Pathfinder Bancorp Past Performance
How has Pathfinder Bancorp performed over the past 5 years?
Past Performance Score5/6
Past Performance Score 5/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PBHC has high quality earnings.
Growing Profit Margin: PBHC's current net profit margins (22.2%) are higher than last year (17.5%).
Past Earnings Growth Analysis
Earnings Trend: PBHC's earnings have grown significantly by 24.6% per year over the past 5 years.
Accelerating Growth: PBHC's earnings growth over the past year (55.5%) exceeds its 5-year average (24.6% per year).
Earnings vs Industry: PBHC earnings growth over the past year (55.5%) exceeded the Banks industry 8.5%.
Return on Equity
High ROE: PBHC's Return on Equity (12.6%) is considered low.