PB Financial Past Earnings Performance
Past criteria checks 3/6
PB Financial has been growing earnings at an average annual rate of 20.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 18.6% per year. PB Financial's return on equity is 12%, and it has net margins of 39.2%.
Key information
20.5%
Earnings growth rate
18.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 18.6% |
| Return on equity | 12.0% |
| Net Margin | 39.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How PB Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 39 | 15 | 10 | 0 |
| 31 Mar 24 | 31 | 13 | 10 | 0 |
| 31 Dec 23 | 31 | 14 | 10 | 0 |
| 30 Sep 23 | 31 | 15 | 9 | 0 |
| 31 Mar 23 | 30 | 15 | 9 | 0 |
| 31 Dec 22 | 29 | 14 | 9 | 0 |
| 30 Sep 22 | 26 | 13 | 8 | 0 |
| 30 Jun 22 | 24 | 11 | 8 | 0 |
| 31 Mar 22 | 23 | 10 | 0 | 0 |
| 31 Dec 21 | 22 | 10 | 8 | 0 |
| 30 Sep 21 | 21 | 9 | 7 | 0 |
| 30 Jun 21 | 20 | 8 | 7 | 0 |
| 31 Mar 21 | 18 | 7 | 7 | 0 |
| 31 Dec 20 | 17 | 7 | 7 | 0 |
| 30 Sep 20 | 17 | 7 | 7 | 0 |
| 30 Jun 20 | 17 | 7 | 7 | 0 |
| 31 Mar 20 | 17 | 7 | 7 | 0 |
| 31 Dec 19 | 17 | 7 | 7 | 0 |
| 31 Dec 18 | 15 | 6 | 7 | 0 |
| 31 Dec 17 | 11 | 3 | 5 | 0 |
| 31 Dec 16 | 9 | 2 | 5 | 0 |
| 31 Dec 15 | 9 | 2 | 4 | 0 |
| 31 Dec 14 | 8 | 2 | 4 | 0 |
Quality Earnings: PBNC has high quality earnings.
Growing Profit Margin: PBNC's current net profit margins (39.2%) are lower than last year (47.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PBNC's earnings have grown significantly by 20.5% per year over the past 5 years.
Accelerating Growth: PBNC's earnings growth over the past year (2.4%) is below its 5-year average (20.5% per year).
Earnings vs Industry: PBNC earnings growth over the past year (2.4%) exceeded the Banks industry -11.7%.
Return on Equity
High ROE: PBNC's Return on Equity (12%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/29 20:54 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PB Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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