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FRAF

Franklin Financial Services NasdaqCM:FRAF Stock Report

Last Price

US$33.31

Market Cap

US$147.1m

7D

-1.7%

1Y

0.03%

Updated

27 Jan, 2023

Data

Company Financials

Franklin Financial Services Corporation

NasdaqCM:FRAF Stock Report

Mkt Cap: US$147.1m

FRAF Stock Overview

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania.

FRAF fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 46.3% below our estimate of its fair value

Pays a reliable dividend of 3.84%

Risk Analysis

No risks detected for FRAF from our risk checks.

My Notes

New

Notes are coming soon

Franklin Financial Services Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Franklin Financial Services
Historical stock prices
Current Share PriceUS$33.31
52 Week HighUS$36.55
52 Week LowUS$28.05
Beta0.57
1 Month Change-2.49%
3 Month Change1.68%
1 Year Change0.03%
3 Year Change-8.79%
5 Year Change-8.36%
Change since IPO425.07%

Recent News & Updates

Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Jan 27
Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Recent updates

Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Jan 27
Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32

Jul 26
Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32

Franklin Financial Services (NASDAQ:FRAF) Has Announced That It Will Be Increasing Its Dividend To US$0.32

Oct 23
Franklin Financial Services (NASDAQ:FRAF) Has Announced That It Will Be Increasing Its Dividend To US$0.32

Franklin Financial Services (NASDAQ:FRAF) Will Pay A Larger Dividend Than Last Year At US$0.32

Jul 15
Franklin Financial Services (NASDAQ:FRAF) Will Pay A Larger Dividend Than Last Year At US$0.32

It's Probably Less Likely That Franklin Financial Services Corporation's (NASDAQ:FRAF) CEO Will See A Huge Pay Rise This Year

Apr 21
It's Probably Less Likely That Franklin Financial Services Corporation's (NASDAQ:FRAF) CEO Will See A Huge Pay Rise This Year

Could Franklin Financial Services Corporation (NASDAQ:FRAF) Have The Makings Of Another Dividend Aristocrat?

Mar 24
Could Franklin Financial Services Corporation (NASDAQ:FRAF) Have The Makings Of Another Dividend Aristocrat?

Be Sure To Check Out Franklin Financial Services Corporation (NASDAQ:FRAF) Before It Goes Ex-Dividend

Jan 30
Be Sure To Check Out Franklin Financial Services Corporation (NASDAQ:FRAF) Before It Goes Ex-Dividend

Franklin Financial Services (NASDAQ:FRAF) Has Compensated Shareholders With A Respectable 54% Return On Their Investment

Jan 27
Franklin Financial Services (NASDAQ:FRAF) Has Compensated Shareholders With A Respectable 54% Return On Their Investment

What We Learned About Franklin Financial Services' (NASDAQ:FRAF) CEO Pay

Dec 05
What We Learned About Franklin Financial Services' (NASDAQ:FRAF) CEO Pay

Shareholder Returns

FRAFUS BanksUS Market
7D-1.7%2.9%2.3%
1Y0.03%-15.0%-9.7%

Return vs Industry: FRAF exceeded the US Banks industry which returned -15% over the past year.

Return vs Market: FRAF exceeded the US Market which returned -9.7% over the past year.

Price Volatility

Is FRAF's price volatile compared to industry and market?
FRAF volatility
FRAF Average Weekly Movement2.9%
Banks Industry Average Movement3.8%
Market Average Movement6.9%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: FRAF is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: FRAF's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1906280Tim Henryhttps://www.franklinfin.com

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing.

Franklin Financial Services Corporation Fundamentals Summary

How do Franklin Financial Services's earnings and revenue compare to its market cap?
FRAF fundamental statistics
Market CapUS$147.07m
Earnings (TTM)US$14.94m
Revenue (TTM)US$66.19m

9.8x

P/E Ratio

1.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
FRAF income statement (TTM)
RevenueUS$66.19m
Cost of RevenueUS$0
Gross ProfitUS$66.19m
Other ExpensesUS$51.25m
EarningsUS$14.94m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)3.40
Gross Margin100.00%
Net Profit Margin22.57%
Debt/Equity Ratio24.0%

How did FRAF perform over the long term?

See historical performance and comparison

Dividends

3.8%

Current Dividend Yield

38%

Payout Ratio

Does FRAF pay a reliable dividends?

See FRAF dividend history and benchmarks
When do you need to buy FRAF by to receive an upcoming dividend?
Franklin Financial Services dividend dates
Ex Dividend DateFeb 02 2023
Dividend Pay DateFeb 22 2023
Days until Ex dividend5 days
Days until Dividend pay date25 days

Does FRAF pay a reliable dividends?

See FRAF dividend history and benchmarks