WSBK Stock Overview

Winchester Bancorp Inc. focuses on operating as the bank holding company for Winchester Savings Bank that provides banking products and services in Massachusetts. More details

WSBK fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	0/6

Risk Analysis

Shares are highly illiquid

Revenue has declined by 18% over the past year

Less than 3 years of financial data is available

Profit margins (0.3%) are lower than last year (13.6%)

+ 1 more risk

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

Winchester Bancorp, Inc. Competitors

ENB Financial

OTCPK:ENBP

US$93.3m

Trinity Bank N.A

OTCPK:TYBT

US$92.3m

Magyar Bancorp

NasdaqGM:MGYR

US$93.0m

CNB Bank Shares

OTCPK:CNBN

US$90.5m

Price History & Performance

Summary of share price highs, lows and changes for Winchester Bancorp
Historical stock prices
Current Share Price	US$9.30
52 Week High	US$10.10
52 Week Low	US$9.22
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-7.00%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	WSBK	US Banks	US Market
7D	n/a	3.8%	2.8%
1Y	n/a	16.8%	9.3%

Return vs Industry: Insufficient data to determine how WSBK performed against the US Banks industry.

Return vs Market: Insufficient data to determine how WSBK performed against the US Market.

Price Volatility

Is WSBK's price volatile compared to industry and market?
WSBK volatility
WSBK Average Weekly Movement	n/a
Banks Industry Average Movement	4.8%
Market Average Movement	7.9%
10% most volatile stocks in US Market	16.3%
10% least volatile stocks in US Market	4.2%

Stable Share Price: WSBK's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine WSBK's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2024	73	John Carroll	www.winchestersavings.com

Winchester Bancorp Inc. focuses on operating as the bank holding company for Winchester Savings Bank that provides banking products and services in Massachusetts. It offers non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multi-family residential real estate loans, construction loans, commercial real estate loans, home equity loans and lines of credit, commercial business loans, and consumer loans, as well as invests in securities. Winchester Bancorp, Inc. was incorporated in 2024 and is based in Winchester, Massachusetts.

Winchester Bancorp, Inc. Fundamentals Summary

How do Winchester Bancorp's earnings and revenue compare to its market cap?
WSBK fundamental statistics
Market cap	US$86.45m
Earnings (TTM)	US$42.00k
Revenue (TTM)	US$14.84m

2,058x

P/E Ratio

1.1x

P/B Ratio

Is WSBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WSBK income statement (TTM)
Revenue	US$14.84m
Cost of Revenue	US$0
Gross Profit	US$14.84m
Other Expenses	US$14.80m
Earnings	US$42.00k

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.0045
Gross Margin	100.00%
Net Profit Margin	0.28%
Debt/Equity Ratio	181.2%

How did WSBK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/05 08:33
End of Day Share Price	2025/05/02 00:00
Earnings	2024/12/31
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Winchester Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.