Somerset Trust Holding Past Earnings Performance
Past criteria checks 2/6
Somerset Trust Holding has been growing earnings at an average annual rate of 17.7%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 9.1% per year. Somerset Trust Holding's return on equity is 13%, and it has net margins of 21.9%.
Key information
17.7%
Earnings growth rate
17.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 9.1% |
| Return on equity | 13.0% |
| Net Margin | 21.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Somerset Trust Holding makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 95 | 21 | 58 | 0 |
| 30 Jun 24 | 93 | 20 | 58 | 0 |
| 31 Mar 24 | 93 | 21 | 57 | 0 |
| 31 Dec 23 | 93 | 23 | 54 | 0 |
| 30 Sep 23 | 92 | 26 | 52 | 0 |
| 30 Jun 23 | 91 | 26 | 52 | 0 |
| 31 Mar 23 | 88 | 25 | 51 | 0 |
| 31 Dec 22 | 83 | 21 | 51 | 0 |
| 30 Sep 22 | 79 | 17 | 52 | 0 |
| 30 Jun 22 | 76 | 16 | 51 | 0 |
| 31 Mar 22 | 75 | 14 | 52 | 0 |
| 31 Dec 21 | 75 | 14 | 52 | 0 |
| 30 Sep 21 | 77 | 16 | 50 | 0 |
| 30 Jun 21 | 73 | 13 | 49 | 0 |
| 31 Mar 21 | 71 | 13 | 48 | 0 |
| 31 Dec 20 | 68 | 12 | 48 | 0 |
| 30 Sep 20 | 67 | 11 | 47 | 0 |
| 30 Jun 20 | 66 | 11 | 46 | 0 |
| 31 Mar 20 | 65 | 11 | 45 | 0 |
| 31 Dec 19 | 64 | 11 | 44 | 0 |
| 30 Sep 19 | 61 | 11 | 40 | 0 |
| 30 Jun 19 | 60 | 11 | 39 | 0 |
| 31 Mar 19 | 58 | 11 | 39 | 0 |
| 31 Dec 18 | 57 | 11 | 39 | 0 |
| 30 Sep 18 | 55 | 8 | 37 | 0 |
| 30 Jun 18 | 53 | 8 | 36 | 0 |
| 31 Mar 18 | 51 | 7 | 35 | 0 |
| 31 Dec 17 | 49 | 7 | 33 | 0 |
| 30 Sep 17 | 47 | 9 | 32 | 0 |
| 30 Jun 17 | 48 | 10 | 32 | 0 |
| 31 Mar 17 | 48 | 10 | 32 | 0 |
| 31 Dec 16 | 49 | 10 | 32 | 0 |
| 30 Sep 16 | 48 | 10 | 31 | 0 |
| 30 Jun 16 | 46 | 9 | 30 | 0 |
| 31 Mar 16 | 46 | 10 | 30 | 0 |
| 31 Dec 15 | 45 | 9 | 29 | 0 |
| 30 Sep 15 | 46 | 10 | 29 | 0 |
| 31 Mar 15 | 44 | 10 | 27 | 0 |
| 31 Dec 14 | 43 | 10 | 26 | 0 |
| 31 Dec 13 | 42 | 10 | 25 | 0 |
Quality Earnings: SOME has high quality earnings.
Growing Profit Margin: SOME's current net profit margins (21.9%) are lower than last year (27.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SOME's earnings have grown by 17.7% per year over the past 5 years.
Accelerating Growth: SOME's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SOME had negative earnings growth (-19.2%) over the past year, making it difficult to compare to the Banks industry average (-13.1%).
Return on Equity
High ROE: SOME's Return on Equity (13%) is considered low.