Franklin Financial Services Corporation

NasdaqCM:FRAF Stock Report

Market Cap: US$140.1m

Franklin Financial Services Past Earnings Performance

Past criteria checks 3/6

Franklin Financial Services's earnings have been declining at an average annual rate of -1.9%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 5.5% per year. Franklin Financial Services's return on equity is 9.4%, and it has net margins of 19.7%.

Key information

-1.9%

Earnings growth rate

-2.0%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate5.5%
Return on equity9.4%
Net Margin19.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Franklin Financial Services (NASDAQ:FRAF) Will Pay A Dividend Of $0.32

Jul 20
Franklin Financial Services (NASDAQ:FRAF) Will Pay A Dividend Of $0.32

Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32

Apr 20
Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32

Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32

Jan 26
Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32

Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32

Oct 26
Franklin Financial Services (NASDAQ:FRAF) Has Affirmed Its Dividend Of $0.32

Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Jul 27
Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Jan 27
Franklin Financial Services' (NASDAQ:FRAF) Dividend Will Be $0.32

Franklin Financial Services GAAP EPS of $0.80, revenue of $16.2M

Jul 26

Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32

Jul 26
Franklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32

Franklin Financial Services (NASDAQ:FRAF) Has Announced That It Will Be Increasing Its Dividend To US$0.32

Oct 23
Franklin Financial Services (NASDAQ:FRAF) Has Announced That It Will Be Increasing Its Dividend To US$0.32

Franklin Financial Services (NASDAQ:FRAF) Will Pay A Larger Dividend Than Last Year At US$0.32

Jul 15
Franklin Financial Services (NASDAQ:FRAF) Will Pay A Larger Dividend Than Last Year At US$0.32

Franklin Financial Services reports Q1 results

Apr 26

It's Probably Less Likely That Franklin Financial Services Corporation's (NASDAQ:FRAF) CEO Will See A Huge Pay Rise This Year

Apr 21
It's Probably Less Likely That Franklin Financial Services Corporation's (NASDAQ:FRAF) CEO Will See A Huge Pay Rise This Year

Could Franklin Financial Services Corporation (NASDAQ:FRAF) Have The Makings Of Another Dividend Aristocrat?

Mar 24
Could Franklin Financial Services Corporation (NASDAQ:FRAF) Have The Makings Of Another Dividend Aristocrat?

Be Sure To Check Out Franklin Financial Services Corporation (NASDAQ:FRAF) Before It Goes Ex-Dividend

Jan 30
Be Sure To Check Out Franklin Financial Services Corporation (NASDAQ:FRAF) Before It Goes Ex-Dividend

Franklin Financial Services (NASDAQ:FRAF) Has Compensated Shareholders With A Respectable 54% Return On Their Investment

Jan 27
Franklin Financial Services (NASDAQ:FRAF) Has Compensated Shareholders With A Respectable 54% Return On Their Investment

What We Learned About Franklin Financial Services' (NASDAQ:FRAF) CEO Pay

Dec 05
What We Learned About Franklin Financial Services' (NASDAQ:FRAF) CEO Pay

Revenue & Expenses Breakdown

How Franklin Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:FRAF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247214470
30 Jun 246914460
31 Mar 246814440
31 Dec 236614430
30 Sep 236614430
30 Jun 236715430
31 Mar 236715430
31 Dec 226615420
30 Sep 226515410
30 Jun 226516390
31 Mar 226518380
31 Dec 216620370
30 Sep 216621360
30 Jun 216218350
31 Mar 215716340
31 Dec 205213340
30 Sep 205213330
30 Jun 205314330
31 Mar 205515330
31 Dec 195716320
30 Sep 195516310
30 Jun 195415310
31 Mar 19446300
31 Dec 18436290
30 Sep 1843-5290
30 Jun 1842-6290
31 Mar 18503280
31 Dec 17492280
30 Sep 174811270
30 Jun 174610270
31 Mar 17438260
31 Dec 16438260
30 Sep 16429260
30 Jun 16429260
31 Mar 164410260
31 Dec 154410250
30 Sep 154310250
30 Jun 154310250
31 Mar 15439250
31 Dec 14428250
30 Sep 14418250
30 Jun 14407240
31 Mar 14397240
31 Dec 13396250

Quality Earnings: FRAF has high quality earnings.

Growing Profit Margin: FRAF's current net profit margins (19.7%) are lower than last year (20.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FRAF's earnings have declined by 1.9% per year over the past 5 years.

Accelerating Growth: FRAF's earnings growth over the past year (1.7%) exceeds its 5-year average (-1.9% per year).

Earnings vs Industry: FRAF earnings growth over the past year (1.7%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: FRAF's Return on Equity (9.4%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 15:24
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Franklin Financial Services Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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