Honat Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

Honat Bancorp has total assets of $978.1M and total equity of $127.8M. Total deposits are $833.3M, and total loans are $718.1M.

Key information

7.7x

Asset to equity ratio

n/a

Net interest margin

Total deposits

US$833.30m

Loan to deposit ratio

Appropriate

Bad loans

0.2%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$33.79m

Recent financial health updates

No updates

Recent updates

No updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: HONT's Assets to Equity ratio (7.7x) is low.

Allowance for Bad Loans: HONT has a sufficient allowance for bad loans (996%).

Low Risk Liabilities: 98% of HONT's liabilities are made up of primarily low risk sources of funding.

Loan Level: HONT has an appropriate level of Loans to Assets ratio (73%).

Low Risk Deposits: HONT's Loans to Deposits ratio (86%) is appropriate.

Level of Bad Loans: HONT has an appropriate level of bad loans (0.2%).


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