SR Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
SR Bancorp has total assets of $1.1B and total equity of $200.5M. Total deposits are $819.4M, and total loans are $767.7M. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0% of total loans. Cash and short-term investments are $47.3M.
Key information
5.3x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$819.38m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.001% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$47.30m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SRBK's Assets to Equity ratio (5.3x) is low.
Allowance for Bad Loans: SRBK has a sufficient allowance for bad loans (56389%).
Low Risk Liabilities: 96% of SRBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SRBK has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: SRBK's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: SRBK has an appropriate level of bad loans (0%).