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James River Group Holdings, Inc.NasdaqGS:JRVR Stock Report

Market Cap US$189.6m
Share Price
US$4.11
US$7.67
46.4% undervalued intrinsic discount
1Y-25.4%
7D-1.0%
1D
Portfolio Value
View

James River Group Holdings, Inc.

NasdaqGS:JRVR Stock Report

Market Cap: US$189.6m

James River Group Holdings (JRVR) Stock Overview

Provides specialty insurance services. More details

JRVR fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance3/6
Financial Health3/6
Dividends2/6

JRVR Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

James River Group Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for James River Group Holdings
Historical stock prices
Current Share PriceUS$4.11
52 Week HighUS$7.20
52 Week LowUS$3.76
Beta-0.026
1 Month Change-35.68%
3 Month Change-40.17%
1 Year Change-25.41%
3 Year Change-79.48%
5 Year Change-88.26%
Change since IPO-80.66%

Recent News & Updates

Narrative Update Apr 30

JRVR: Steady Assumptions And Low Future P/E Will Support Upside

Analysts have kept their $7.67 price target for James River Group Holdings unchanged, reflecting consistent views on fair value, discount rate, expected revenue trends, profit margins and future P/E assumptions. Valuation Changes Fair Value: $7.67 remains unchanged, indicating no adjustment to the estimated fair value per share.

Recent updates

Narrative Update Apr 30

JRVR: Steady Assumptions And Low Future P/E Will Support Upside

Analysts have kept their $7.67 price target for James River Group Holdings unchanged, reflecting consistent views on fair value, discount rate, expected revenue trends, profit margins and future P/E assumptions. Valuation Changes Fair Value: $7.67 remains unchanged, indicating no adjustment to the estimated fair value per share.
Narrative Update Apr 16

JRVR: Fair Value Outlook Will Weigh Softer Revenue And Margin Against Higher P/E

Analysts have lifted their price target for James River Group Holdings to $7.00, a change they link to updated assumptions around a lower discount rate, a softer revenue contraction of about 0.73%, a slightly reduced profit margin near 12.84%, and a modestly higher future P/E of about 4.56x. Valuation Changes Fair Value: Model fair value remains at $7.00, indicating no change in the target output of the valuation.
Narrative Update Apr 02

JRVR: Stable Assumptions And Low Future P/E Will Support Upside

Analysts have kept their average price target for James River Group Holdings effectively unchanged at approximately $7.67. They cite largely stable views on fair value, discount rate, revenue trends, profit margins, and forward P/E assumptions.
Narrative Update Mar 18

JRVR: Higher Future P/E Will Support Upside Despite Weaker Profitability

Analysts have raised their price target for James River Group Holdings by around $0.60, reflecting updated views on fair value, discount rate, revenue growth assumptions, profit margins, and future P/E expectations. Valuation Changes Fair Value has been updated from about $7.06 to around $7.67, reflecting a slight increase.
Narrative Update Mar 04

JRVR: Fair Value View Will Balance Softer Outlook With Higher Future Multiple

Analysts have raised their fair value estimate for James River Group Holdings from $6.00 to $7.00, citing updated assumptions around discount rates, revenue growth, profit margins, and a higher future P/E multiple. Valuation Changes Fair Value: increased from $6.00 to $7.00, a rise of about 17% in the estimate.
Analysis Article Sep 25

Many Still Looking Away From James River Group Holdings, Ltd. (NASDAQ:JRVR)

James River Group Holdings, Ltd.'s ( NASDAQ:JRVR ) price-to-sales (or "P/S") ratio of 0.4x may look like a pretty...
Seeking Alpha Sep 24

James River: Progress Has Been Made, But Still A Hold

Summary James River is executing a turnaround, focusing on its profitable Excess & Surplus insurance segment after divesting unprofitable units. JRVR trades at 0.5x book value, with the E&S segment showing strong combined ratios, but overall profitability remains elusive as the consolidated combined ratio is above 100%. DCF valuation and analyst consensus suggest moderate upside, with a fair value estimate of $6.87/share and a consensus price target of $7.06, but risks persist. Given ongoing risks and the need for sustained profitability, JRVR is rated a 'Hold' until it demonstrates consistent positive combined ratios and improved investment income. Read the full article on Seeking Alpha
Analysis Article May 21

James River Group Holdings, Ltd. (NASDAQ:JRVR) Stock Rockets 26% But Many Are Still Ignoring The Company

James River Group Holdings, Ltd. ( NASDAQ:JRVR ) shares have had a really impressive month, gaining 26% after a shaky...
Seeking Alpha Mar 09

James River: Time To Average Down

Summary James River still has an excellent E&S franchise business that may eventually show earnings. Recent net losses are temporary, driven by expected reinsurance contract costs and preferred share redemption. E&S insurance market remains robust, with James River benefiting from improved underwriting and lower loss ratios that positions it for future profitability. Shares are still a buy with a new price target of $7. Read the full article on Seeking Alpha
Analysis Article Mar 05

James River Group Holdings, Ltd. (NASDAQ:JRVR) Stock's 27% Dive Might Signal An Opportunity But It Requires Some Scrutiny

The James River Group Holdings, Ltd. ( NASDAQ:JRVR ) share price has fared very poorly over the last month, falling by...
Analysis Article Mar 05

Not Many Are Piling Into James River Group Holdings, Ltd. (NASDAQ:JRVR) Stock Yet As It Plummets 27%

James River Group Holdings, Ltd. ( NASDAQ:JRVR ) shareholders that were waiting for something to happen have been dealt...
Seeking Alpha Dec 03

