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Donegal Group NasdaqGS:DGIC.A Stock Report

Last Price

US$15.76

Market Cap

US$542.2m

7D

-4.3%

1Y

13.6%

Updated

18 Dec, 2024

Data

Company Financials +

Donegal Group Inc.

NasdaqGS:DGIC.A Stock Report

Market Cap: US$542.2m

DGIC.A Stock Overview

An insurance holding company, provides property and casualty insurance to businesses and individuals. More details

DGIC.A fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance4/6
Financial Health5/6
Dividends5/6

Rewards

Earnings are forecast to grow 23.92% per year

Earnings grew by 152% over the past year

Risk Analysis

Dividend of 4.38% is not well covered by earnings


My Notes

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Community Narratives

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Narratives bring a range of perspectives from our community.

WA
Analyst Price Target
Consensus Narrative from 2 Analysts

Expansion Into Small Business Underwriting And Modern Tools Will Improve Future Operations

Key Takeaways Expansion in small business commercial underwriting and strategic use of advanced tools are expected to enhance growth, reduce risk, and improve earnings. Systems modernization and ongoing expense reduction initiatives are set to boost operational efficiency, leading to better net margins.
View narrative
US$16.50
FV
4.5% undervalued intrinsic discount
6.37%
Revenue growth p.a.
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Updated narrative

Donegal Group Inc. Competitors

Universal Insurance Holdings

NYSE:UVE

US$597.7m

United Fire Group

NasdaqGS:UFCS

US$783.3m

Heritage Insurance Holdings

NYSE:HRTG

US$353.7m

Global Indemnity Group

NYSE:GBLI

US$496.2m

Price History & Performance

Summary of share price highs, lows and changes for Donegal Group
Historical stock prices
Current Share PriceUS$15.76
52 Week HighUS$17.00
52 Week LowUS$12.26
Beta-0.052
1 Month Change0.51%
3 Month Change3.62%
1 Year Change13.63%
3 Year Change9.98%
5 Year Change6.99%
Change since IPO239.61%

Recent News & Updates

Recent updates

Donegal Group (NASDAQ:DGIC.A) Will Pay A Dividend Of $0.1725

Oct 21
Donegal Group (NASDAQ:DGIC.A) Will Pay A Dividend Of $0.1725

Donegal Group (NASDAQ:DGIC.A) Has Affirmed Its Dividend Of $0.1725

Jul 30
Donegal Group (NASDAQ:DGIC.A) Has Affirmed Its Dividend Of $0.1725

It's A Story Of Risk Vs Reward With Donegal Group Inc. (NASDAQ:DGIC.A)

Jul 18
It's A Story Of Risk Vs Reward With Donegal Group Inc. (NASDAQ:DGIC.A)

Donegal Group (NASDAQ:DGIC.A) Has Announced A Dividend Of $0.17

Jul 25
Donegal Group (NASDAQ:DGIC.A) Has Announced A Dividend Of $0.17

Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.17

Apr 25
Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.17

Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.165

Jan 15
Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.165

Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.165

Dec 27
Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.165

Donegal Group (NASDAQ:DGIC.A) Has Announced That It Will Be Increasing Its Dividend To US$0.17

Apr 25
Donegal Group (NASDAQ:DGIC.A) Has Announced That It Will Be Increasing Its Dividend To US$0.17

Here's Why I Think Donegal Group (NASDAQ:DGIC.A) Might Deserve Your Attention Today

May 24
Here's Why I Think Donegal Group (NASDAQ:DGIC.A) Might Deserve Your Attention Today

Donegal Group Inc. (NASDAQ:DGIC.A) Just Reported And Analysts Have Been Lifting Their Price Targets

Apr 28
Donegal Group Inc. (NASDAQ:DGIC.A) Just Reported And Analysts Have Been Lifting Their Price Targets

This Is Why Donegal Group Inc.'s (NASDAQ:DGIC.A) CEO Can Expect A Bump Up In Their Pay Packet

Apr 09
This Is Why Donegal Group Inc.'s (NASDAQ:DGIC.A) CEO Can Expect A Bump Up In Their Pay Packet

The Donegal Group (NASDAQ:DGIC.A) Share Price Is Up 27% And Shareholders Are Holding On

Mar 16
The Donegal Group (NASDAQ:DGIC.A) Share Price Is Up 27% And Shareholders Are Holding On

Could The Donegal Group Inc. (NASDAQ:DGIC.A) Ownership Structure Tell Us Something Useful?

Feb 24
Could The Donegal Group Inc. (NASDAQ:DGIC.A) Ownership Structure Tell Us Something Useful?

Donegal Group Inc. (NASDAQ:DGIC.A) Passed Our Checks, And It's About To Pay A US$0.15 Dividend

Jan 27
Donegal Group Inc. (NASDAQ:DGIC.A) Passed Our Checks, And It's About To Pay A US$0.15 Dividend

Shareholder Returns

DGIC.AUS InsuranceUS Market
7D-4.3%-3.4%-4.0%
1Y13.6%25.1%24.0%

Return vs Industry: DGIC.A underperformed the US Insurance industry which returned 26.1% over the past year.

Return vs Market: DGIC.A underperformed the US Market which returned 26.1% over the past year.

Price Volatility

Is DGIC.A's price volatile compared to industry and market?
DGIC.A volatility
DGIC.A Average Weekly Movement4.3%
Insurance Industry Average Movement4.2%
Market Average Movement6.4%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: DGIC.A has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: DGIC.A's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1986n/aKevin Burkewww.donegalgroup.com

Donegal Group Inc., an insurance holding company, provides property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property.

Donegal Group Inc. Fundamentals Summary

How do Donegal Group's earnings and revenue compare to its market cap?
DGIC.A fundamental statistics
Market capUS$542.19m
Earnings (TTM)US$24.89m
Revenue (TTM)US$979.12m

21.5x

P/E Ratio

0.5x

P/S Ratio

Is DGIC.A overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DGIC.A income statement (TTM)
RevenueUS$979.12m
Cost of RevenueUS$945.55m
Gross ProfitUS$33.57m
Other ExpensesUS$8.68m
EarningsUS$24.89m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.73
Gross Margin3.43%
Net Profit Margin2.54%
Debt/Equity Ratio6.8%

How did DGIC.A perform over the long term?

See historical performance and comparison

Dividends

4.4%

Current Dividend Yield

92%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 07:06
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Donegal Group Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert FarnamBoenning & Scattergood, Inc.
Robert FarnamJanney Montgomery Scott LLC
Meyer ShieldsKeefe, Bruyette, & Woods