OPOF Stock Overview Operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. More details
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Old Point Financial Corporation Competitors Price History & Performance
Summary of share price highs, lows and changes for Old Point Financial Historical stock prices Current Share Price US$25.69 52 Week High US$25.74 52 Week Low US$13.49 Beta 0.31 1 Month Change 14.08% 3 Month Change 35.21% 1 Year Change 43.28% 3 Year Change 9.93% 5 Year Change -6.07% Change since IPO 129.38%
Recent News & Updates
Now 21% undervalued Dec 18
Old Point Financial (NASDAQ:OPOF) Is Paying Out A Dividend Of $0.14 Nov 26
Third quarter dividend of US$0.14 announced Nov 25
Old Point Financial Corporation Announces Quarterly Dividend, Payable on December 27, 2024 Nov 21 Old Point Financial Corporation Announces the Appointment of Cathy W. Liles as Senior Vice President
Third quarter 2024 earnings released: EPS: US$0.47 (vs US$0.27 in 3Q 2023) Oct 25 See more updates
Now 21% undervalued Dec 18
Old Point Financial (NASDAQ:OPOF) Is Paying Out A Dividend Of $0.14 Nov 26
Third quarter dividend of US$0.14 announced Nov 25
Old Point Financial Corporation Announces Quarterly Dividend, Payable on December 27, 2024 Nov 21 Old Point Financial Corporation Announces the Appointment of Cathy W. Liles as Senior Vice President
Third quarter 2024 earnings released: EPS: US$0.47 (vs US$0.27 in 3Q 2023) Oct 25
Old Point Financial (NASDAQ:OPOF) Has Announced A Dividend Of $0.14 Aug 25
Second quarter dividend of US$0.14 announced Aug 25
Old Point Financial Corporation Declares Quarterly Cash Dividend, Payable on September 27, 2024 Aug 22
Second quarter 2024 earnings released: EPS: US$0.50 (vs US$0.36 in 2Q 2023) Jul 28
First quarter dividend of US$0.14 announced May 26
We Think Old Point Financial Corporation's (NASDAQ:OPOF) CEO Compensation Package Needs To Be Put Under A Microscope May 23
Old Point Financial Corporation Announces Quarterly Dividend, Payable on June 28, 2024 May 23
New minor risk - Profit margin trend May 02
Old Point Financial Corporation Declares Dividends for the First Quarter of 2024 May 01
Insufficient new directors Apr 01
Upcoming dividend of US$0.14 per share Feb 27
Old Point Financial (NASDAQ:OPOF) Is Paying Out A Dividend Of $0.14 Feb 25
Fourth quarter dividend of US$0.14 announced Feb 25
Old Point Financial Corporation Declares Quarterly Cash Dividend, Payable on March 29, 2024 Feb 22
Now 21% undervalued Feb 07
Full year 2023 earnings released: EPS: US$1.54 (vs US$1.80 in FY 2022) Feb 01
Old Point Financial Corporation Declares Dividend for the Fourth Quarter of 2023 Jan 31
Old Point Financial Corporation, Annual General Meeting, May 28, 2024 Jan 16
Old Point Financial Corporation, The Old Point National Bank of Phoebus, Old Point Trust & Financial Services, N.A. Announces Retirement of Arthur D. Greene from Board of Directors, Effective December 31, 2023 Dec 27
Now 20% undervalued after recent price drop Dec 11
Upcoming dividend of US$0.14 per share at 3.3% yield Nov 28
Now 20% undervalued after recent price drop Nov 24
Old Point Financial Corporation Declares Quarterly Dividend, Payable on December 29, 2023 Nov 23
Third quarter 2023 earnings released: EPS: US$0.27 (vs US$0.51 in 3Q 2022) Oct 29
Now 21% undervalued after recent price drop Oct 19
Old Point Financial Corporation and The Old Point National Bank of Phoebus Appoints Mr. Paul Pickett, as Chief Financial Officer, Effective October 24, 2023 Oct 19
