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Updated 2h ago
KINS logo

Kingstone Companies, Inc.NasdaqCM:KINS Stock Report

Market Cap US$278.2m
Updated 2h ago
Share Price
n/a
1Y40.6%
7D-3.7%
1D-0.2%
Portfolio Value
​
View

Kingstone Companies, Inc.

NasdaqCM:KINS Stock Report

Market Cap: US$278.2m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Kingstone Companies (KINS) Stock Overview

Through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. More details

KINS fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance4/6
Financial Health4/6
Dividends2/6

Rewards

Trading at 44.7% below our estimate of its fair value

Earnings are forecast to grow 14.58% per year

Earnings grew by 28.1% over the past year

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for KINS from our risk checks.

KINS Community Fair Values

Create Narrative

See what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
12.6% undervalued intrinsic discount
AnalystConsensusTarget
•1y ago

Advanced Data Analytics And E&S Expansion Will Unlock Future Value

260
0
45

Top Analyst Narratives

KINS logo
Kingstone Companies
12.6% undervalued intrinsic discount

Advanced Data Analytics And E&S Expansion Will Unlock Future Value

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 1 May 2025
Read Narrative
View all narratives

Kingstone Companies, Inc. Competitors

First Acceptance

Symbol: OTCPK:FACO
Market cap: US$223.3m

NI Holdings

Symbol: NasdaqCM:NODK
Market cap: US$307.1m

American Coastal Insurance

Symbol: NasdaqCM:ACIC
Market cap: US$435.9m

AMERISAFE

Symbol: NasdaqGS:AMSF
Market cap: US$458.8m

Price History & Performance

Summary of share price highs, lows and changes for Kingstone Companies
Historical stock prices
Current Share PriceUS$19.22
52 Week HighUS$20.90
52 Week LowUS$13.38
Beta0.45
1 Month Change-2.39%
3 Month Change19.83%
1 Year Change40.60%
3 Year Change1,023.98%
5 Year Change180.99%
Change since IPO241.69%

Recent News & Updates

Recent updates

Analysis Article • Feb 05

Should You Be Adding Kingstone Companies (NASDAQ:KINS) To Your Watchlist Today?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Seeking Alpha • Sep 26

Kingstone Companies: Disciplined Underwriting Capabilities With Visible Growth Catalysts

Summary Kingstone Companies is refocusing on homeowners insurance in New York, exiting non-core lines to improve capital efficiency and market understanding. KINS launched a Select homeowners product using advanced underwriting techniques, resulting in ~31% lower claim frequency and a significantly reduced expense ratio since 2021. The company diversified reinsurance by issuing its first catastrophe bond, aiming to reduce loss volatility and strengthen financial resilience. With major competitors exiting the NY market, KINS secured renewal rights from AmGUARD, potentially increasing its revenue base by over 30%. Read the full article on Seeking Alpha
Analysis Article • Jul 19

Take Care Before Diving Into The Deep End On Kingstone Companies, Inc. (NASDAQ:KINS)

With a median price-to-sales (or "P/S") ratio of close to 1.2x in the Insurance industry in the United States, you...
Analysis Article • May 18

Here's Why We Think Kingstone Companies (NASDAQ:KINS) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article • Feb 07

Kingstone Companies, Inc. (NASDAQ:KINS) Stock Rockets 26% But Many Are Still Ignoring The Company

Despite an already strong run, Kingstone Companies, Inc. ( NASDAQ:KINS ) shares have been powering on, with a gain of...
Analysis Article • Nov 07

Revenues Tell The Story For Kingstone Companies, Inc. (NASDAQ:KINS) As Its Stock Soars 31%

Despite an already strong run, Kingstone Companies, Inc. ( NASDAQ:KINS ) shares have been powering on, with a gain of...
User avatar
New Narrative • Sep 28

Tactical Premium Adjustments And Selective Underwriting Fuel Growth And Margin Expansion

Kingstone's focus on adjusting premiums and selective underwriting aims to enhance revenue growth and net margins by prioritizing quality over quantity.
Analysis Article • Jul 24

Investors Still Aren't Entirely Convinced By Kingstone Companies, Inc.'s (NASDAQ:KINS) Revenues Despite 27% Price Jump

Despite an already strong run, Kingstone Companies, Inc. ( NASDAQ:KINS ) shares have been powering on, with a gain of...
Analysis Article • May 07

Kingstone Companies, Inc.'s (NASDAQ:KINS) Price Is Right But Growth Is Lacking

Kingstone Companies, Inc.'s ( NASDAQ:KINS ) price-to-sales (or "P/S") ratio of 0.3x may look like a pretty appealing...

Shareholder Returns

KINSUS InsuranceUS Market
7D-3.7%-2.3%-0.9%
1Y40.6%3.2%13.9%

Return vs Industry: KINS exceeded the US Insurance industry which returned 2% over the past year.

Return vs Market: KINS exceeded the US Market which returned 14.2% over the past year.

Price Volatility

Is KINS's price volatile compared to industry and market?
KINS volatility
KINS Average Weekly Movement5.2%
Insurance Industry Average Movement4.8%
Market Average Movement6.9%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: KINS has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: KINS's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1886113Meryl Goldenwww.kingstonecompanies.com

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies.

Kingstone Companies, Inc. Fundamentals Summary

How do Kingstone Companies's earnings and revenue compare to its market cap?
KINS fundamental statistics
Market capUS$278.23m
Earnings (TTM)US$35.29m
Revenue (TTM)US$237.70m
7.9x
P/E Ratio
1.2x
P/S Ratio

Is KINS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KINS income statement (TTM)
RevenueUS$237.70m
Cost of RevenueUS$184.77m
Gross ProfitUS$52.93m
Other ExpensesUS$17.64m
EarningsUS$35.29m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.44
Gross Margin22.27%
Net Profit Margin14.85%
Debt/Equity Ratio2.9%

How did KINS perform over the long term?

See historical performance and comparison

Dividends

1.2%
Current Dividend Yield
8%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 07:43
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kingstone Companies, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert FarnamBrean Capital Historical (Janney Montgomery)
Jon Paul NewsomePiper Sandler Companies

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