HRTG Stock Overview
Through its subsidiaries, provides personal and commercial residential insurance products. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
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Heritage Insurance Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$11.30 |
| 52 Week High | US$16.90 |
| 52 Week Low | US$5.51 |
| Beta | 1.04 |
| 1 Month Change | -9.46% |
| 3 Month Change | 10.35% |
| 1 Year Change | 78.23% |
| 3 Year Change | 84.64% |
| 5 Year Change | -11.72% |
| Change since IPO | -1.74% |
Recent News & Updates
Heritage Insurance: Potential For Above-Average Stock Gains In 2025
Dec 02Results: Heritage Insurance Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
Nov 09
Heritage Insurance: Float Based Analysis
Oct 30Recent updates
Heritage Insurance: Potential For Above-Average Stock Gains In 2025
Dec 02Results: Heritage Insurance Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
Nov 09Heritage Insurance: Float Based Analysis
Oct 30Market Cool On Heritage Insurance Holdings, Inc.'s (NYSE:HRTG) Revenues Pushing Shares 36% Lower
Oct 23Heritage Insurance: The 24 Hours That Changed Everything
Sep 30A Piece Of The Puzzle Missing From Heritage Insurance Holdings, Inc.'s (NYSE:HRTG) 102% Share Price Climb
Aug 28Heritage Insurance: Riding The Wave Of Florida's Reformed Insurance Market
Aug 27Heritage Insurance Holdings, Inc.'s (NYSE:HRTG) Subdued P/S Might Signal An Opportunity
Jul 14Heritage Insurance: How The Stock Looks After Q1 2024 Earnings
May 13A Piece Of The Puzzle Missing From Heritage Insurance Holdings, Inc.'s (NYSE:HRTG) 56% Share Price Climb
Mar 21Earnings Beat: Heritage Insurance Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Mar 14Heritage Insurance: An Unjustified Premium
Jan 18Heritage Insurance Is My Best Value Idea
Oct 26Heritage Insurance announces $10M stock buyback plan
Jan 17Heritage Insurance sees $40M in net retained losses from Hurricane Ian
Oct 13Heritage Insurance GAAP EPS of -$3.32 misses by $3.34, revenue of $163.77M beats by $4.78M
Aug 04Shareholder Returns
| HRTG | US Insurance | US Market | |
|---|---|---|---|
| 7D | -4.1% | -0.07% | -1.2% |
| 1Y | 78.2% | 21.4% | 23.2% |
Return vs Industry: HRTG exceeded the US Insurance industry which returned 19.2% over the past year.
Return vs Market: HRTG exceeded the US Market which returned 21.6% over the past year.
Price Volatility
| HRTG volatility | |
|---|---|
| HRTG Average Weekly Movement | 8.5% |
| Insurance Industry Average Movement | 4.1% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 19.0% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: HRTG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: HRTG's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 566 | Ernie Garateix | investors.heritagepci.com |
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, emergency, and recovery services; property management, and reinsurance services; homeowners insurance products, including single-family, homeowners or duplex, and condominium owners; and dwelling fire insurance policies.
Heritage Insurance Holdings, Inc. Fundamentals Summary
| HRTG fundamental statistics | |
|---|---|
| Market cap | US$329.22m |
| Earnings (TTM) | US$72.19m |
| Revenue (TTM) | US$793.69m |
4.6x
P/E Ratio0.4x
P/S RatioIs HRTG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HRTG income statement (TTM) | |
|---|---|
| Revenue | US$793.69m |
| Cost of Revenue | US$614.69m |
| Gross Profit | US$179.00m |
| Other Expenses | US$106.81m |
| Earnings | US$72.19m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.48 |
| Gross Margin | 22.55% |
| Net Profit Margin | 9.10% |
| Debt/Equity Ratio | 42.4% |
How did HRTG perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/15 03:03 |
| End of Day Share Price | 2025/01/14 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Heritage Insurance Holdings, Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Carletti | JMP Securities |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Jon Paul Newsome | Piper Sandler Companies |