SR Bancorp Past Earnings Performance
Past criteria checks 2/6
SR Bancorp's earnings have been declining at an average annual rate of -77%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 164.2% per year. SR Bancorp's return on equity is 0.5%, and it has net margins of 3.3%.
Key information
-77.0%
Earnings growth rate
n/a
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 164.2% |
| Return on equity | 0.5% |
| Net Margin | 3.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How SR Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 31 | 1 | 20 | 0 |
| 30 Jun 24 | 23 | -11 | 22 | 0 |
| 31 Mar 24 | 23 | -7 | 23 | 0 |
| 31 Dec 23 | 17 | -8 | 19 | 0 |
| 30 Sep 23 | 12 | -9 | 16 | 0 |
| 30 Jun 23 | 15 | 2 | 12 | 0 |
| 31 Mar 23 | 15 | 2 | 12 | 0 |
| 31 Dec 22 | 15 | 2 | 12 | 0 |
| 30 Sep 22 | 14 | 2 | 11 | 0 |
| 30 Jun 22 | 13 | 2 | 10 | 0 |
| 30 Jun 21 | 12 | 1 | 10 | 0 |
Quality Earnings: SRBK has a large one-off loss of $3.8M impacting its last 12 months of financial results to 30th September, 2024.
Growing Profit Margin: SRBK became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SRBK has become profitable over the past 5 years, growing earnings by -77% per year.
Accelerating Growth: SRBK has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: SRBK has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (-11.8%).
Return on Equity
High ROE: SRBK's Return on Equity (0.5%) is considered low.