Universal Insurance Holdings, Inc.

NYSE:UVE Stock Report

Market Cap: US$881.0m

Universal Insurance Holdings Management

Management criteria checks 4/4

Universal Insurance Holdings' CEO is Steve Donaghy, appointed in Jul 2019, has a tenure of 6.25 years. total yearly compensation is $4.51M, comprised of 22.2% salary and 77.8% bonuses, including company stock and options. directly owns 2.46% of the company’s shares, worth $21.64M. The average tenure of the management team and the board of directors is 4.8 years and 10 years respectively.

Key information

Steve Donaghy

Chief executive officer

US$4.5m

Total compensation

CEO salary percentage22.18%
CEO tenure6.3yrs
CEO ownership2.5%
Management average tenure4.8yrs
Board average tenure10yrs

Recent management updates

Recent updates

Universal Insurance: I'm Still Waiting For A Dip Despite Its Solid Underwriting And Balance Sheet

Sep 07

Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Jul 13
Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16

May 02
Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16

Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.16

Apr 18
Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.16

Universal Insurance Holdings: Balanced And Strategic Growth, But I'll Wait For A Dip

Apr 01

Universal Insurance Holdings: Needs Profitable Underwriting

Mar 21

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Feb 10
Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Universal Insurance Holdings, Inc. (NYSE:UVE) Held Back By Insufficient Growth Even After Shares Climb 28%

Nov 09
Universal Insurance Holdings, Inc. (NYSE:UVE) Held Back By Insufficient Growth Even After Shares Climb 28%
User avatar

Expanding Market Presence And Stability Amid Analyst Concerns Over Future Revenue And Profitability Risks

Broadening market base outside of Florida suggests potential for significant revenue expansion through direct premiums written and earned.

Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Sep 19
Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Universal Insurance Continues Its Profitable Resurgence

Sep 03

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Jul 27
Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Universal Insurance Holdings: Impressive Profitability At A Premium Valuation

Jun 11

Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

Mar 09
Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

CEO Compensation Analysis

How has Steve Donaghy's remuneration changed compared to Universal Insurance Holdings's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2025n/an/a

US$122m

Jun 30 2025n/an/a

US$66m

Mar 31 2025n/an/a

US$67m

Dec 31 2024US$5mUS$1m

US$59m

Sep 30 2024n/an/a

US$73m

Jun 30 2024n/an/a

US$83m

Mar 31 2024n/an/a

US$76m

Dec 31 2023US$4mUS$1m

US$67m

Sep 30 2023n/an/a

US$72m

Jun 30 2023n/an/a

US$6m

Mar 31 2023n/an/a

-US$16m

Dec 31 2022US$4mUS$1m

-US$22m

Sep 30 2022n/an/a

-US$96m

Jun 30 2022n/an/a

-US$3m

Mar 31 2022n/an/a

US$12m

Dec 31 2021US$4mUS$1m

US$20m

Sep 30 2021n/an/a

US$51m

Jun 30 2021n/an/a

US$27m

Mar 31 2021n/an/a

US$25m

Dec 31 2020US$3mUS$1m

US$19m

Sep 30 2020n/an/a

-US$14m

Jun 30 2020n/an/a

US$9m

Mar 31 2020n/an/a

US$26m

Dec 31 2019US$3mUS$804k

US$47m

Sep 30 2019n/an/a

US$91m

Jun 30 2019n/an/a

US$108m

Mar 31 2019n/an/a

US$117m

Dec 31 2018US$3mUS$804k

US$117m

Compensation vs Market: Steve's total compensation ($USD4.51M) is about average for companies of similar size in the US market ($USD3.51M).

Compensation vs Earnings: Steve's compensation has been consistent with company performance over the past year.


CEO

Steve Donaghy (60 yo)

6.3yrs
Tenure
US$4,509,444
Compensation

Mr. Stephen Joseph Donaghy, also known as Steve, is Chief Executive Officer & Director of Universal Property & Casualty Insurance Company from 2021. Mr. Donaghy was Chief Executive Officer of Universal Pro...


Leadership Team

NamePositionTenureCompensationOwnership
Sean Downes
Executive Chairman20.8yrsUS$3.42m4.69%
$ 41.3m
Stephen Donaghy
CEO & Director6.3yrsUS$4.51m2.46%
$ 21.6m
Frank Wilcox
Chief Financial Officer12yrsUS$1.31m0.46%
$ 4.1m
Kimberly Campos
Chief Information Officer10.7yrsUS$678.69k0.028%
$ 247.3k
Michael Poloskey
Chief Operating Officer5.2yrsno datano data
Rob Luther
Chief Investment Officer3.6yrsno datano data
Gary Ropiecki
Principal Accounting Officer & Secretary3.6yrsno data0.019%
$ 171.1k
Darryl Lewis
Chief Legal Officer7.2yrsUS$58.33kno data
Jason Burns
President of Blue Atlantic4.8yrsno datano data
Matthew Palmieri
Chief Risk Officer3.8yrsno datano data
Arash Soleimani
Chief Strategy Officer3.6yrsno datano data
William Degnan
Chief Claims Officer3yrsno datano data
4.8yrs
Average Tenure
55yo
Average Age

Experienced Management: UVE's management team is considered experienced (4.8 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Sean Downes
Executive Chairman20.8yrsUS$3.42m4.69%
$ 41.3m
Stephen Donaghy
CEO & Director5.7yrsUS$4.51m2.46%
$ 21.6m
Kimberly Campos
Chief Information Officer8.8yrsUS$678.69k0.028%
$ 247.3k
Michael Pietrangelo
Lead Independent Director15.6yrsUS$185.00k0.32%
$ 2.8m
Scott Callahan
Independent Director12.3yrsUS$165.00k0.10%
$ 913.9k
Shannon Brown
Independent Director2.9yrsUS$150.00k0.045%
$ 399.7k
Carol Barton
Director1.8yrsUS$46.75k0.019%
$ 164.2k
Ozzie Schindler
Independent Director18.8yrsUS$165.00k0.15%
$ 1.3m
Jon Springer
Director12.7yrsUS$206.27k1.09%
$ 9.6m
Richard Peterson
Independent Director11.3yrsUS$170.00k0.10%
$ 920.6k
Francis McCahill
Independent Director4.2yrsUS$150.00k0.093%
$ 818.6k
Marlene Gordon
Independent Director5.3yrsUS$150.00k0.089%
$ 787.2k
10.0yrs
Average Tenure
59yo
Average Age

Experienced Board: UVE's board of directors are seasoned and experienced ( 10 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/31 18:02
End of Day Share Price 2025/10/31 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Universal Insurance Holdings, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jon Paul NewsomePiper Sandler Companies
Robert PaunSidoti & Company, LLC