SR Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
SR Bancorp has total assets of $1.1B and total equity of $199.3M. Total deposits are $838.0M, and total loans are $698.9M. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $72.5M.
Key information
5.3x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$838.04m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.03% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$72.49m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SRBK's Assets to Equity ratio (5.3x) is low.
Allowance for Bad Loans: SRBK has a sufficient allowance for bad loans (2307%).
Low Risk Liabilities: 98% of SRBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SRBK has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: SRBK's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: SRBK has an appropriate level of bad loans (0%).