SRBK Stock Overview
Operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
SR Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$12.36 |
| 52 Week High | US$12.76 |
| 52 Week Low | US$8.94 |
| Beta | 0 |
| 1 Month Change | 2.83% |
| 3 Month Change | 11.86% |
| 1 Year Change | 36.88% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 33.19% |
Recent News & Updates
Recent updates
Shareholder Returns
| SRBK | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.1% | 0.2% | -0.3% |
| 1Y | 36.9% | 42.8% | 22.7% |
Return vs Industry: SRBK underperformed the US Banks industry which returned 42.8% over the past year.
Return vs Market: SRBK exceeded the US Market which returned 22.7% over the past year.
Price Volatility
| SRBK volatility | |
|---|---|
| SRBK Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: SRBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SRBK's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1887 | 117 | William Taylor | www.somersetregalbank.com/home/home |
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also provides loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit.
SR Bancorp, Inc. Fundamentals Summary
| SRBK fundamental statistics | |
|---|---|
| Market cap | US$107.53m |
| Earnings (TTM) | US$419.00k |
| Revenue (TTM) | US$29.08m |
256.8x
P/E Ratio0.5x
P/B RatioIs SRBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SRBK income statement (TTM) | |
|---|---|
| Revenue | US$29.08m |
| Cost of Revenue | US$0 |
| Gross Profit | US$29.08m |
| Other Expenses | US$28.66m |
| Earnings | US$419.00k |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.048 |
| Gross Margin | 100.00% |
| Net Profit Margin | 1.44% |
| Debt/Equity Ratio | 15.1% |
How did SRBK perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/05 01:43 |
| End of Day Share Price | 2025/02/05 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SR Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.