LCNB Balance Sheet Health
Financial Health criteria checks 6/6
LCNB has total assets of $2.3B and total equity of $253.2M. Total deposits are $1.9B, and total loans are $1.7B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $39.4M.
Key information
9.3x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$1.92b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$39.37m |
Recent financial health updates
No updates
Recent updates
LCNB Corp.: 5.9% Dividend Yield But Earnings Likely To Dip And Stock Appears Somewhat Overvalued
Sep 28One LCNB Corp. (NASDAQ:LCNB) Analyst Just Cut Their EPS Forecasts
May 05
Shareholders May Be Wary Of Increasing LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Package
Apr 15LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 24LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.21
Aug 25LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 29LCNB (NASDAQ:LCNB) Is Increasing Its Dividend To $0.21
Nov 25LCNB Corp. Offering A High Dividend Yield With An Apparently Secure Payout
Oct 03LCNB declares $0.20 dividend
Aug 16LCNB GAAP EPS of $0.49 beats by $0.09, revenue of $18.69M beats by $4.41M
Jul 26LCNB: A Handsome 5%+ Yield But The TBV Is Under Pressure
Jul 13LCNB Corp: Dividend Hike To 4.8% Yield, Huge 8.5% Buyback In Q1, Strong Asset Quality
Apr 28LCNB Corp.: A Small Cap Bank With A 4.4% Dividend Yield
Mar 30LCNB: 4.4% Dividend, 18% EPS Growth In Q3, Strong Internal Metrics
Oct 21LCNB Corp.: Record Second Quarter Earnings, Continued Increase In Dividend At 4.3% Yield
Aug 04LCNB: 4% Dividend Plus Buybacks, 30% Upside On Decent Growth, 0.9 P/B
Jun 16The Case For LCNB Corp. (NASDAQ:LCNB): Could It Be A Nice Addition To Your Dividend Portfolio?
May 03If You Like EPS Growth Then Check Out LCNB (NASDAQ:LCNB) Before It's Too Late
Mar 16Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LCNB's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: LCNB has a sufficient allowance for bad loans (361%).
Low Risk Liabilities: 92% of LCNB's liabilities are made up of primarily low risk sources of funding.
Loan Level: LCNB has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: LCNB's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: LCNB has an appropriate level of bad loans (0.2%).