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U.S. Financials Sector Analysis

UpdatedAug 06, 2026
DataAggregated Company Financials
Companies1404
  • 7D2.5%
  • 3M11.4%
  • 1Y10.6%
  • YTD5.2%

In the last week, the Financials industry is up 2.5%, with Berkshire Hathaway up 2.7%. During this same period, the Coinbase Global underperformed, falling 11%. In the last 12 months, the industry was up 11%. As for the next few years, earnings are expected to grow by 8.5% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 07 Aug 2026US$10.9tUS$3.5tUS$633.7b13x17.2x3.1x
Sun, 05 Jul 2026US$10.6tUS$3.4tUS$595.7b13.3x17.8x3.1x
Tue, 02 Jun 2026US$9.8tUS$3.4tUS$596.8b12.4x16.5x2.9x
Thu, 30 Apr 2026US$9.9tUS$3.3tUS$583.7b12.7x17x3x
Sat, 28 Mar 2026US$9.4tUS$3.3tUS$562.8b12.1x16.7x2.9x
Mon, 23 Feb 2026US$10.0tUS$3.3tUS$564.1b12.6x17.8x3.1x
Wed, 21 Jan 2026US$10.5tUS$3.2tUS$555.1b12.6x18.9x3.3x
Fri, 19 Dec 2025US$10.4tUS$3.2tUS$552.5b13x18.9x3.3x
Sun, 16 Nov 2025US$10.0tUS$3.2tUS$553.5b12.1x18.1x3.2x
Tue, 14 Oct 2025US$10.0tUS$3.3tUS$517.1b12.6x19.4x3x
Thu, 11 Sep 2025US$10.3tUS$3.3tUS$517.4b13x19.9x3.1x
Sat, 09 Aug 2025US$9.9tUS$3.1tUS$518.4b12.4x19.1x3.2x
Mon, 07 Jul 2025US$10.1tUS$3.0tUS$524.9b13.3x19.2x3.4x
Wed, 04 Jun 2025US$9.6tUS$3.0tUS$525.4b12.5x18.2x3.2x
Fri, 02 May 2025US$9.2tUS$3.0tUS$542.7b12.1x16.9x3.1x
Sun, 30 Mar 2025US$9.3tUS$3.0tUS$544.7b12.1x17.1x3.1x
Tue, 25 Feb 2025US$9.7tUS$3.0tUS$545.9b12.3x17.7x3.3x
Thu, 23 Jan 2025US$9.8tUS$2.9tUS$536.1b13x18.2x3.3x
Sat, 21 Dec 2024US$9.2tUS$2.9tUS$504.7b13.1x18.2x3.2x
Mon, 18 Nov 2024US$9.6tUS$2.9tUS$504.6b13.5x19.1x3.3x
Wed, 16 Oct 2024US$9.0tUS$2.8tUS$467.2b12.7x19.2x3.2x
Fri, 13 Sep 2024US$8.4tUS$2.8tUS$465.9b12.1x18.1x3x
Sun, 11 Aug 2024US$8.1tUS$2.8tUS$465.7b11.8x17.4x2.9x
Tue, 09 Jul 2024US$7.9tUS$2.8tUS$461.2b10.9x17.2x2.9x
Thu, 06 Jun 2024US$7.9tUS$2.8tUS$463.2b10.7x17x2.8x
Sat, 04 May 2024US$7.8tUS$2.8tUS$488.9b10.9x15.9x2.8x
Mon, 01 Apr 2024US$8.1tUS$2.7tUS$475.1b11x17x3x
Wed, 28 Feb 2024US$7.6tUS$2.7tUS$474.9b10.6x16.1x2.8x
Fri, 26 Jan 2024US$7.5tUS$2.7tUS$423.5b11.8x17.7x2.8x
Sun, 24 Dec 2023US$7.4tUS$2.7tUS$446.7b11.6x16.5x2.7x
Tue, 21 Nov 2023US$6.8tUS$2.7tUS$446.4b10.7x15.2x2.5x
Thu, 19 Oct 2023US$6.5tUS$2.7tUS$437.1b10.1x14.8x2.4x
Sat, 16 Sep 2023US$6.8tUS$2.7tUS$430.8b10.5x15.7x2.5x
Mon, 14 Aug 2023US$6.8tUS$2.7tUS$429.8b11.1x15.9x2.6x
Price to Earnings Ratio