Elizabeth T. Beale Notifies Old Point Financial Corporation of Her Decision to Resign as Senior Vice President/Finance and Principal Financial and Accounting Officer Sep 09
Upcoming dividend of US$0.14 per share at 3.2% yield Aug 29
Old Point Financial Corporation Declares Quarterly Dividend, Payable on September 29, 2023 Aug 17
Second quarter 2023 earnings released: EPS: US$0.36 (vs US$0.37 in 2Q 2022) Jul 28
Here's Why We Think Old Point Financial (NASDAQ:OPOF) Is Well Worth Watching Jul 24 Elizabeth T. Beale Notifies Old Point Financial Corporation of Her Decision to Resign as Senior Vice President/Finance and Principal Financial and Accounting Officer
Investor sentiment improves as stock rises 16% Jul 04
Upcoming dividend of US$0.14 per share at 3.5% yield May 30
Old Point Financial Corporation Approves to Elect Sarah B. Castleberry as Director May 28
Investor sentiment improves as stock rises 24% May 24
Old Point Financial Corporation Declares Quarterly Dividend, Payable on June 30, 2023 May 18
Investor sentiment deteriorates as stock falls 24% May 04
Full year 2022 earnings released: EPS: US$1.80 (vs US$1.61 in FY 2021) Apr 06
Upcoming dividend of US$0.14 per share at 1.9% yield Feb 28
Russell Smith Evans, Jr. Notifies Old Point Financial Corporation of His Intention to Retire from the Boards of Director Feb 18
Full year 2022 earnings released: EPS: US$1.80 (vs US$1.61 in FY 2021) Jan 27
Investor sentiment improved over the past week Dec 21
Upcoming dividend of US$0.13 per share Nov 29
Old Point Financial (NASDAQ:OPOF) Is Due To Pay A Dividend Of $0.13 Nov 22
Third quarter 2022 earnings released: EPS: US$0.51 (vs US$0.36 in 3Q 2021) Nov 20
Old Point Financial Corporation Declares Quarterly Dividend, Payable on December 30, 2022 Nov 18
Third quarter 2022 earnings released: EPS: US$0.51 (vs US$0.36 in 3Q 2021) Oct 28
Do Old Point Financial's (NASDAQ:OPOF) Earnings Warrant Your Attention? Sep 17
Investor sentiment improved over the past week Sep 16
Upcoming dividend of US$0.13 per share Aug 30
Old Point Financial Corporation Declares Quarterly Dividend, to Be Paid on September 30, 2022 Aug 18
Old Point Financial declares $0.13 dividend Aug 17
Old Point Financial Corporation Declares Dividend for the Second Quarter of 2022 Jul 28
Second quarter 2022 earnings released: EPS: US$0.37 (vs US$0.35 in 2Q 2021) Jul 27
Old Point Financial GAAP EPS of $0.37, revenue of $13.82M Jul 26
Upcoming dividend of US$0.13 per share May 24
Old Point Financial Corporation Declares Quarterly Cash Dividend, Payable on June 24, 2022 May 19
First quarter 2022 earnings: EPS and revenues exceed analyst expectations Apr 29
Full year 2021 earnings: EPS and revenues exceed analyst expectations Apr 02
Upcoming dividend of US$0.13 per share Feb 22
Old Point Financial Corporation Declares Quarterly Dividend, Payable on March 25, 2022 Feb 17
Full year 2021 earnings: EPS and revenues exceed analyst expectations Jan 30
Old Point Financial Corporation Reports Annualized Net Charge Offs for the Fourth Quarter Ended December 31, 2021 Jan 29
Insufficient new directors Dec 06
Upcoming dividend of US$0.13 per share Nov 23
Old Point Financial (NASDAQ:OPOF) Will Pay A Larger Dividend Than Last Year At US$0.13 Nov 20
Third quarter 2021 earnings released: EPS US$0.36 (vs US$0.21 in 3Q 2020) Oct 29
Upcoming dividend of US$0.13 per share Aug 24
Old Point Financial (NASDAQ:OPOF) Is Increasing Its Dividend To US$0.13 Aug 21
Second quarter 2021 earnings released: EPS US$0.35 (vs US$0.48 in 2Q 2020) Jul 29
Old Point Financial Corporation(NasdaqCM:OPOF) dropped from Russell Microcap Growth Index Jun 28
