Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.S. Financials Sector Analysis

UpdatedJan 24, 2026
DataAggregated Company Financials
Companies1412
  • 7D-2.3%
  • 3M0.6%
  • 1Y5.0%
  • YTD-2.4%

The Financials is pretty flat in the last 7 days, but Nu Holdings has stood out, gaining 8.7%. The past year has been better, since the industry has gained 6.8% in that time. As for the next few years, earnings are expected to grow by 11% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 24 Jan 2026US$10.4tUS$3.2tUS$557.8b12.7x18.6x3.3x
Mon, 22 Dec 2025US$10.5tUS$3.2tUS$552.6b12.9x19x3.3x
Wed, 19 Nov 2025US$9.8tUS$3.2tUS$553.5b11.9x17.8x3.1x
Fri, 17 Oct 2025US$10.2tUS$3.1tUS$524.9b12.3x19.5x3.3x
Sun, 14 Sep 2025US$10.4tUS$3.3tUS$517.6b13.1x20.1x3.1x
Tue, 12 Aug 2025US$10.0tUS$3.1tUS$518.5b12.3x19.2x3.3x
Thu, 10 Jul 2025US$10.0tUS$3.0tUS$524.9b13.2x19x3.3x
Sat, 07 Jun 2025US$9.5tUS$3.0tUS$525.4b12.5x18.1x3.2x
Mon, 05 May 2025US$9.3tUS$3.0tUS$541.7b12.3x17.1x3.1x
Wed, 02 Apr 2025US$9.4tUS$3.0tUS$544.7b12.2x17.3x3.2x
Fri, 28 Feb 2025US$9.7tUS$3.0tUS$546.1b12.4x17.7x3.3x
Sun, 26 Jan 2025US$9.5tUS$2.9tUS$539.8b12.9x17.6x3.2x
Tue, 24 Dec 2024US$9.3tUS$2.9tUS$504.7b13.1x18.5x3.2x
Thu, 21 Nov 2024US$9.6tUS$2.9tUS$504.7b13.5x19x3.3x
Sat, 19 Oct 2024US$9.1tUS$2.8tUS$470.0b12.9x19.4x3.2x
Mon, 16 Sep 2024US$8.5tUS$2.8tUS$466.0b12.4x18.3x3x
Wed, 14 Aug 2024US$8.1tUS$2.8tUS$465.7b11.9x17.3x2.8x
Fri, 12 Jul 2024US$8.0tUS$2.8tUS$461.1b11.3x17.4x2.9x
Sun, 09 Jun 2024US$7.9tUS$2.8tUS$463.1b10.7x17x2.8x
Tue, 07 May 2024US$7.9tUS$2.8tUS$468.3b10.9x16.8x2.8x
Thu, 04 Apr 2024US$8.0tUS$2.7tUS$475.0b10.7x16.8x2.9x
Sat, 02 Mar 2024US$7.7tUS$2.7tUS$475.4b10.6x16.2x2.8x
Mon, 29 Jan 2024US$7.5tUS$2.7tUS$423.1b12.3x17.8x2.8x
Wed, 27 Dec 2023US$7.4tUS$2.7tUS$446.7b11.7x16.5x2.7x
Fri, 24 Nov 2023US$6.8tUS$2.7tUS$446.4b10.7x15.2x2.5x
Sun, 22 Oct 2023US$6.3tUS$2.7tUS$435.9b10.1x14.4x2.3x
Tue, 19 Sep 2023US$6.8tUS$2.7tUS$430.8b10.5x15.8x2.6x
Thu, 17 Aug 2023US$6.7tUS$2.7tUS$430.8b10.8x15.5x2.5x
Sat, 15 Jul 2023US$6.7tUS$2.6tUS$349.6b10.8x19.1x2.6x
Mon, 12 Jun 2023US$6.4tUS$2.6tUS$341.1b10.6x18.9x2.5x
Wed, 10 May 2023US$6.2tUS$2.6tUS$340.8b10.1x18.3x2.4x
Fri, 07 Apr 2023US$6.3tUS$2.6tUS$318.8b10.7x19.6x2.4x
Sun, 05 Mar 2023US$5.7tUS$2.4tUS$309.3b11.8x18.6x2.4x
Tue, 31 Jan 2023US$5.8tUS$2.4tUS$358.8b11.4x16.1x2.4x
Price to Earnings Ratio

