Somerset Trust Holding Past Earnings Performance

Past criteria checks 2/6

Somerset Trust Holding has been growing earnings at an average annual rate of 17.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 9.1% per year. Somerset Trust Holding's return on equity is 13%, and it has net margins of 21.9%.

Key information

17.7%

Earnings growth rate

17.3%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	9.1%
Return on equity	13.0%
Net Margin	21.9%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Somerset Trust Holding makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:SOME Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	95	21	58
30 Jun 24	93	20	58
31 Mar 24	93	21	57
31 Dec 23	93	23	54
30 Sep 23	92	26	52
30 Jun 23	91	26	52
31 Mar 23	88	25	51
31 Dec 22	83	21	51
30 Sep 22	79	17	52
30 Jun 22	76	16	51
31 Mar 22	75	14	52
31 Dec 21	75	14	52
30 Sep 21	77	16	50
30 Jun 21	73	13	49
31 Mar 21	71	13	48
31 Dec 20	68	12	48
30 Sep 20	67	11	47
30 Jun 20	66	11	46
31 Mar 20	65	11	45
31 Dec 19	64	11	44
30 Sep 19	61	11	40
30 Jun 19	60	11	39
31 Mar 19	58	11	39
31 Dec 18	57	11	39
30 Sep 18	55	8	37
30 Jun 18	53	8	36
31 Mar 18	51	7	35
31 Dec 17	49	7	33
30 Sep 17	47	9	32
30 Jun 17	48	10	32
31 Mar 17	48	10	32
31 Dec 16	49	10	32
30 Sep 16	48	10	31
30 Jun 16	46	9	30
31 Mar 16	46	10	30
31 Dec 15	45	9	29
30 Sep 15	46	10	29
31 Mar 15	44	10	27
31 Dec 14	43	10	26
31 Dec 13	42	10	25

Quality Earnings: SOME has high quality earnings.

Growing Profit Margin: SOME's current net profit margins (21.9%) are lower than last year (27.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SOME's earnings have grown by 17.7% per year over the past 5 years.

Accelerating Growth: SOME's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SOME had negative earnings growth (-19.2%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: SOME's Return on Equity (13%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 06:14
End of Day Share Price	2024/12/19 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Somerset Trust Holding Company is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution