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U.S. Insurance Industry Analysis

UpdatedJun 29, 2025
DataAggregated Company Financials
Companies130
  • 7D0.5%
  • 3M-5.2%
  • 1Y16.2%
  • YTD4.8%

The Insurance industry has stayed flat over the last week. The past year has been better, since the industry has gained 16% in that time. Earnings are forecast to grow by 12% annually.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 30 Jun 2025US$1.4tUS$904.1bUS$82.6b14.3x17.1x1.6x
Wed, 28 May 2025US$1.4tUS$902.8bUS$82.1b15.2x17.5x1.6x
Fri, 25 Apr 2025US$1.4tUS$903.1bUS$91.4b13.7x15.5x1.6x
Sun, 23 Mar 2025US$1.5tUS$897.3bUS$93.0b13.8x15.7x1.6x
Tue, 18 Feb 2025US$1.4tUS$895.6bUS$93.1b12.7x15x1.6x
Thu, 16 Jan 2025US$1.4tUS$892.9bUS$91.5b12.4x14.8x1.5x
Sat, 14 Dec 2024US$1.4tUS$893.2bUS$91.1b13.1x15.1x1.5x
Mon, 11 Nov 2024US$1.4tUS$891.6bUS$91.1b12.8x15.5x1.6x
Wed, 09 Oct 2024US$1.4tUS$855.0bUS$87.4b13.8x15.5x1.6x
Fri, 06 Sep 2024US$1.4tUS$855.4bUS$87.0b14x16.1x1.6x
Sun, 04 Aug 2024US$1.3tUS$851.7bUS$86.4b13.7x15x1.5x
Tue, 02 Jul 2024US$1.2tUS$823.4bUS$79.2b13.2x14.8x1.4x
Thu, 30 May 2024US$1.2tUS$823.4bUS$79.2b12.5x14.8x1.4x
Sat, 27 Apr 2024US$1.1tUS$803.7bUS$71.4b14.1x16x1.4x
Mon, 25 Mar 2024US$1.2tUS$792.6bUS$67.0b14.5x17.6x1.5x
Wed, 21 Feb 2024US$1.1tUS$783.9bUS$65.9b13.1x17.1x1.4x
Fri, 19 Jan 2024US$1.1tUS$790.2bUS$48.8b12.3x23.2x1.4x
Sun, 17 Dec 2023US$1.1tUS$792.9bUS$47.7b13.3x22.7x1.4x
Tue, 14 Nov 2023US$1.1tUS$792.8bUS$47.1b12.1x22.7x1.4x
Thu, 12 Oct 2023US$1.0tUS$799.5bUS$38.9b15x26.8x1.3x
Sat, 09 Sep 2023US$1.0tUS$799.3bUS$38.7b14.4x26.4x1.3x
Mon, 07 Aug 2023US$1.0tUS$798.1bUS$40.5b15.9x25.2x1.3x
Wed, 05 Jul 2023US$986.3bUS$777.7bUS$36.9b15.9x26.7x1.3x
Fri, 02 Jun 2023US$934.5bUS$774.5bUS$35.2b15.1x26.6x1.2x
Sun, 30 Apr 2023US$986.5bUS$764.5bUS$45.3b15.2x21.8x1.3x
Tue, 28 Mar 2023US$927.6bUS$759.4bUS$44.2b14.7x21x1.2x
Thu, 23 Feb 2023US$1.0tUS$766.9bUS$43.2b16.1x23.7x1.3x
Sat, 21 Jan 2023US$1.0tUS$778.5bUS$54.8b14.6x18.6x1.3x
Mon, 19 Dec 2022US$993.4bUS$777.8bUS$54.7b14.7x18.2x1.3x
Wed, 16 Nov 2022US$993.6bUS$774.6bUS$53.9b14.1x18.4x1.3x
Fri, 14 Oct 2022US$940.8bUS$768.0bUS$63.3b14.1x14.9x1.2x
Sun, 11 Sep 2022US$963.8bUS$767.2bUS$63.3b14.1x15.2x1.3x
Tue, 09 Aug 2022US$890.4bUS$759.1bUS$57.9b13.5x15.4x1.2x
Thu, 07 Jul 2022US$955.1bUS$783.4bUS$78.7b12x12.1x1.2x
Price to Earnings Ratio

12.1x


Total Market Cap: US$955.1bTotal Earnings: US$78.7bTotal Revenue: US$783.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 18.8x202320242025
Current Industry PE
  • Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 18.8x.
  • The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 4.9% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market3.41%
Financials3.53%
Insurance0.49%
General Insurance1.88%
Life and Health Insurance1.64%
Reinsurance1.25%
Property and Casualty Insurance0.24%
Insurance Brokers0.16%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry, which is trading close to its 3-year average PE ratio of 36.6x.
    • Analysts are expecting annual earnings growth of 19.8%, which is higher than its past year's earnings growth of 9.5% per year.
  • Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.7x.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
  • This is better than its past earnings decline of 43% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 8.0% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PGR ProgressiveUS$263.990.8%
+US$1.2b		27.1%PE17.8x
PRU Prudential FinancialUS$107.132.7%
+US$991.2m		-8.6%PE16.7x
AFL AflacUS$105.071.7%
+US$956.9m		17.6%PE15.8x
BNT Brookfield Wealth SolutionsUS$61.674.8%
+US$683.9m		48.3%PE27x
CB ChubbUS$285.120.5%
+US$520.3m		11.8%PE13.5x

Latest News

ALL
US$195.76
Allstate
7D
-1.3%
1Y
21.9%
AJG
US$317.73
Arthur J. Gallagher
7D
-0.8%
1Y
22.5%
AFL
US$105.07
Aflac
7D
1.7%
1Y
17.6%
PGR
US$263.99
Progressive
7D
0.8%
1Y
27.1%
WRB
US$72.29
W. R. Berkley
7D
-2.0%
1Y
38.0%
MET
US$80.37
MetLife
7D
0.9%
1Y
15.0%
HIG
US$124.68
Hartford Insurance Group
7D
-2.2%
1Y
24.8%

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Jun 20
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MMC
US$216.97
Marsh & McLennan Companies
7D
0.4%
1Y
3.0%
TRV
US$263.31
Travelers Companies
7D
-1.6%
1Y
29.7%
AON
US$352.73
Aon
7D
-0.6%
1Y
20.1%

Aon: Lock In Your Gains (Technical Analysis)

Jun 12
BRO
US$109.58
Brown & Brown
7D
-1.2%
1Y
23.0%
CB
US$285.12
Chubb
7D
0.5%
1Y
11.8%
BNT
US$61.67
Brookfield Wealth Solutions
7D
4.8%
1Y
48.3%
PFG
US$79.19
Principal Financial Group
7D
2.4%
1Y
1.5%
PRU
US$107.13
Prudential Financial
7D
2.7%
1Y
-8.6%
ERIE
US$340.45
Erie Indemnity
7D
-4.6%
1Y
-6.5%