16.1x


Total Market Cap: US$5.8tTotal Earnings: US$358.8bTotal Revenue: US$2.4tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.8x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.8x.
  • The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 16% per year over the last three years.
  • Revenues for these companies have grown 9.5% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-0.39%
Financials-2.26%
Mortgage Finance0%0
Insurance-0.42%
Mortgage REITs-1.86%
Banks-1.94%
Diversified Financial-2.12%
Capital Markets-3.21%
Consumer Finance-3.92%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.7x.
    • Analysts are expecting annual earnings growth of 12.2%, which is lower than the prior year's growth of 15.4% per year.
  • Investors are most pessimistic about the Insurance industry, which is trading below its 3-year average of 18.6x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 36% over the next 5 years.
  • This is better than its past earnings decline of 6.6% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 6.3% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
NU Nu HoldingsUS$18.048.7%
+US$7.0b		46.2%PB8.3x
PGR ProgressiveUS$206.031.8%
+US$2.1b		-13.7%PE11.3x
IBKR Interactive Brokers GroupUS$77.585.8%
+US$1.9b		41.7%PE35.1x
BAP CredicorpUS$344.337.0%
+US$1.8b		89.6%PB2.5x
USB U.S. BancorpUS$55.472.0%
+US$1.7b		13.0%PB1.5x

Latest News

JPM
US$297.72
JPMorgan Chase
7D
-4.7%
1Y
12.4%
BX
US$150.48
Blackstone
7D
-8.0%
1Y
-19.4%
XP
US$20.19
XP
7D
16.0%
1Y
57.9%
COF
US$217.30
Capital One Financial
7D
-9.1%
1Y
6.8%
MS
US$179.00
Morgan Stanley
7D
-5.3%
1Y
29.9%
IBKR
US$77.58
Interactive Brokers Group
7D
5.8%
1Y
41.7%
FITB
US$50.74
Fifth Third Bancorp
7D
3.2%
1Y
14.8%
BAP
US$344.33
Credicorp
7D
7.0%
1Y
89.6%

BAP: Stable Outlook Will Rely On Digital Progress And Steady Profitability

Analysts have nudged their price target on Credicorp higher to about US$314 from roughly US$301, citing updated model inputs around revenue growth, profit margins and future P/E assumptions that slightly shift the valuation range. What's in the News Tenpo, Credicorp's digital banking subsidiary in Chile, received operating authorization from the Comisión para el Mercado Financiero, the country's financial markets regulator (Key Developments).
PGR
US$206.03
Progressive
7D
1.8%
1Y
-13.7%
BRK.A
US$720,932.18
Berkshire Hathaway
7D
-2.7%
1Y
3.8%
USB
US$55.47
U.S. Bancorp
7D
2.0%
1Y
13.0%

USB: Higher Capital Returns And Capital Markets Expansion Will Support Steady Outlook

Analysts nudged their price targets for U.S. Bancorp higher after updating models that now point to a fair value of about $62.16. This figure is supported by slightly adjusted discount rates, a higher assumed revenue growth outlook, a somewhat lower profit margin assumption, and a modestly higher future P/E multiple.
GS
US$918.88
Goldman Sachs Group
7D
-4.5%
1Y
44.3%
NU
US$18.04
Nu Holdings
7D
8.7%
1Y
46.2%
KKR
US$121.25
KKR
7D
-7.7%
1Y
-26.8%
MA
US$524.74
Mastercard
7D
-2.7%
1Y
-1.6%
CME
US$282.74
CME Group
7D
1.2%
1Y
20.5%

CME: Fee Moat And Prediction Markets Will Shape Futures Activity Outlook

Narrative Update: CME Group CME Group's fair value estimate has edged up by about $1 to roughly $288 per share, as analysts cite the company's strong futures and options moat, a higher price target range of up to $314, and interest in its role within prediction markets as key supports for the updated outlook. Analyst Commentary Recent Street research has been generally constructive on CME Group, with several bullish analysts adjusting their price targets higher and highlighting the company's futures and options franchise as a key support for valuation.