Franklin Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Franklin Financial Services has total assets of $2.2B and total equity of $149.9M. Total deposits are $1.7B, and total loans are $1.3B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $28.9M.
Key information
14.3x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$1.72b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$28.87m |
Recent financial health updates
No updates
Recent updates
Franklin Financial Services (NASDAQ:FRAF) Will Pay A Dividend Of $0.32
Jul 20
Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32
Apr 20Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32
Jan 26Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32
Oct 26Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32
Jul 27Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32
Jan 27Franklin Financial Services GAAP EPS of $0.80, revenue of $16.2M
Jul 26Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32
Jul 26Franklin Financial Services (NASDAQ:FRAF) Has Announced That It Will Be Increasing Its Dividend To US$0.32
Oct 23Franklin Financial Services (NASDAQ:FRAF) Will Pay A Larger Dividend Than Last Year At US$0.32
Jul 15Franklin Financial Services reports Q1 results
Apr 26It's Probably Less Likely That Franklin Financial Services Corporation's (NASDAQ:FRAF) CEO Will See A Huge Pay Rise This Year
Apr 21Could Franklin Financial Services Corporation (NASDAQ:FRAF) Have The Makings Of Another Dividend Aristocrat?
Mar 24Be Sure To Check Out Franklin Financial Services Corporation (NASDAQ:FRAF) Before It Goes Ex-Dividend
Jan 30
Franklin Financial Services (NASDAQ:FRAF) Has Compensated Shareholders With A Respectable 54% Return On Their Investment
Jan 27What We Learned About Franklin Financial Services' (NASDAQ:FRAF) CEO Pay
Dec 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FRAF's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: FRAF has a sufficient allowance for bad loans (4988%).
Low Risk Liabilities: 86% of FRAF's liabilities are made up of primarily low risk sources of funding.
Loan Level: FRAF has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: FRAF's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: FRAF has an appropriate level of bad loans (0%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:21 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Franklin Financial Services Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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