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Somerset Trust Holding CompanyOTCPK:SOME Stock Report

Market Cap US$149.1m
Share Price
US$58.11
My Fair Value
US$137.12
57.6% undervalued intrinsic discount
1Y43.5%
7D0.8%
Portfolio Value
View

Somerset Trust Holding Company

OTCPK:SOME Stock Report

Market Cap: US$149.1m

Somerset Trust Holding (SOME) Stock Overview

Operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania. More details

SOME fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health5/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for SOME from our risk checks.

SOME Community Fair Values

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Somerset Trust Holding Company Competitors

Price History & Performance

Summary of share price highs, lows and changes for Somerset Trust Holding
Historical stock prices
Current Share PriceUS$58.11
52 Week HighUS$59.43
52 Week LowUS$40.25
Beta0.11
1 Month Change0.19%
3 Month Change9.67%
1 Year Change43.49%
3 Year Change56.22%
5 Year Change70.92%
Change since IPO246.94%

Recent News & Updates

Recent updates

Shareholder Returns

SOMEUS BanksUS Market
7D0.8%-2.5%1.2%
1Y43.5%28.9%17.9%

Return vs Industry: SOME exceeded the US Banks industry which returned 30.8% over the past year.

Return vs Market: SOME exceeded the US Market which returned 18.7% over the past year.

Price Volatility

Is SOME's price volatile compared to industry and market?
SOME volatility
SOME Average Weekly Movement4.9%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: SOME has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SOME's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1889n/aSean Cookwww.somersettrust.com

Somerset Trust Holding Company operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania. The company offers checking, savings, business, and individual retirement accounts, as well as certificates of deposit; debit and credit cards; and residential and commercial real estate, commercial, consumer, agricultural, mortgage, personal, business, and home equity loans. It also provides financial, retirement, and estate planning services; investment products, such as mutual funds and tax deferred annuities; life and long-term care insurance products; trust and investment management services; and online banking and business services.

Somerset Trust Holding Company Fundamentals Summary

How do Somerset Trust Holding's earnings and revenue compare to its market cap?
SOME fundamental statistics
Market capUS$149.11m
Earnings (TTM)US$25.21m
Revenue (TTM)US$99.21m
5.8x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SOME income statement (TTM)
RevenueUS$99.21m
Cost of RevenueUS$0
Gross ProfitUS$99.21m
Other ExpensesUS$74.00m
EarningsUS$25.21m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)10.00
Gross Margin100.00%
Net Profit Margin25.41%
Debt/Equity Ratio160.7%

How did SOME perform over the long term?

See historical performance and comparison

Dividends

2.9%
Current Dividend Yield
17%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 04:39
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Somerset Trust Holding Company is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.