PSBQ Stock Overview
Operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
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PSB Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.95 |
| 52 Week High | US$28.00 |
| 52 Week Low | US$19.75 |
| Beta | 0.24 |
| 1 Month Change | 0.97% |
| 3 Month Change | -5.64% |
| 1 Year Change | 21.26% |
| 3 Year Change | -0.19% |
| 5 Year Change | -5.64% |
| Change since IPO | 373.54% |
Recent News & Updates
Recent updates
Shareholder Returns
| PSBQ | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.8% | -0.4% | 1.5% |
| 1Y | 21.3% | 40.5% | 22.4% |
Return vs Industry: PSBQ underperformed the US Banks industry which returned 40.5% over the past year.
Return vs Market: PSBQ underperformed the US Market which returned 22.4% over the past year.
Price Volatility
| PSBQ volatility | |
|---|---|
| PSBQ Average Weekly Movement | 2.4% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 18.1% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: PSBQ has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PSBQ's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1962 | n/a | Scott Cattanach | www.psbholdingsinc.com |
PSB Holdings, Inc. operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin. The company offers checking, savings, individual retirement, health savings, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed-rate mortgages; commercial and industrial, municipal, agricultural, construction and land development, residential real estate, consumer and other loans, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and cash management services.
PSB Holdings, Inc. Fundamentals Summary
| PSBQ fundamental statistics | |
|---|---|
| Market cap | US$108.63m |
| Earnings (TTM) | US$9.80m |
| Revenue (TTM) | US$44.86m |
11.1x
P/E Ratio1.0x
P/B RatioIs PSBQ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PSBQ income statement (TTM) | |
|---|---|
| Revenue | US$44.86m |
| Cost of Revenue | US$0 |
| Gross Profit | US$44.86m |
| Other Expenses | US$35.06m |
| Earnings | US$9.80m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.34 |
| Gross Margin | 100.00% |
| Net Profit Margin | 21.85% |
| Debt/Equity Ratio | 160.7% |
How did PSBQ perform over the long term?
See historical performance and comparisonDividends
2.5%
Current Dividend Yield27%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/17 07:07 |
| End of Day Share Price | 2025/02/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PSB Holdings, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.