More Conservative With Pathfinder Bancorp, Inc.'s (NASDAQ:PBHC) CEO Compensation For Now

May 29
Shareholders May Be A Bit More Conservative With Pathfinder Bancorp, Inc.'s (NASDAQ:PBHC) CEO Compensation For Now

Pathfinder reports Q1 results

May 03

Here's Why I Think Pathfinder Bancorp (NASDAQ:PBHC) Might Deserve Your Attention Today

Mar 23
Here's Why I Think Pathfinder Bancorp (NASDAQ:PBHC) Might Deserve Your Attention Today

You Have To Love Pathfinder Bancorp, Inc.'s (NASDAQ:PBHC) Dividend

Feb 15
You Have To Love Pathfinder Bancorp, Inc.'s (NASDAQ:PBHC) Dividend

Pathfinder reports Q4 results

Feb 01

Pathfinder declares $0.06 dividend

Dec 21

Pathfinder Bancorp (NASDAQ:PBHC) Share Prices Have Dropped 29% In The Last Three Years

Dec 21
Pathfinder Bancorp (NASDAQ:PBHC) Share Prices Have Dropped 29% In The Last Three Years

Shareholder Returns

PBHCUS BanksUS Market
7D5.8%2.1%0.4%
1Y-27.9%33.8%28.8%

Return vs Industry: PBHC underperformed the US Banks industry which returned 32.6% over the past year.

Return vs Market: PBHC underperformed the US Market which returned 29.5% over the past year.

Price Volatility

Is PBHC's price volatile compared to industry and market?
PBHC volatility
PBHC Average Weekly Movement7.0%
Banks Industry Average Movement4.4%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: PBHC has not had significant price volatility in the past 3 months.

Volatility Over Time: PBHC's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1859168Jim Dowdhttps://www.pathfinderbank.com

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company’s deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts.

Pathfinder Bancorp, Inc. Fundamentals Summary

How do Pathfinder Bancorp's earnings and revenue compare to its market cap?
PBHC fundamental statistics
Market capUS$79.06m
Earnings (TTM)US$7.02m
Revenue (TTM)US$41.18m

11.3x

P/E Ratio

0.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PBHC income statement (TTM)
RevenueUS$41.18m
Cost of RevenueUS$0
Gross ProfitUS$41.18m
Other ExpensesUS$34.16m
EarningsUS$7.02m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)1.15
Gross Margin100.00%
Net Profit Margin17.05%
Debt/Equity Ratio170.9%

How did PBHC perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

31%

Payout Ratio
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