UVE logo

Universal Insurance Holdings, Inc. Stock Price

NYSE:UVE Community·US$1.2b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 15 Fair Values set on narratives written by author

UVE Share Price Performance

US$43.21
19.53 (82.47%)
US$44.00
Fair Value
US$43.21
19.53 (82.47%)
1.8% undervalued intrinsic discount
US$44.00
Fair Value
Price US$43.21
AnalystConsensusTarget US$44.00

UVE Community Narratives

·
Fair Value US$44 1.8% undervalued intrinsic discount

Share Buyback And Data Initiatives Will Strengthen Resilience Going Forward

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6users have followed this narrative
US$44
1.8% undervalued intrinsic discount
Revenue
-1.84% p.a.
Profit Margin
5.15%
Future PE
18.02x
Price in 2029
US$52.6

Trending Discussion

No trending discussion available.

Updated Narratives

UVE logo

UVE: Ongoing Share Repurchases And Stable Outlook Will Support Future Upside

Fair Value: US$44 1.8% undervalued intrinsic discount
6 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Outstanding track record, undervalued and pays a dividend.

2 Risks
4 Rewards

Universal Insurance Holdings, Inc. Key Details

US$1.6b

Revenue

US$1.2b

Cost of Revenue

US$421.5m

Gross Profit

US$201.6m

Other Expenses

US$219.9m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
7.90
25.87%
13.49%
15.4%
View Full Analysis

About UVE

Founded
1990
Employees
929
CEO
Stephen Donaghy
WebsiteView website
www.universalinsuranceholdings.com

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Recent UVE News & Updates

Seeking Alpha Jul 29

Universal Insurance Holdings: Reforms In Florida Have Restored Profitability

Summary Universal Insurance Holdings is benefiting from Florida insurance reforms, with improved loss and combined ratios driving higher-quality profits. UVE's growth outside Florida is accelerating, reducing concentration risk, though Florida still accounts for 73% of direct written premiums. Reinsurance costs are becoming more manageable, supporting margins and investment income, but catastrophic hurricane risk remains material. I rate UVE a Buy at $44 and 9.6x forward earnings, contingent on sustained margin improvement and manageable reinsurance costs. Read the full article on Seeking Alpha

Recent updates

No updates