Franklin Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Franklin Financial Services has total assets of $1.8B and total equity of $132.1M. Total deposits are $1.5B, and total loans are $1.2B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.01% of total loans. Cash and short-term investments are $29.4M.
Key information
13.9x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$1.54b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.01% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$29.37m |
Recent financial health updates
No updates
Recent updates
Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32
Jan 26
Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32
Oct 26Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32
Jul 27Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32
Jan 27Franklin Financial Services GAAP EPS of $0.80, revenue of $16.2M
Jul 26Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32
Jul 26Franklin Financial Services (NASDAQ:FRAF) Has Announced That It Will Be Increasing Its Dividend To US$0.32
Oct 23Franklin Financial Services (NASDAQ:FRAF) Will Pay A Larger Dividend Than Last Year At US$0.32
Jul 15Franklin Financial Services reports Q1 results
Apr 26It's Probably Less Likely That Franklin Financial Services Corporation's (NASDAQ:FRAF) CEO Will See A Huge Pay Rise This Year
Apr 21Could Franklin Financial Services Corporation (NASDAQ:FRAF) Have The Makings Of Another Dividend Aristocrat?
Mar 24Be Sure To Check Out Franklin Financial Services Corporation (NASDAQ:FRAF) Before It Goes Ex-Dividend
Jan 30
Franklin Financial Services (NASDAQ:FRAF) Has Compensated Shareholders With A Respectable 54% Return On Their Investment
Jan 27What We Learned About Franklin Financial Services' (NASDAQ:FRAF) CEO Pay
Dec 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FRAF's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: FRAF has a sufficient allowance for bad loans (10561%).
Low Risk Liabilities: 90% of FRAF's liabilities are made up of primarily low risk sources of funding.
Loan Level: FRAF has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: FRAF's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: FRAF has an appropriate level of bad loans (0%).