PSBQ Stock Overview
Operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
PSB Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$20.37 |
| 52 Week High | US$22.50 |
| 52 Week Low | US$19.75 |
| Beta | 0.23 |
| 11 Month Change | -0.63% |
| 3 Month Change | -3.92% |
| 1 Year Change | 1.09% |
| 33 Year Change | -19.65% |
| 5 Year Change | -15.13% |
| Change since IPO | 271.72% |
Recent News & Updates
Recent updates
Shareholder Returns
| PSBQ | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 1.7% | 0.4% |
| 1Y | 1.1% | 31.8% | 22.9% |
Return vs Industry: PSBQ underperformed the US Banks industry which returned 28.5% over the past year.
Return vs Market: PSBQ underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| PSBQ volatility | |
|---|---|
| PSBQ Average Weekly Movement | 1.5% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: PSBQ has not had significant price volatility in the past 3 months.
Volatility Over Time: PSBQ's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1962 | n/a | Scott Cattanach | www.psbholdingsinc.com |
PSB Holdings, Inc. operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin. The company offers checking, savings, individual retirement, health savings, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed-rate mortgages; commercial and industrial, municipal, agricultural, construction and land development, residential real estate, consumer and other loans, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and cash management services.
PSB Holdings, Inc. Fundamentals Summary
| PSBQ fundamental statistics | |
|---|---|
| Market cap | US$86.03m |
| Earnings (TTM) | US$9.08m |
| Revenue (TTM) | US$44.31m |
9.5x
P/E Ratio0.8x
P/B RatioIs PSBQ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PSBQ income statement (TTM) | |
|---|---|
| Revenue | US$44.31m |
| Cost of Revenue | US$0 |
| Gross Profit | US$44.31m |
| Other Expenses | US$35.23m |
| Earnings | US$9.08m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.15 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.50% |
| Debt/Equity Ratio | 146.2% |
How did PSBQ perform over the long term?
See historical performance and comparison