UVE logo

Universal Insurance Holdings, Inc. Stock Price

NYSE:UVE Community·US$1.1b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 11 Fair Values set on narratives written by author

UVE Share Price Performance

US$38.75
12.05 (45.13%)
US$44.00
Fair Value
US$38.75
12.05 (45.13%)
11.9% undervalued intrinsic discount
US$44.00
Fair Value
Price US$38.75
AnalystConsensusTarget US$44.00

UVE Community Narratives

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Fair Value US$44 10.1% undervalued intrinsic discount

Share Buyback And Data Initiatives Will Strengthen Resilience Going Forward

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US$44
10.1% undervalued intrinsic discount
Revenue
-1.84% p.a.
Profit Margin
5.15%
Future PE
18.72x
Price in 2029
US$53.62

Trending Discussion

Updated Narratives

UVE logo

UVE: Share Repurchases And Higher P/E Assumptions Will Shape Future Returns

Fair Value: US$44 10.1% undervalued intrinsic discount
5 users have set this as their fair value
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Snowflake Analysis

Outstanding track record, undervalued and pays a dividend.

2 Risks
4 Rewards

Universal Insurance Holdings, Inc. Key Details

US$1.6b

Revenue

US$1.2b

Cost of Revenue

US$385.0m

Gross Profit

US$189.3m

Other Expenses

US$195.8m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
7.01
24.03%
12.22%
17.2%
View Full Analysis

About UVE

Founded
1990
Employees
929
CEO
Stephen Donaghy
WebsiteView website
www.universalinsuranceholdings.com

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Recent UVE News & Updates

Seeking Alpha May 14

Universal Insurance: Valuation,  Fundamentals Show Assurance, But Headwinds May Squeeze Growth Opportunities

Summary Universal Insurance Holdings remains operationally resilient, with disciplined underwriting, prudent risk diversification, and a strong balance sheet supporting performance. Revenue growth has slowed, reflecting conservative risk transfer, lower pricing to drive volume, and macroeconomic headwinds such as inflation and a weak housing market. Valuation is still attractive at 5.83x P/E, with a target price of $46.24, but upside is narrowing as the stock approaches fair value and growth plateaus. I maintain a hold rating as technicals flatten, overbought signals emerge, and returns may plateau despite continued operational strength. Read the full article on Seeking Alpha
Narrative Update May 06

UVE: Share Repurchases And Higher P/E Assumptions Will Shape Future Returns

Analysts now cite a higher assumed future P/E multiple and a revised fair value estimate in updating their price target on Universal Insurance Holdings from $40 to $44, while also reflecting a slightly higher discount rate, softer revenue growth assumptions, and a lower profit margin outlook. What's in the News From January 1, 2026 to March 31, 2026, the company repurchased 7,114 shares, representing 0.03%, for $0.24 million under the buyback announced on May 1, 2025.

Recent updates

No updates