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PSB Holdings OTCPK:PSBQ Stock Report

Last Price

US$26.25

Market Cap

US$109.7m

7D

-0.04%

1Y

18.7%

Updated

27 Dec, 2024

Data

Company Financials

PSBQ Stock Overview

Operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin. More details

PSBQ fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance1/6
Financial Health6/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

PSB Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for PSB Holdings
Historical stock prices
Current Share PriceUS$26.25
52 Week HighUS$28.00
52 Week LowUS$19.75
Beta0.23
1 Month Change-5.91%
3 Month Change5.42%
1 Year Change18.72%
3 Year Change0.77%
5 Year Change-4.55%
Change since IPO379.02%

Recent News & Updates

Recent updates

Shareholder Returns

PSBQUS BanksUS Market
7D-0.04%0.8%0.6%
1Y18.7%29.4%23.8%

Return vs Industry: PSBQ underperformed the US Banks industry which returned 29.6% over the past year.

Return vs Market: PSBQ underperformed the US Market which returned 24.6% over the past year.

Price Volatility

Is PSBQ's price volatile compared to industry and market?
PSBQ volatility
PSBQ Average Weekly Movement3.3%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: PSBQ has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PSBQ's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1962n/aScott Cattanachwww.psbholdingsinc.com

PSB Holdings, Inc. operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin. The company offers checking, savings, individual retirement, health savings, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed-rate mortgages; commercial and industrial, municipal, agricultural, construction and land development, residential real estate, consumer and other loans, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and cash management services.

PSB Holdings, Inc. Fundamentals Summary

How do PSB Holdings's earnings and revenue compare to its market cap?
PSBQ fundamental statistics
Market capUS$109.66m
Earnings (TTM)US$9.09m
Revenue (TTM)US$43.74m

12.1x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PSBQ income statement (TTM)
RevenueUS$43.74m
Cost of RevenueUS$0
Gross ProfitUS$43.74m
Other ExpensesUS$34.65m
EarningsUS$9.09m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.18
Gross Margin100.00%
Net Profit Margin20.78%
Debt/Equity Ratio173.3%

How did PSBQ perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

28%

Payout Ratio

Does PSBQ pay a reliable dividends?

See PSBQ dividend history and benchmarks
When do you need to buy PSBQ by to receive an upcoming dividend?
PSB Holdings dividend dates
Ex Dividend DateJan 10 2025
Dividend Pay DateJan 31 2025
Days until Ex dividend12 days
Days until Dividend pay date33 days

Does PSBQ pay a reliable dividends?

See PSBQ dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 14:31
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PSB Holdings, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution