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U.S. Insurance Industry Analysis
UpdatedMay 30, 2025
DataAggregated Company Financials
Companies128
- 7D1.6%
- 3M-1.7%
- 1Y18.2%
- YTD7.2%
Progressive is up 2.8%, leading the way for the Insurance industry, which has gained 1.6%. In the last 12 months, the industry was up 18%. Looking forward, earnings are forecast to grow by 13% annually.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 31 May 2025 | US$1.4t | US$902.7b | US$82.3b | 14.8x | 17.5x | 1.6x |
| Mon, 28 Apr 2025 | US$1.4t | US$904.3b | US$91.2b | 13.5x | 15.3x | 1.5x |
| Wed, 26 Mar 2025 | US$1.5t | US$897.3b | US$93.0b | 14.1x | 15.9x | 1.6x |
| Fri, 21 Feb 2025 | US$1.4t | US$895.7b | US$93.2b | 12.5x | 15.1x | 1.6x |
| Sun, 19 Jan 2025 | US$1.4t | US$892.9b | US$91.5b | 13.1x | 15.1x | 1.5x |
| Tue, 17 Dec 2024 | US$1.4t | US$893.2b | US$91.1b | 13.1x | 15.2x | 1.5x |
| Thu, 14 Nov 2024 | US$1.4t | US$892.1b | US$91.1b | 13.5x | 15.6x | 1.6x |
| Sat, 12 Oct 2024 | US$1.4t | US$855.0b | US$87.4b | 13.9x | 15.9x | 1.6x |
| Mon, 09 Sep 2024 | US$1.4t | US$855.4b | US$87.0b | 13.8x | 15.7x | 1.6x |
| Wed, 07 Aug 2024 | US$1.3t | US$851.7b | US$86.8b | 13.4x | 14.5x | 1.5x |
| Fri, 05 Jul 2024 | US$1.2t | US$823.2b | US$79.2b | 13.4x | 14.8x | 1.4x |
| Sun, 02 Jun 2024 | US$1.2t | US$823.4b | US$79.2b | 12.9x | 15.1x | 1.5x |
| Tue, 30 Apr 2024 | US$1.1t | US$804.1b | US$71.4b | 14.2x | 16x | 1.4x |
| Thu, 28 Mar 2024 | US$1.2t | US$792.7b | US$66.9b | 15.1x | 17.9x | 1.5x |
| Sat, 24 Feb 2024 | US$1.1t | US$791.5b | US$65.5b | 14.3x | 17.4x | 1.4x |
| Mon, 22 Jan 2024 | US$1.1t | US$790.2b | US$48.8b | 12.7x | 23.5x | 1.5x |
| Wed, 20 Dec 2023 | US$1.1t | US$792.9b | US$47.7b | 13.2x | 22.9x | 1.4x |
| Fri, 17 Nov 2023 | US$1.1t | US$792.7b | US$47.3b | 12.6x | 22.8x | 1.4x |
| Sun, 15 Oct 2023 | US$1.0t | US$799.5b | US$38.9b | 15x | 27x | 1.3x |
| Tue, 12 Sep 2023 | US$1.0t | US$799.3b | US$38.7b | 14.5x | 26.6x | 1.3x |
| Thu, 10 Aug 2023 | US$1.0t | US$797.9b | US$38.1b | 14.5x | 26.7x | 1.3x |
| Sat, 08 Jul 2023 | US$985.2b | US$777.8b | US$36.9b | 16.1x | 26.7x | 1.3x |
| Mon, 05 Jun 2023 | US$955.1b | US$774.5b | US$35.2b | 15.2x | 27.2x | 1.2x |
| Wed, 03 May 2023 | US$973.4b | US$768.2b | US$45.3b | 15x | 21.5x | 1.3x |
| Fri, 31 Mar 2023 | US$949.2b | US$759.1b | US$44.1b | 15.1x | 21.5x | 1.3x |
| Sun, 26 Feb 2023 | US$1.0t | US$763.7b | US$42.9b | 16.3x | 23.9x | 1.3x |
| Tue, 24 Jan 2023 | US$1.0t | US$778.5b | US$54.8b | 14.6x | 18.8x | 1.3x |
| Thu, 22 Dec 2022 | US$1.0t | US$777.8b | US$54.7b | 14.8x | 18.6x | 1.3x |
| Sat, 19 Nov 2022 | US$1.0t | US$774.4b | US$53.9b | 14.2x | 18.7x | 1.3x |
| Mon, 17 Oct 2022 | US$914.9b | US$768.0b | US$63.3b | 14x | 14.5x | 1.2x |
| Wed, 14 Sep 2022 | US$971.2b | US$767.2b | US$63.3b | 14.1x | 15.3x | 1.3x |
| Fri, 12 Aug 2022 | US$919.6b | US$765.1b | US$63.5b | 13.8x | 14.5x | 1.2x |
| Sun, 10 Jul 2022 | US$959.9b | US$783.4b | US$78.7b | 12x | 12.2x | 1.2x |
| Tue, 07 Jun 2022 | US$1.0t | US$787.8b | US$79.2b | 11.8x | 12.7x | 1.3x |
Price to Earnings Ratio
12.7x
Current Industry PE
- Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 18.6x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | 1.15% | |
| Financials | 1.14% | |
| Insurance | 1.64% | |
| Insurance Brokers | 1.96% | |
| Reinsurance | 1.75% | |
| Property and Casualty Insurance | 1.62% | |
| Life and Health Insurance | 1.17% | |
| General Insurance | 0.57% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.4x.
- Analysts are expecting annual earnings growth of 22.9%, which is higher than its past year's earnings growth of 9.5% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.6x.
Forecasted Growth
- Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
- This is better than its past earnings decline of 43% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 7.9% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| PGR Progressive | US$284.93 | 2.8% +US$4.5b | 34.9% | PE19.2x | |
| CB Chubb | US$297.20 | 3.9% +US$4.4b | 9.7% | PE14.1x | |
| AON Aon | US$372.08 | 4.4% +US$3.4b | 32.1% | PE31.5x | |
| AJG Arthur J. Gallagher | US$347.44 | 2.8% +US$2.4b | 37.1% | PE57.1x | |
| MMC Marsh & McLennan Companies | US$233.66 | 1.9% +US$2.1b | 12.6% | PE28.5x |
