Old Point Financial Past Earnings Performance
Past criteria checks 2/6
Old Point Financial has been growing earnings at an average annual rate of 3.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 5.7% per year. Old Point Financial's return on equity is 7%, and it has net margins of 13.6%.
Key information
3.4%
Earnings growth rate
4.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 5.7% |
| Return on equity | 7.0% |
| Net Margin | 13.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Old Point Financial (NASDAQ:OPOF) Is Paying Out A Dividend Of $0.14
Nov 26
Old Point Financial (NASDAQ:OPOF) Has Announced A Dividend Of $0.14
Aug 25We Think Old Point Financial Corporation's (NASDAQ:OPOF) CEO Compensation Package Needs To Be Put Under A Microscope
May 23Old Point Financial (NASDAQ:OPOF) Is Paying Out A Dividend Of $0.14
Feb 25Here's Why We Think Old Point Financial (NASDAQ:OPOF) Is Well Worth Watching
Jul 24Old Point Financial (NASDAQ:OPOF) Is Due To Pay A Dividend Of $0.13
Nov 22Do Old Point Financial's (NASDAQ:OPOF) Earnings Warrant Your Attention?
Sep 17Old Point Financial declares $0.13 dividend
Aug 17Old Point Financial GAAP EPS of $0.37, revenue of $13.82M
Jul 26Old Point Financial (NASDAQ:OPOF) Will Pay A Larger Dividend Than Last Year At US$0.13
Nov 20Old Point Financial (NASDAQ:OPOF) Is Increasing Its Dividend To US$0.13
Aug 21Old Point Financial Corporation's (NASDAQ:OPOF) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
May 05Old Point Financial reports Q1 results
Apr 27Reflecting on Old Point Financial's (NASDAQ:OPOF) Share Price Returns Over The Last Three Years
Jan 06Why You Might Be Interested In Old Point Financial Corporation (NASDAQ:OPOF) For Its Upcoming Dividend
Nov 26
Revenue & Expenses Breakdown
How Old Point Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 60 | 8 | 44 | 0 |
| 30 Jun 24 | 58 | 7 | 44 | 0 |
| 31 Mar 24 | 58 | 6 | 45 | 0 |
| 31 Dec 23 | 59 | 8 | 45 | 0 |
| 30 Sep 23 | 61 | 9 | 45 | 0 |
| 30 Jun 23 | 61 | 10 | 43 | 0 |
| 31 Mar 23 | 59 | 10 | 42 | 0 |
| 31 Dec 22 | 56 | 9 | 41 | 0 |
| 30 Sep 22 | 54 | 8 | 40 | 0 |
| 30 Jun 22 | 52 | 8 | 39 | 0 |
| 31 Mar 22 | 52 | 7 | 39 | 0 |
| 31 Dec 21 | 53 | 8 | 38 | 0 |
| 30 Sep 21 | 53 | 7 | 39 | 0 |
| 30 Jun 21 | 52 | 6 | 39 | 0 |
| 31 Mar 21 | 51 | 7 | 37 | 0 |
| 31 Dec 20 | 48 | 5 | 37 | 0 |
| 30 Sep 20 | 48 | 7 | 36 | 0 |
| 30 Jun 20 | 48 | 8 | 35 | 0 |
| 31 Mar 20 | 47 | 7 | 36 | 0 |
| 31 Dec 19 | 48 | 8 | 35 | 0 |
| 30 Sep 19 | 46 | 7 | 34 | 0 |
| 30 Jun 19 | 45 | 7 | 34 | 0 |
| 31 Mar 19 | 45 | 6 | 34 | 0 |
| 31 Dec 18 | 44 | 5 | 34 | 0 |
| 30 Sep 18 | 42 | 1 | 33 | 0 |
| 30 Jun 18 | 41 | 0 | 32 | 0 |
| 31 Mar 18 | 39 | 0 | 32 | 0 |
| 31 Dec 17 | 39 | 0 | 31 | 0 |
| 30 Sep 17 | 38 | 4 | 31 | 0 |
| 30 Jun 17 | 39 | 4 | 30 | 0 |
| 31 Mar 17 | 38 | 4 | 31 | 0 |
| 31 Dec 16 | 39 | 4 | 30 | 0 |
| 30 Sep 16 | 39 | 3 | 30 | 0 |
| 30 Jun 16 | 38 | 3 | 32 | 0 |
| 31 Mar 16 | 39 | 3 | 31 | 0 |
| 31 Dec 15 | 39 | 4 | 30 | 0 |
| 30 Sep 15 | 40 | 5 | 30 | 0 |
| 30 Jun 15 | 39 | 5 | 30 | 0 |
| 31 Mar 15 | 39 | 4 | 30 | 0 |
| 31 Dec 14 | 38 | 4 | 30 | 0 |
| 30 Sep 14 | 37 | 3 | 30 | 0 |
| 30 Jun 14 | 37 | 3 | 29 | 0 |
| 31 Mar 14 | 37 | 3 | 28 | 0 |
| 31 Dec 13 | 37 | 3 | 28 | 0 |
Quality Earnings: OPOF has high quality earnings.
Growing Profit Margin: OPOF's current net profit margins (13.6%) are lower than last year (14.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OPOF's earnings have grown by 3.4% per year over the past 5 years.
Accelerating Growth: OPOF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OPOF had negative earnings growth (-8.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: OPOF's Return on Equity (7%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 11:57 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Old Point Financial Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Allan Bach | Davenport & Company |