15.9x


Total Market Cap: US$6.8tTotal Earnings: US$429.8bTotal Revenue: US$2.7tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.5x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.5x.
  • The industry is trading close to its 3-year average PS ratio of 3.0x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 9.1% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market5.51%
Financials2.46%
Consumer Finance6.05%
Capital Markets4.05%
Banks3.68%
Diversified Financial1.44%
Mortgage Finance0%0
Mortgage REITs-1.73%
Insurance-2.07%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.7x.
    • Analysts are expecting annual earnings growth of 12.4%, which is lower than the prior year's growth of 35.1% per year.
  • Investors are most pessimistic about the Mortgage REITs industry, which is trading below its 3-year average of 18.6x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 21% over the next 5 years.
  • This is better than its past earnings growth rate of 13% per year.
  • In contrast, the Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BRK.A Berkshire HathawayUS$786.00k2.7%
+US$30.2b		12.3%PE15.6x
JPM JPMorgan ChaseUS$356.301.6%
+US$14.5b		24.2%PB2.7x
V VisaUS$370.471.1%
+US$7.7b		11.6%PE30.4x
BAC Bank of AmericaUS$63.002.1%
+US$7.3b		40.2%PB1.6x
WFC Wells FargoUS$87.592.5%
+US$6.5b		13.7%PB1.6x

Latest News

XYZ
US$79.02
Block
7D
-4.3%
1Y
2.8%
BRK.A
US$786,000.00
Berkshire Hathaway
7D
2.7%
1Y
12.3%
JPM
US$356.30
JPMorgan Chase
7D
1.6%
1Y
24.2%
SCHW
US$107.66
Charles Schwab
7D
3.2%
1Y
12.2%
Seeking Alpha • 15h

Schwab: I'm Buying Up The Common And Passing On The Preferreds

Summary Charles Schwab combines robust organic growth, expanding net interest margins, and disciplined capital management to deliver strong shareholder value. SCHW’s Q2 2026 results featured 20.9% revenue growth, 42.1% EPS growth, and a 3% NIM, supporting a "Buy" rating with 32% upside to fair value. EPS is expected to compound at 20.5% annually through 2028, with a safe, growing dividend and ongoing buybacks enhancing total return potential. Interest rate sensitivity and funding cost shifts remain key risks, but SCHW’s scale, capital allocation, and valuation offer an attractive entry point. Read the full article on Seeking Alpha
FIS
US$42.81
Fidelity National Information Services
7D
-6.9%
1Y
-38.9%
V
US$370.47
Visa
7D
1.1%
1Y
11.6%
GS
US$1,032.58
Goldman Sachs Group
7D
0.8%
1Y
43.5%
ICE
US$149.75
Intercontinental Exchange
7D
-4.2%
1Y
-20.4%
SPGI
US$405.24
S&P Global
7D
-2.4%
1Y
-27.5%
COF
US$220.00
Capital One Financial
7D
4.7%
1Y
6.1%
WFC
US$87.59
Wells Fargo
7D
2.5%
1Y
13.7%
MCO
US$473.13
Moody's
7D
-1.9%
1Y
-8.0%
Narrative Update • Aug 04

MCO: Issuance Strength And Expanding AI Workflows Should Support Durable Earnings Power

The analyst fair value estimate for Moody's has been adjusted higher by about $11 to $560.48, as analysts factor in recent Street target hikes following strong Q2 results, slightly firmer profit margin assumptions, and a modestly lower discount rate despite more measured revenue growth and future P/E expectations. Analyst Commentary Recent Street research on Moody's has become more constructive, with several firms lifting price targets after Q2 results and ahead of future issuance trends.
BAC
US$63.00
Bank of America
7D
2.1%
1Y
40.2%
MS
US$213.75
Morgan Stanley
7D
1.8%
1Y
51.7%
Seeking Alpha • Aug 03

Morgan Stanley: Why Crypto Strengthens The Wealth Management Flywheel

Summary Morgan Stanley is increasingly driven by its wealth management franchise, which attracted a record $148.1B in Q2 net new assets. I see MS as undervalued, with a base case price target of $228, driven by recurring fee-based earnings and margin expansion rather than multiple expansion. The firm's workplace equity business creates a hard-to-replicate asset-gathering pipeline, supporting sustainable EPS growth and justifying a premium valuation. Crypto enhances client retention and platform completeness but is not a material near-term earnings driver; buybacks and capital returns further support the investment case. Read the full article on Seeking Alpha
COIN
US$145.41
Coinbase Global
7D
-11.1%
1Y
-53.2%
NU
US$14.12
Nu Holdings
7D
-2.6%
1Y
13.8%
Narrative Update • Jul 25

NU: Banking License Expansion Will Eventually Expose Credit Quality And Margin Risks

Analysts have modestly lifted their price target on Nu Holdings to $12.17 from $11.91. This reflects updated assumptions around discount rates, revenue, profit margins, and future P/E multiples.