Pathfinder Bancorp, Inc.

NasdaqCM:PBHC Stock Report

Market Cap: US$87.2m

Pathfinder Bancorp Management

Management criteria checks 3/4

Pathfinder Bancorp's CEO is Jim Dowd, appointed in Apr 2022, has a tenure of 3.75 years. total yearly compensation is $615.07K, comprised of 65.8% salary and 34.2% bonuses, including company stock and options. directly owns 1.65% of the company’s shares, worth $1.44M. The average tenure of the management team and the board of directors is 1.6 years and 11.8 years respectively.

Key information

Jim Dowd

Chief executive officer

US$615.1k

Total compensation

CEO salary percentage65.85%
CEO tenure3.8yrs
CEO ownership1.7%
Management average tenure1.6yrs
Board average tenure11.8yrs

Recent management updates

Recent updates

Pathfinder Bancorp's (NASDAQ:PBHC) Dividend Will Be $0.10

Oct 03
Pathfinder Bancorp's (NASDAQ:PBHC) Dividend Will Be $0.10

Pathfinder Bancorp (NASDAQ:PBHC) Is Due To Pay A Dividend Of $0.10

Jul 05
Pathfinder Bancorp (NASDAQ:PBHC) Is Due To Pay A Dividend Of $0.10

Pathfinder Bancorp (NASDAQ:PBHC) Is Due To Pay A Dividend Of $0.10

Apr 04
Pathfinder Bancorp (NASDAQ:PBHC) Is Due To Pay A Dividend Of $0.10

Pathfinder Bancorp (NASDAQ:PBHC) Is Paying Out A Larger Dividend Than Last Year

Apr 05
Pathfinder Bancorp (NASDAQ:PBHC) Is Paying Out A Larger Dividend Than Last Year

Pathfinder Bancorp (NASDAQ:PBHC) Will Pay A Dividend Of $0.09

Apr 07
Pathfinder Bancorp (NASDAQ:PBHC) Will Pay A Dividend Of $0.09

Pathfinder declares $0.09 dividend

Sep 26

Pathfinder GAAP EPS of $0.54, revenue of $11.25M

Aug 01

Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year

Mar 31
Pathfinder Bancorp's (NASDAQ:PBHC) Shareholders Will Receive A Bigger Dividend Than Last Year

CEO Compensation Analysis

How has Jim Dowd's remuneration changed compared to Pathfinder Bancorp's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2025n/an/a

US$7m

Jun 30 2025n/an/a

US$2m

Mar 31 2025n/an/a

US$3m

Dec 31 2024US$615kUS$405k

US$3m

Sep 30 2024n/an/a

-US$111k

Jun 30 2024n/an/a

US$6m

Mar 31 2024n/an/a

US$7m

Dec 31 2023US$562kUS$375k

US$7m

Sep 30 2023n/an/a

US$9m

Jun 30 2023n/an/a

US$10m

Mar 31 2023n/an/a

US$9m

Dec 31 2022US$508kUS$259k

US$10m

Sep 30 2022n/an/a

US$10m

Jun 30 2022n/an/a

US$10m

Mar 31 2022n/an/a

US$10m

Dec 31 2021US$372kUS$219k

US$9m

Sep 30 2021n/an/a

US$8m

Jun 30 2021n/an/a

US$6m

Mar 31 2021n/an/a

US$6m

Dec 31 2020US$337kUS$210k

US$5m

Sep 30 2020n/an/a

US$5m

Jun 30 2020n/an/a

US$5m

Mar 31 2020n/an/a

US$4m

Dec 31 2019US$332kUS$210k

US$4m

Compensation vs Market: Jim's total compensation ($USD615.07K) is about average for companies of similar size in the US market ($USD578.00K).

Compensation vs Earnings: Jim's compensation has been consistent with company performance over the past year.


CEO

Jim Dowd (57 yo)

3.8yrs
Tenure
US$615,069
Compensation

Mr. James A. Dowd, also known as Jim, C.P.A., serves as President and Chief Executive Officer of Pathfinder Bancorp, Inc. and Pathfinder Bank from March 29, 2023. He is a Director of Pathfinder Bancorp, In...


Leadership Team

NamePositionTenureCompensationOwnership
James Dowd
President3.8yrsUS$615.07k1.65%
$ 1.4m
Robert Butkowski
Senior VP & COO2.3yrsUS$297.29k0.71%
$ 620.3k
William O'Brien
Senior VP6yrsUS$275.02k0.44%
$ 386.2k
Justin Bigham
Senior VP & CFO1.6yrsno data0.39%
$ 338.9k
Joseph McManus
Chief Information Officer1yrno data0.26%
$ 226.2k
Heather Bush
Vice President of Human Resourcesno datano datano data
Joseph Serbun
Senior Vice President & Chief Credit Officer1.3yrsno data0.26%
$ 225.9k
Roberta Davis
Vice President & Financial Analystno datano datano data
Ronald Tascarella
SVP & Chief Lending Officer1yrUS$352.13k0.44%
$ 385.0k
Ronald Tascarella
Senior VP & Chief Lending Officer1yrno data0.59%
$ 512.0k
Regina Bass
First Vice President2yrsno data0.012%
$ 10.0k
1.6yrs
Average Tenure
57yo
Average Age

Experienced Management: PBHC's management team is not considered experienced ( 1.6 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
James Dowd
President2.6yrsUS$615.07k1.65%
$ 1.4m
Lloyd Stemple
Independent Director20.5yrsUS$51.50k1.16%
$ 1.0m
Eric Allyn
Independent Director3.7yrsUS$37.70k0.67%
$ 581.9k
Anthony Scavuzzo
Representative Director2.6yrsUS$35.60kno data
William Barclay
Independent Chairman of Board14.8yrsUS$52.47k1.47%
$ 1.3m
Melanie Littlejohn
Independent Director9.7yrsUS$35.70k0.057%
$ 49.6k
John Funiciello
Director14.2yrsUS$44.65k0.74%
$ 643.0k
David Ayoub
Independent Director13.8yrsUS$52.05k0.53%
$ 457.8k
John Sharkey
Independent Director11.8yrsUS$44.21k0.83%
$ 727.7k
Adam Gagas
Independent Director11.8yrsUS$39.80k3.11%
$ 2.7m
Meghan Crawford-Hamlin
Independent Director3.7yrsUS$29.80k0.016%
$ 14.1k
11.8yrs
Average Tenure
60yo
Average Age

Experienced Board: PBHC's board of directors are seasoned and experienced ( 11.8 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/04 17:46
End of Day Share Price 2026/01/02 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Pathfinder Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.