Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
Mar 28
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U.S. Insurance Industry Analysis
UpdatedMar 28, 2025
DataAggregated Company Financials
Companies123
- 7D1.9%
- 3M8.8%
- 1Y18.3%
- YTD10.1%
Over the last 7 days, the Insurance industry has risen 1.9%, driven by gains from Marsh & McLennan Companies of 4.3%. This takes the industry's 12 month performance to a gain of 18%. As for the next few years, earnings are expected to grow by 7.7% per annum.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 29 Mar 2025 | US$1.5t | US$897.3b | US$93.0b | 14.2x | 16x | 1.7x |
| Mon, 24 Feb 2025 | US$1.4t | US$895.9b | US$94.5b | 12.3x | 14.7x | 1.6x |
| Wed, 22 Jan 2025 | US$1.4t | US$892.9b | US$91.5b | 13x | 15.1x | 1.5x |
| Fri, 20 Dec 2024 | US$1.3t | US$893.2b | US$91.1b | 12.8x | 14.6x | 1.5x |
| Sun, 17 Nov 2024 | US$1.4t | US$893.3b | US$91.0b | 13.1x | 15.6x | 1.6x |
| Tue, 15 Oct 2024 | US$1.4t | US$855.0b | US$87.4b | 13.9x | 16x | 1.6x |
| Thu, 12 Sep 2024 | US$1.4t | US$855.4b | US$87.0b | 13.6x | 15.7x | 1.6x |
| Sat, 10 Aug 2024 | US$1.3t | US$855.4b | US$87.0b | 13.6x | 14.8x | 1.5x |
| Mon, 08 Jul 2024 | US$1.2t | US$823.2b | US$79.2b | 13.3x | 14.7x | 1.4x |
| Wed, 05 Jun 2024 | US$1.2t | US$823.4b | US$79.2b | 12.7x | 15x | 1.4x |
| Fri, 03 May 2024 | US$1.2t | US$819.0b | US$79.3b | 14x | 14.6x | 1.4x |
| Sun, 31 Mar 2024 | US$1.2t | US$792.6b | US$66.9b | 15.2x | 18x | 1.5x |
| Tue, 27 Feb 2024 | US$1.1t | US$791.4b | US$65.9b | 14.7x | 17.3x | 1.4x |
| Thu, 25 Jan 2024 | US$1.2t | US$793.8b | US$50.0b | 13.4x | 23x | 1.5x |
| Sat, 23 Dec 2023 | US$1.1t | US$792.9b | US$47.7b | 12.7x | 22.8x | 1.4x |
| Mon, 20 Nov 2023 | US$1.1t | US$792.6b | US$47.3b | 13x | 22.8x | 1.4x |
| Wed, 18 Oct 2023 | US$1.1t | US$802.3b | US$39.9b | 15.3x | 26.8x | 1.3x |
| Fri, 15 Sep 2023 | US$1.0t | US$799.3b | US$38.7b | 14.8x | 26.7x | 1.3x |
| Sun, 13 Aug 2023 | US$1.0t | US$799.0b | US$38.5b | 14.6x | 26.5x | 1.3x |
| Tue, 11 Jul 2023 | US$982.2b | US$777.8b | US$36.9b | 16.2x | 26.6x | 1.3x |
| Thu, 08 Jun 2023 | US$959.3b | US$774.5b | US$35.1b | 15.3x | 27.3x | 1.2x |
| Sat, 06 May 2023 | US$971.7b | US$772.6b | US$41.0b | 15.2x | 23.7x | 1.3x |
| Mon, 03 Apr 2023 | US$956.7b | US$759.1b | US$44.1b | 14.7x | 21.7x | 1.3x |
| Wed, 01 Mar 2023 | US$1.0t | US$763.3b | US$42.8b | 16.1x | 23.9x | 1.3x |
| Fri, 27 Jan 2023 | US$1.0t | US$779.8b | US$53.5b | 16.1x | 19.6x | 1.3x |
| Sun, 25 Dec 2022 | US$1.0t | US$777.8b | US$54.7b | 14.8x | 18.6x | 1.3x |
| Tue, 22 Nov 2022 | US$1.0t | US$765.8b | US$53.9b | 14.5x | 18.8x | 1.3x |
| Thu, 20 Oct 2022 | US$951.6b | US$768.0b | US$63.3b | 14.3x | 15x | 1.2x |
| Sat, 17 Sep 2022 | US$949.0b | US$795.2b | US$74.2b | 13.7x | 12.8x | 1.2x |
| Mon, 15 Aug 2022 | US$939.7b | US$767.4b | US$63.4b | 14x | 14.8x | 1.2x |
| Wed, 13 Jul 2022 | US$948.2b | US$783.4b | US$78.7b | 11.9x | 12.1x | 1.2x |
| Fri, 10 Jun 2022 | US$979.7b | US$787.7b | US$79.2b | 11.5x | 12.4x | 1.2x |
| Sun, 08 May 2022 | US$1.0t | US$785.7b | US$78.0b | 10.8x | 13.5x | 1.3x |
| Tue, 05 Apr 2022 | US$1.1t | US$787.4b | US$87.1b | 11.1x | 12.8x | 1.4x |
Price to Earnings Ratio
12.8x
Current Industry PE
- Investors are pessimistic on the American Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 16.0x which is lower than its 3-year average PE of 18.4x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.7x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 2.2% per year over the last three years.
- Revenues for these companies have grown 4.4% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | 0.34% | |
| Financials | 1.11% | |
| Insurance | 1.91% | |
| Reinsurance | 3.46% | |
| Insurance Brokers | 2.62% | |
| Property and Casualty Insurance | 1.60% | |
| Life and Health Insurance | 1.51% | |
| General Insurance | 0.97% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.1x.
- Analysts are expecting annual earnings growth of 15.9%, which is higher than its past year's earnings growth of 5.6% per year.
- Investors are most pessimistic about the Reinsurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average.
Forecasted Growth
- Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 20% over the next 5 years.
- This is better than its past earnings decline of 36% per year.
- In contrast, the Life and Health Insurance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MMC Marsh & McLennan Companies | US$242.39 | 4.3% +US$5.0b | 17.7% | PE29.3x | |
| PGR Progressive | US$278.86 | 2.2% +US$3.5b | 34.8% | PE19.3x | |
| WRB W. R. Berkley | US$71.27 | 12.7% +US$3.0b | 20.9% | PE15.4x | |
| AJG Arthur J. Gallagher | US$340.76 | 2.7% +US$2.6b | 36.3% | PE59.6x | |
| CB Chubb | US$296.44 | 1.7% +US$2.0b | 14.4% | PE12.8x |
