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Updated 1d ago
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LCNB Corp.NasdaqCM:LCNB Stock Report

Market Cap US$270.4m
Updated 1d ago
Share Price
n/a
1Y18.2%
7D0.5%
1D1.2%
Portfolio Value
​
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LCNB Corp.

NasdaqCM:LCNB Stock Report

Market Cap: US$270.4m

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

LCNB (LCNB) Stock Overview

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States. More details

LCNB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends5/6

Rewards

Trading at 16.5% below our estimate of its fair value

Earnings are forecast to grow 4.43% per year

Pays a high and reliable dividend of 4.58%

Risk Analysis

No risks detected for LCNB from our risk checks.

LCNB Community Fair Values

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US$
Current Price
US$19.20140.3% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture092m2016201920222025202620282031Revenue US$55.9mEarnings US$14.8m
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LCNB Corp. Competitors

QNB

Symbol: NasdaqCM:QNBC
Market cap: US$281.1m

Ames National

Symbol: NasdaqCM:ATLO
Market cap: US$281.8m

Franklin Financial Services

Symbol: NasdaqCM:FRAF
Market cap: US$282.4m

Hawthorn Bancshares

Symbol: NasdaqGS:HWBK
Market cap: US$272.8m

Price History & Performance

Summary of share price highs, lows and changes for LCNB
Historical stock prices
Current Share PriceUS$19.20
52 Week HighUS$21.32
52 Week LowUS$14.31
Beta0.56
1 Month Change-2.93%
3 Month Change10.03%
1 Year Change18.19%
3 Year Change25.57%
5 Year Change14.01%
Change since IPO193.69%

Recent News & Updates

Recent updates

Analysis Article • Nov 25

LCNB (NASDAQ:LCNB) Is Due To Pay A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) will pay a dividend of $0.22 on the 15th of December. This makes the dividend yield 5.6...
Analysis Article • Aug 25

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.22

LCNB Corp.'s ( NASDAQ:LCNB ) investors are due to receive a payment of $0.22 per share on 16th of September. Based on...
Analysis Article • May 23

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will pay a dividend of $0.22 per share on the 16th of June. This makes...
Analysis Article • May 12

It May Be Possible That LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Could Get Bumped Up

Key Insights LCNB will host its Annual General Meeting on 19th of May Total pay for CEO Eric Meilstrup includes...
Analysis Article • Feb 27

LCNB (NASDAQ:LCNB) Is Paying Out A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) will pay a dividend of $0.22 on the 17th of March. The dividend yield will be 5.9% based on...
Seeking Alpha • Sep 28

LCNB Corp.: 5.9% Dividend Yield But Earnings Likely To Dip And Stock Appears Somewhat Overvalued

Summary The biggest earnings catalyst is organic growth in both residential and commercial real estate loans. Interest rate cuts will likely slightly boost the net interest margin. Earnings will likely dip this year because of the merger and then recover next year. The current market price is higher than the year-end target price. On the other hand, LCNB is offering an attractive dividend yield of 5.9%. Although the dividend payout ratio will most probablyimprove from now onwards, we’re not out of the woods yet because the capitallevel is quite low. Therefore, there is a slight chance of a dividend cut. Read the full article on Seeking Alpha
Analysis Article • May 05

One LCNB Corp. (NASDAQ:LCNB) Analyst Just Cut Their EPS Forecasts

One thing we could say about the covering analyst on LCNB Corp. ( NASDAQ:LCNB ) - they aren't optimistic, having just...
Analysis Article • Apr 15

Shareholders May Be Wary Of Increasing LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Package

Key Insights LCNB's Annual General Meeting to take place on 22nd of April Total pay for CEO Eric Meilstrup includes...
Analysis Article • Nov 24

LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year

LCNB Corp. ( NASDAQ:LCNB ) will increase its dividend on the 15th of December to $0.22, which is 4.8% higher than last...
Analysis Article • Aug 25

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.21

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will pay a dividend of $0.21 per share on the 15th of September. The...
Analysis Article • Jan 29

LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will be increasing its dividend from last year's comparable payment on...
Analysis Article • Nov 25

LCNB (NASDAQ:LCNB) Is Increasing Its Dividend To $0.21

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will be increasing its periodic dividend on the 15th of December to...
Seeking Alpha • Oct 03

LCNB Corp. Offering A High Dividend Yield With An Apparently Secure Payout

Summary Normal loan growth and slight margin expansion will likely lift earnings in the next year and a half. LCNB is currently offering a high dividend yield. Further, the payout appears secure considering the earnings outlook. The December 2022 target price suggests a high upside from the current market price.

Shareholder Returns

LCNBUS BanksUS Market
7D0.5%-0.3%-0.2%
1Y18.2%18.7%14.8%

Return vs Industry: LCNB matched the US Banks industry which returned 18.7% over the past year.

Return vs Market: LCNB exceeded the US Market which returned 14.8% over the past year.

Price Volatility

Is LCNB's price volatile compared to industry and market?
LCNB volatility
LCNB Average Weekly Movement5.2%
Banks Industry Average Movement3.1%
Market Average Movement6.9%
10% most volatile stocks in US Market15.5%
10% least volatile stocks in US Market2.9%

Stable Share Price: LCNB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: LCNB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1877346Eric Meilstrupwww.lcnbcorp.com

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans.

LCNB Corp. Fundamentals Summary

How do LCNB's earnings and revenue compare to its market cap?
LCNB fundamental statistics
Market capUS$270.42m
Earnings (TTM)US$24.38m
Revenue (TTM)US$92.04m
11.2x
P/E Ratio
1.0x
P/B Ratio

Is LCNB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LCNB income statement (TTM)
RevenueUS$92.04m
Cost of RevenueUS$0
Gross ProfitUS$92.04m
Other ExpensesUS$67.65m
EarningsUS$24.38m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.71
Gross Margin100.00%
Net Profit Margin26.49%
Debt/Equity Ratio37.0%

How did LCNB perform over the long term?

See historical performance and comparison

Dividends

4.6%
Current Dividend Yield
51%
Payout Ratio

Does LCNB pay a reliable dividends?

See LCNB dividend history and benchmarks
When do you need to buy LCNB by to receive an upcoming dividend?
LCNB dividend dates
Ex Dividend DateSep 01 2026
Dividend Pay DateSep 15 2026
Days until Ex dividend10 days
Days until Dividend pay date4 days

Does LCNB pay a reliable dividends?

See LCNB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/10 01:29
End of Day Share Price 2026/09/10 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

LCNB Corp. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Brendan NosalHovde Group, LLC

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