Independent Director James Chisman has left the company Jun 04
Upcoming dividend of US$0.12 per share May 25
Old Point Financial Corporation Declares Quarterly Dividend, Payable on June 25, 2021 May 21
Old Point Financial Corporation's (NASDAQ:OPOF) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio? May 05
First quarter 2021 earnings released: EPS US$0.58 (vs US$0.24 in 1Q 2020) Apr 29
Old Point Financial reports Q1 results Apr 27
Old Point Financial Corporation Announces Management Changes Mar 19
Old Point Financial Corporation Announces Branch Optimization and Expense Reduction Initiatives Jan 22
New 90-day high: US$20.50 Jan 14
Reflecting on Old Point Financial's (NASDAQ:OPOF) Share Price Returns Over The Last Three Years Jan 06
New 90-day high: US$18.99 Dec 09
Why You Might Be Interested In Old Point Financial Corporation (NASDAQ:OPOF) For Its Upcoming Dividend Nov 26
New 90-day high: US$16.51 Nov 17
Third quarter earnings released Oct 29
First half earnings released Aug 16
New 90-day high - US$16.59 Aug 15 Shareholder Returns OPOF US Banks US Market 7D 4.2% 0.1% -1.1% 1Y 43.3% 28.7% 22.4%
See full shareholder returns
Return vs Industry: OPOF exceeded the US Banks industry which returned 29.4% over the past year.
Return vs Market: OPOF exceeded the US Market which returned 23.7% over the past year.
Price Volatility Is OPOF's price volatile compared to industry and market? OPOF volatility OPOF Average Weekly Movement 4.1% Banks Industry Average Movement 5.2% Market Average Movement 6.3% 10% most volatile stocks in US Market 17.6% 10% least volatile stocks in US Market 3.1%
Stable Share Price: OPOF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: OPOF's weekly volatility (4%) has been stable over the past year.
About the Company Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans.
Show more Old Point Financial Corporation Fundamentals Summary How do Old Point Financial's earnings and revenue compare to its market cap? OPOF fundamental statistics Market cap US$127.70m Earnings (TTM ) US$8.11m Revenue (TTM ) US$59.50m
Earnings & Revenue Key profitability statistics from the latest earnings report (TTM) OPOF income statement (TTM ) Revenue US$59.50m Cost of Revenue US$0 Gross Profit US$59.50m Other Expenses US$51.39m Earnings US$8.11m
Last Reported Earnings
Sep 30, 2024
Earnings per share (EPS) 1.60 Gross Margin 100.00% Net Profit Margin 13.63% Debt/Equity Ratio 62.8%
How did OPOF perform over the long term?
See historical performance and comparison Dividends
2.2% Current Dividend Yield
Company Analysis and Financial Data Status Data Last Updated (UTC time) Company Analysis 2024/12/30 02:37 End of Day Share Price 2024/12/30 00:00 Earnings 2024/09/30 Annual Earnings 2023/12/31
Data Sources The data used in our company analysis is from S&P Global Market Intelligence LLC . The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package Data Timeframe Example US Source * Company Financials 10 years Income statement Cash flow statement Balance sheet Analyst Consensus Estimates +3 years Forecast financials Analyst price targets Market Prices 30 years Stock prices Dividends, Splits and Actions Ownership 10 years Top shareholders Insider trading Management 10 years Leadership team Board of directors Key Developments 10 years
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here .
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Analyst Sources Old Point Financial Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst Institution Allan Bach Davenport & Company
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