Old Point Financial Past Earnings Performance
Past criteria checks 2/6
Old Point Financial has been growing earnings at an average annual rate of 8.3%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 6.5% per year. Old Point Financial's return on equity is 7.2%, and it has net margins of 13%.
Key information
8.3%
Earnings growth rate
9.1%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 6.5% |
| Return on equity | 7.2% |
| Net Margin | 13.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Old Point Financial (NASDAQ:OPOF) Is Paying Out A Dividend Of $0.14
Feb 25
Here's Why We Think Old Point Financial (NASDAQ:OPOF) Is Well Worth Watching
Jul 24Old Point Financial (NASDAQ:OPOF) Is Due To Pay A Dividend Of $0.13
Nov 22Do Old Point Financial's (NASDAQ:OPOF) Earnings Warrant Your Attention?
Sep 17Old Point Financial declares $0.13 dividend
Aug 17Old Point Financial GAAP EPS of $0.37, revenue of $13.82M
Jul 26Old Point Financial (NASDAQ:OPOF) Will Pay A Larger Dividend Than Last Year At US$0.13
Nov 20Old Point Financial (NASDAQ:OPOF) Is Increasing Its Dividend To US$0.13
Aug 21Old Point Financial Corporation's (NASDAQ:OPOF) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
May 05Old Point Financial reports Q1 results
Apr 27Reflecting on Old Point Financial's (NASDAQ:OPOF) Share Price Returns Over The Last Three Years
Jan 06Why You Might Be Interested In Old Point Financial Corporation (NASDAQ:OPOF) For Its Upcoming Dividend
Nov 26
Revenue & Expenses BreakdownBeta
How Old Point Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 59 | 8 | 45 | 0 |
| 30 Sep 23 | 61 | 9 | 45 | 0 |
| 30 Jun 23 | 61 | 10 | 43 | 0 |
| 31 Mar 23 | 59 | 10 | 42 | 0 |
| 31 Dec 22 | 56 | 9 | 41 | 0 |
| 30 Sep 22 | 54 | 8 | 40 | 0 |
| 30 Jun 22 | 52 | 8 | 39 | 0 |
| 31 Mar 22 | 52 | 7 | 39 | 0 |
| 31 Dec 21 | 53 | 8 | 38 | 0 |
| 30 Sep 21 | 53 | 7 | 39 | 0 |
| 30 Jun 21 | 52 | 6 | 39 | 0 |
| 31 Mar 21 | 51 | 7 | 37 | 0 |
| 31 Dec 20 | 48 | 5 | 37 | 0 |
| 30 Sep 20 | 48 | 7 | 36 | 0 |
| 30 Jun 20 | 48 | 8 | 35 | 0 |
| 31 Mar 20 | 47 | 7 | 36 | 0 |
| 31 Dec 19 | 48 | 8 | 35 | 0 |
| 30 Sep 19 | 46 | 7 | 34 | 0 |
| 30 Jun 19 | 45 | 7 | 34 | 0 |
| 31 Mar 19 | 45 | 6 | 34 | 0 |
| 31 Dec 18 | 44 | 5 | 34 | 0 |
| 30 Sep 18 | 42 | 1 | 33 | 0 |
| 30 Jun 18 | 41 | 0 | 32 | 0 |
| 31 Mar 18 | 39 | 0 | 32 | 0 |
| 31 Dec 17 | 39 | 0 | 31 | 0 |
| 30 Sep 17 | 38 | 4 | 31 | 0 |
| 30 Jun 17 | 39 | 4 | 30 | 0 |
| 31 Mar 17 | 38 | 4 | 31 | 0 |
| 31 Dec 16 | 39 | 4 | 30 | 0 |
| 30 Sep 16 | 39 | 3 | 30 | 0 |
| 30 Jun 16 | 38 | 3 | 32 | 0 |
| 31 Mar 16 | 39 | 3 | 31 | 0 |
| 31 Dec 15 | 39 | 4 | 30 | 0 |
| 30 Sep 15 | 40 | 5 | 30 | 0 |
| 30 Jun 15 | 39 | 5 | 30 | 0 |
| 31 Mar 15 | 39 | 4 | 30 | 0 |
| 31 Dec 14 | 38 | 4 | 30 | 0 |
| 30 Sep 14 | 37 | 3 | 30 | 0 |
| 30 Jun 14 | 37 | 3 | 29 | 0 |
| 31 Mar 14 | 37 | 3 | 28 | 0 |
| 31 Dec 13 | 37 | 3 | 28 | 0 |
| 30 Sep 13 | 37 | 4 | 28 | 0 |
| 30 Jun 13 | 38 | 4 | 29 | 0 |
Quality Earnings: OPOF has high quality earnings.
Growing Profit Margin: OPOF's current net profit margins (13%) are lower than last year (16.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OPOF's earnings have grown by 8.3% per year over the past 5 years.
Accelerating Growth: OPOF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OPOF had negative earnings growth (-15.1%) over the past year, making it difficult to compare to the Banks industry average (-10.1%).
Return on Equity
High ROE: OPOF's Return on Equity (7.2%) is considered low.