OPOF Stock Overview
Operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for OPOF from our risk checks.
Old Point Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$20.42 |
| 52 Week High | US$21.89 |
| 52 Week Low | US$13.49 |
| Beta | 0.29 |
| 11 Month Change | 5.80% |
| 3 Month Change | 6.91% |
| 1 Year Change | 15.04% |
| 33 Year Change | -10.08% |
| 5 Year Change | -29.47% |
| Change since IPO | 82.32% |
Recent News & Updates
Recent updates
Old Point Financial (NASDAQ:OPOF) Has Announced A Dividend Of $0.14
Aug 25
We Think Old Point Financial Corporation's (NASDAQ:OPOF) CEO Compensation Package Needs To Be Put Under A Microscope
May 23Old Point Financial (NASDAQ:OPOF) Is Paying Out A Dividend Of $0.14
Feb 25Here's Why We Think Old Point Financial (NASDAQ:OPOF) Is Well Worth Watching
Jul 24Old Point Financial (NASDAQ:OPOF) Is Due To Pay A Dividend Of $0.13
Nov 22Do Old Point Financial's (NASDAQ:OPOF) Earnings Warrant Your Attention?
Sep 17Old Point Financial declares $0.13 dividend
Aug 17Old Point Financial GAAP EPS of $0.37, revenue of $13.82M
Jul 26Old Point Financial (NASDAQ:OPOF) Will Pay A Larger Dividend Than Last Year At US$0.13
Nov 20Old Point Financial (NASDAQ:OPOF) Is Increasing Its Dividend To US$0.13
Aug 21Old Point Financial Corporation's (NASDAQ:OPOF) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
May 05Old Point Financial reports Q1 results
Apr 27Reflecting on Old Point Financial's (NASDAQ:OPOF) Share Price Returns Over The Last Three Years
Jan 06Why You Might Be Interested In Old Point Financial Corporation (NASDAQ:OPOF) For Its Upcoming Dividend
Nov 26
Shareholder Returns
| OPOF | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.8% | -0.9% | -1.0% |
| 1Y | 15.0% | 53.3% | 30.3% |
Return vs Industry: OPOF underperformed the US Banks industry which returned 54.2% over the past year.
Return vs Market: OPOF underperformed the US Market which returned 30.4% over the past year.
Price Volatility
| OPOF volatility | |
|---|---|
| OPOF Average Weekly Movement | 4.1% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 15.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: OPOF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: OPOF's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1922 | 291 | Rob Shuford | www.oldpoint.com |
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans.
Old Point Financial Corporation Fundamentals Summary
| OPOF fundamental statistics | |
|---|---|
| Market cap | US$103.08m |
| Earnings (TTM) | US$8.11m |
| Revenue (TTM) | US$59.50m |
12.8x
P/E Ratio0.9x
P/B RatioIs OPOF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OPOF income statement (TTM) | |
|---|---|
| Revenue | US$59.50m |
| Cost of Revenue | US$0 |
| Gross Profit | US$59.50m |
| Other Expenses | US$51.39m |
| Earnings | US$8.11m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.60 |
| Gross Margin | 100.00% |
| Net Profit Margin | 13.63% |
| Debt/Equity Ratio | 62.0% |
How did OPOF perform over the long term?
See historical performance and comparison