PBHC Stock Overview
Operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Pathfinder Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.00 |
| 52 Week High | US$19.86 |
| 52 Week Low | US$11.41 |
| Beta | 0.24 |
| 11 Month Change | 0.81% |
| 3 Month Change | 15.46% |
| 1 Year Change | 42.07% |
| 33 Year Change | 7.14% |
| 5 Year Change | 34.33% |
| Change since IPO | 415.65% |
Recent News & Updates
Recent updates
Pathfinder Bancorp (NASDAQ:PBHC) Is Paying Out A Larger Dividend Than Last Year
Apr 05
Pathfinder Bancorp (NASDAQ:PBHC) Will Pay A Dividend Of $0.09
Apr 07Pathfinder declares $0.09 dividend
Sep 26Pathfinder GAAP EPS of $0.54, revenue of $11.25M
Aug 01Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 31Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jul 01Shareholders May Be A Bit More Conservative With Pathfinder Bancorp, Inc.'s (NASDAQ:PBHC) CEO Compensation For Now
May 29Pathfinder reports Q1 results
May 03Here's Why I Think Pathfinder Bancorp (NASDAQ:PBHC) Might Deserve Your Attention Today
Mar 23You Have To Love Pathfinder Bancorp, Inc.'s (NASDAQ:PBHC) Dividend
Feb 15Pathfinder reports Q4 results
Feb 01Pathfinder declares $0.06 dividend
Dec 21Pathfinder Bancorp (NASDAQ:PBHC) Share Prices Have Dropped 29% In The Last Three Years
Dec 21Shareholder Returns
| PBHC | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 3.1% | 2.2% |
| 1Y | 42.1% | 60.1% | 32.6% |
Return vs Industry: PBHC underperformed the US Banks industry which returned 60.1% over the past year.
Return vs Market: PBHC exceeded the US Market which returned 32.6% over the past year.
Price Volatility
| PBHC volatility | |
|---|---|
| PBHC Average Weekly Movement | 6.3% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 15.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PBHC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PBHC's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1859 | 168 | Jim Dowd | www.pathfinderbank.com |
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company’s deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts.
Pathfinder Bancorp, Inc. Fundamentals Summary
| PBHC fundamental statistics | |
|---|---|
| Market cap | US$108.70m |
| Earnings (TTM) | US$1.52m |
| Revenue (TTM) | US$35.49m |
72.1x
P/E Ratio0.9x
P/B RatioIs PBHC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PBHC income statement (TTM) | |
|---|---|
| Revenue | US$35.49m |
| Cost of Revenue | US$0 |
| Gross Profit | US$35.49m |
| Other Expenses | US$33.97m |
| Earnings | US$1.52m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.25 |
| Gross Margin | 100.00% |
| Net Profit Margin | 4.29% |
| Debt/Equity Ratio | 107.5% |
How did PBHC perform over the long term?
See historical performance and comparison