company background image
PBNC logo

PB Financial OTCPK:PBNC Stock Report

Last Price

US$39.82

Market Cap

US$99.2m

7D

-2.7%

1Y

-3.1%

Updated

24 Apr, 2024

Data

Company Financials

PB Financial Corporation

OTCPK:PBNC Stock Report

Market Cap: US$99.2m

PBNC Stock Overview

PB Financial Corporation operates as the financial holding company for Providence Bank that provides commercial and retail banking products and services.

PBNC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

PB Financial Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for PB Financial
Historical stock prices
Current Share PriceUS$39.82
52 Week HighUS$43.90
52 Week LowUS$36.50
Beta-0.037
1 Month Change-2.88%
3 Month Change-4.94%
1 Year Change-3.11%
3 Year Change13.45%
5 Year Changen/a
Change since IPO13.77%

Recent News & Updates

Recent updates

Shareholder Returns

PBNCUS BanksUS Market
7D-2.7%6.5%1.2%
1Y-3.1%34.0%24.7%

Return vs Industry: PBNC underperformed the US Banks industry which returned 34% over the past year.

Return vs Market: PBNC underperformed the US Market which returned 24.7% over the past year.

Price Volatility

Is PBNC's price volatile compared to industry and market?
PBNC volatility
PBNC Average Weekly Movementn/a
Banks Industry Average Movement4.5%
Market Average Movement6.0%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.0%

Stable Share Price: PBNC has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine PBNC's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006n/aTed Whitehurstwww.pbknc.com

PB Financial Corporation operates as the financial holding company for Providence Bank that provides commercial and retail banking products and services. The company offers checking accounts, savings accounts, money market accounts, certificate of deposit (CD), and individual retirement accounts; personal loans, home equity line of credit, line of credit, and mortgage lending products; and business loans for purchasing land and buildings, making leasehold improvements, refinancing debt, accessing working capital, and investing in property, as well as for buying machinery, equipment, and vehicles. It also provides debit and credit cards; online and mobile banking services; and cash management services, such as ACH transactions, remote deposit capture, account sweep, and merchant services.

PB Financial Corporation Fundamentals Summary

How do PB Financial's earnings and revenue compare to its market cap?
PBNC fundamental statistics
Market capUS$99.23m
Earnings (TTM)US$13.37m
Revenue (TTM)US$30.74m

7.4x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PBNC income statement (TTM)
RevenueUS$30.74m
Cost of RevenueUS$0
Gross ProfitUS$30.74m
Other ExpensesUS$17.37m
EarningsUS$13.37m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)5.37
Gross Margin100.00%
Net Profit Margin43.50%
Debt/Equity Ratio90.2%

How did PBNC perform over the long term?

See historical performance and comparison

Dividends

5.2%

Current Dividend Yield

31%

Payout Ratio
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.