PSB Holdings (PSBQ) Stock Overview
Operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
PSBQ Community Fair Values
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PSB Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$23.90 |
| 52 Week High | US$28.00 |
| 52 Week Low | US$20.06 |
| Beta | 0.38 |
| 1 Month Change | 0.21% |
| 3 Month Change | -2.85% |
| 1 Year Change | 16.87% |
| 3 Year Change | 2.36% |
| 5 Year Change | 27.47% |
| Change since IPO | 336.13% |
Recent News & Updates
Recent updates
Shareholder Returns
| PSBQ | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | -0.3% | 0.4% |
| 1Y | 16.9% | 27.3% | 12.6% |
Return vs Industry: PSBQ underperformed the US Banks industry which returned 31.2% over the past year.
Return vs Market: PSBQ exceeded the US Market which returned 12.5% over the past year.
Price Volatility
| PSBQ volatility | |
|---|---|
| PSBQ Average Weekly Movement | 1.7% |
| Banks Industry Average Movement | 4.2% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 3.7% |
Stable Share Price: PSBQ has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PSBQ's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1962 | n/a | Scott Cattanach | www.psbholdingsinc.com |
PSB Holdings, Inc. operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in the United States. It offers checking, savings, money market, health savings, and individual retirement accounts; credit, debit, and prepaid cards; overdraft; cash management and private banking services; certificates of deposit; and certificate of deposit account registry services. The company also provides lending products and services, including personal, auto, student, business real estate, and SBA loans; mortgage; business lines of credit; and healthcare specialty lending.
PSB Holdings, Inc. Fundamentals Summary
| PSBQ fundamental statistics | |
|---|---|
| Market cap | US$98.64m |
| Earnings (TTM) | US$10.64m |
| Revenue (TTM) | US$46.64m |
Is PSBQ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PSBQ income statement (TTM) | |
|---|---|
| Revenue | US$46.64m |
| Cost of Revenue | US$0 |
| Gross Profit | US$46.64m |
| Other Expenses | US$36.00m |
| Earnings | US$10.64m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.58 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.81% |
| Debt/Equity Ratio | 160.6% |
How did PSBQ perform over the long term?
See historical performance and comparisonDividends
Does PSBQ pay a reliable dividends?
See PSBQ dividend history and benchmarks| PSB Holdings dividend dates | |
|---|---|
| Ex Dividend Date | Jul 11 2025 |
| Dividend Pay Date | Jul 31 2025 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 21 days |
Does PSBQ pay a reliable dividends?
See PSBQ dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/08 12:17 |
| End of Day Share Price | 2025/07/08 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PSB Holdings, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.