UVE Stock Overview
Operates as an integrated insurance holding company in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
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Universal Insurance Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$20.56 |
| 52 Week High | US$23.39 |
| 52 Week Low | US$15.78 |
| Beta | 0.93 |
| 1 Month Change | -9.15% |
| 3 Month Change | -4.37% |
| 1 Year Change | 28.66% |
| 3 Year Change | 20.80% |
| 5 Year Change | -24.38% |
| Change since IPO | 8.21% |
Recent News & Updates
Recent updates
Universal Insurance Holdings, Inc. (NYSE:UVE) Held Back By Insufficient Growth Even After Shares Climb 28%
Nov 09
Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors
Sep 19Universal Insurance Continues Its Profitable Resurgence
Sep 03Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16
Jul 27Universal Insurance Holdings: Impressive Profitability At A Premium Valuation
Jun 11Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified
Mar 09Universal Insurance: A 4% Dividend Yield Gem With Revenue Growth, For Under $20
Jan 20Universal Insurance Holdings: Still Undervalued After The YTD Rise Of 62%
Nov 21Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16
Jul 24Universal Insurance Holdings: Growing Despite Headwinds
Jul 16Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.16
Apr 16Universal Insurance reports Q4 2022 results
Feb 23Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.16
Feb 13Universal Insurance declares $0.16 dividend
Feb 09Universal Insurance Holdings: A Stronghold In A Stormy Market
Jan 14Shareholder Returns
| UVE | US Insurance | US Market | |
|---|---|---|---|
| 7D | -1.0% | -0.2% | -1.1% |
| 1Y | 28.7% | 24.9% | 22.4% |
Return vs Industry: UVE exceeded the US Insurance industry which returned 25.7% over the past year.
Return vs Market: UVE exceeded the US Market which returned 23.7% over the past year.
Price Volatility
| UVE volatility | |
|---|---|
| UVE Average Weekly Movement | 7.8% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UVE has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: UVE's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1990 | 1,244 | Steve Donaghy | www.universalinsuranceholdings.com |
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims.
Universal Insurance Holdings, Inc. Fundamentals Summary
| UVE fundamental statistics | |
|---|---|
| Market cap | US$583.26m |
| Earnings (TTM) | US$72.90m |
| Revenue (TTM) | US$1.51b |
8.0x
P/E Ratio0.4x
P/S RatioIs UVE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UVE income statement (TTM) | |
|---|---|
| Revenue | US$1.51b |
| Cost of Revenue | US$1.08b |
| Gross Profit | US$435.69m |
| Other Expenses | US$362.79m |
| Earnings | US$72.90m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.58 |
| Gross Margin | 28.83% |
| Net Profit Margin | 4.82% |
| Debt/Equity Ratio | 25.3% |
How did UVE perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield25%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 01:41 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Universal Insurance Holdings, Inc. is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Meyer Shields | Keefe, Bruyette, & Woods |
| Jon Paul Newsome | Piper Sandler Companies |
| Robert Paun | Sidoti & Company, LLC |