HONT Stock Overview

Operates as a holding company for The Honesdale National Bank that provides banking services in the United States. More details

HONT fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	2/6

Rewards

Trading at 37.1% below our estimate of its fair value

Earnings have grown 8.3% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Community vs My Fair Value

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Honat Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Honat Bancorp
Historical stock prices
Current Share Price	US$117.65
52 Week High	US$134.00
52 Week Low	US$103.01
Beta	0.11
1 Month Change	-0.085%
3 Month Change	4.35%
1 Year Change	2.30%
3 Year Change	-9.50%
5 Year Change	2.30%
Change since IPO	1,860.83%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	HONT	US Banks	US Market
7D	1.4%	2.1%	2.9%
1Y	2.3%	22.1%	11.9%

Return vs Industry: HONT underperformed the US Banks industry which returned 22.1% over the past year.

Return vs Market: HONT underperformed the US Market which returned 11.9% over the past year.

Price Volatility

Is HONT's price volatile compared to industry and market?
HONT volatility
HONT Average Weekly Movement	n/a
Banks Industry Average Movement	4.7%
Market Average Movement	8.1%
10% most volatile stocks in US Market	16.9%
10% least volatile stocks in US Market	4.2%

Stable Share Price: HONT's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine HONT's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1836	n/a	Kate Bryant	www.hnbbank.bank

Honat Bancorp, Inc. operates as a holding company for The Honesdale National Bank that provides banking services in the United States. The company offers checking, and savings and CDS; digital banking; and debit and credit cards. It also provides personal installment loan, lifeline personal line of credit, home equity loan and home equity line of credit, student loan, and auto loans; mortgage services; trust services, including estate planning, safekeeping and important of wills, qualified pension plans, simplified employee pensions, guardianships, and custodial safekeeping of investments services; and financial services comprising investments, retirement planning, 401(k) Rollovers and IRAs, saving for college / private education, life and disability insurance, 529 educational savings plans, long-term care, stocks and bonds, fixed annuities, variable annuities, and wealth management services.

Honat Bancorp, Inc. Fundamentals Summary

How do Honat Bancorp's earnings and revenue compare to its market cap?
HONT fundamental statistics
Market cap	US$168.60m
Earnings (TTM)	US$13.00m
Revenue (TTM)	US$40.69m

13.0x

P/E Ratio

1.3x

P/B Ratio

Is HONT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HONT income statement (TTM)
Revenue	US$40.69m
Cost of Revenue	US$0
Gross Profit	US$40.69m
Other Expenses	US$27.69m
Earnings	US$13.00m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	9.07
Gross Margin	100.00%
Net Profit Margin	31.95%
Debt/Equity Ratio	0%

How did HONT perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

31%

Payout Ratio

Does HONT pay a reliable dividends?

See HONT dividend history and benchmarks

When do you need to buy HONT by to receive an upcoming dividend?
Honat Bancorp dividend dates
Ex Dividend Date	May 15 2025
Dividend Pay Date	May 30 2025
Days until Ex dividend	4 days
Days until Dividend pay date	11 days

Does HONT pay a reliable dividends?

See HONT dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/19 10:15
End of Day Share Price	2025/05/14 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Honat Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.