Somerset Trust Holding Balance Sheet Health
Financial Health criteria checks 6/6
Somerset Trust Holding has total assets of $2.4B and total equity of $159.9M. Total deposits are $1.9B, and total loans are $1.5B.
Key information
14.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.90b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$106.73m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SOME's Assets to Equity ratio (14.7x) is moderate.
Allowance for Bad Loans: SOME has a sufficient allowance for bad loans (195%).
Low Risk Liabilities: 87% of SOME's liabilities are made up of primarily low risk sources of funding.
Loan Level: SOME has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: SOME's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: SOME has an appropriate level of bad loans (0.7%).