James River: Exploring Strategic Alternatives, New Partnerships, And Very Cheap

Summary James River Group Holdings runs different insurance companies, and focuses on underwriting small and middle market casualty risks. James River Group Holdings appears undervalued despite recent negative net income, driven by asset write-downs from the Casualty Reinsurance segment sale and strategic alternatives' exploration. Despite challenges, JRVR’s proven business model and conservative EPS forecasts suggest potential for net income growth and stock price recovery. Strategic moves, including a partnership with Enstar Group and potential U.S. tax reductions, could enhance JRVR’s financial position and stock price. Read the full article on Seeking Alpha
Seeking Alpha Nov 24

James River: The Market Has Overreacted

Summary Despite a 40% stock drop and negative earnings, I believe James River Group is undervalued and reiterate a buy rating with a $9 price target. Recent losses are attributed to a one-time $52.2 million excess consideration payment, with management taking steps to de-risk and capitalize on E&S market trends. Major industry players like Gallatin Point and Enstar Group are investing significantly in James River, signaling confidence in its long-term potential. Investors must endure short-term pain for potential long-term gains, as James River continues its transformation into a pure-play E&S insurance business. Read the full article on Seeking Alpha
Analysis Article Nov 14

Investors Don't See Light At End Of James River Group Holdings, Ltd.'s (NASDAQ:JRVR) Tunnel And Push Stock Down 29%

To the annoyance of some shareholders, James River Group Holdings, Ltd. ( NASDAQ:JRVR ) shares are down a considerable...
User avatar
New Narrative Sep 26

E&S Segment Innovations And Critical Reviews Propel Profitable Growth And Market Adaptability

Implementing a combined adverse development cover and loss portfolio transfer reduces reserve volatility, stabilizing earnings and allowing focus on profitable growth.
Analysis Article Aug 09

James River Group Holdings' (NASDAQ:JRVR) Dividend Will Be $0.05

The board of James River Group Holdings, Ltd. ( NASDAQ:JRVR ) has announced that it will pay a dividend on the 30th of...
Seeking Alpha Jul 30

James River Group: Potential Upside Requires Patience

Summary James River stock has only increased 9% since buy rating in March 2024, but potential value remains underestimated by the market. The JRG Re sale has lifted burdens, improving profitability and underwriting results, signaling a potential turnaround for James River. E&S market growth remains steady, making James River an attractive investment. Shares are still a buy with a price target of $14. Read the full article on Seeking Alpha
Analysis Article May 14

James River Group Holdings (NASDAQ:JRVR) Is Due To Pay A Dividend Of $0.05

James River Group Holdings, Ltd. ( NASDAQ:JRVR ) has announced that it will pay a dividend of $0.05 per share on the...
Seeking Alpha Mar 19

James River Group: Why The Valuation Gap Should Close

Summary Global Indemnity's $15 per share all-stock offer for James River Group suggests that the company is undervalued. James River specializes in underwriting excess and surplus lines insurance, which accounts for a significant portion of their premiums. The company is turning around quite nicely with a hard market behind its back, creating strong future underwriting profits. Shares are a buy with a price target of $14. Read the full article on Seeking Alpha
Analysis Article Mar 14

James River Group Holdings, Ltd. (NASDAQ:JRVR) Might Not Be As Mispriced As It Looks After Plunging 33%

James River Group Holdings, Ltd. ( NASDAQ:JRVR ) shareholders won't be pleased to see that the share price has had a...

Shareholder Returns

JRVRUS InsuranceUS Market
7D-1.0%2.5%-0.8%
1Y-25.4%-6.1%27.1%

Return vs Industry: JRVR underperformed the US Insurance industry which returned -7.1% over the past year.

Return vs Market: JRVR underperformed the US Market which returned 26.7% over the past year.

Price Volatility

Is JRVR's price volatile compared to industry and market?
JRVR volatility
JRVR Average Weekly Movement8.9%
Insurance Industry Average Movement4.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.2%

Stable Share Price: JRVR has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: JRVR's weekly volatility (9%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2002577Frank D’Oraziojrvrgroup.com

James River Group Holdings, Inc. provides specialty insurance services. It operates in Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment offers commercial excess and surplus lines liability and excess property insurance products in the United States, Puerto Rico, and the United States Virgin Islands.

James River Group Holdings, Inc. Fundamentals Summary

How do James River Group Holdings's earnings and revenue compare to its market cap?
JRVR fundamental statistics
Market capUS$189.57m
Earnings (TTM)US$22.18m
Revenue (TTM)US$666.71m
8.6x
P/E Ratio
0.3x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JRVR income statement (TTM)
RevenueUS$666.71m
Cost of RevenueUS$435.84m
Gross ProfitUS$230.87m
Other ExpensesUS$208.69m
EarningsUS$22.18m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)0.48
Gross Margin34.63%
Net Profit Margin3.33%
Debt/Equity Ratio50.6%

How did JRVR perform over the long term?

See historical performance and comparison

Dividends

1.0%
Current Dividend Yield
8%
Payout Ratio

Does JRVR pay a reliable dividends?

See JRVR dividend history and benchmarks
When do you need to buy JRVR by to receive an upcoming dividend?
James River Group Holdings dividend dates
Ex Dividend DateJun 08 2026
Dividend Pay DateJun 30 2026
Days until Ex dividend17 days
Days until Dividend pay date39 days

Does JRVR pay a reliable dividends?

See JRVR dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/21 04:08
End of Day Share Price 2026/05/21 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

James River Group Holdings, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tracy Dolin-BenguiguiBarclays
Tracy Dolin-BenguiguiBarclays
Charles SebaskiBMO Capital Markets Equity Research