PSB Holdings Balance Sheet Health
Financial Health criteria checks 6/6
PSB Holdings has total assets of $1.4B and total equity of $109.3M. Total deposits are $1.1B, and total loans are $1.1B.
Key information
13x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$1.14b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$27.80m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PSBQ's Assets to Equity ratio (13x) is moderate.
Allowance for Bad Loans: PSBQ has a sufficient allowance for bad loans (219%).
Low Risk Liabilities: 87% of PSBQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: PSBQ has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: PSBQ's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: PSBQ has an appropriate level of bad loans (0.5%).