Kingstone Companies Balance Sheet Health
Financial Health criteria checks 4/6
Kingstone Companies has a total shareholder equity of $66.7M and total debt of $11.2M, which brings its debt-to-equity ratio to 16.7%. Its total assets and total liabilities are $374.9M and $308.2M respectively. Kingstone Companies's EBIT is $26.8M making its interest coverage ratio 7.6. It has cash and short-term investments of $28.7M.
Key information
16.7%
Debt to equity ratio
US$11.17m
Debt
| Interest coverage ratio | 7.6x |
| Cash | US$28.67m |
| Equity | US$66.71m |
| Total liabilities | US$308.21m |
| Total assets | US$374.92m |
Recent financial health updates
Recent updates
Kingstone Companies, Inc. (NASDAQ:KINS) Stock Rockets 26% But Many Are Still Ignoring The Company
Feb 07
Revenues Tell The Story For Kingstone Companies, Inc. (NASDAQ:KINS) As Its Stock Soars 31%
Nov 07
Tactical Premium Adjustments And Selective Underwriting Fuel Growth And Margin Expansion
Sep 28 Kingstone's focus on adjusting premiums and selective underwriting aims to enhance revenue growth and net margins by prioritizing quality over quantity.Investors Still Aren't Entirely Convinced By Kingstone Companies, Inc.'s (NASDAQ:KINS) Revenues Despite 27% Price Jump
Jul 24Kingstone Companies, Inc.'s (NASDAQ:KINS) Price Is Right But Growth Is Lacking
May 07Kingstone goes ex-dividend today
Aug 30Kingstone Companies (NASDAQ:KINS) Has Affirmed Its Dividend Of US$0.04
Feb 05Kingstone Companies (NASDAQ:KINS) Will Pay A Dividend Of US$0.04
Nov 16Kingstone declares $0.04 dividend
May 03Financial Position Analysis
Short Term Liabilities: KINS's short term assets ($121.5M) do not cover its short term liabilities ($170.8M).
Long Term Liabilities: KINS's short term assets ($121.5M) do not cover its long term liabilities ($137.4M).
Debt to Equity History and Analysis
Debt Level: KINS has more cash than its total debt.
Reducing Debt: KINS's debt to equity ratio has reduced from 33.4% to 16.7% over the past 5 years.
Debt Coverage: KINS's debt is well covered by operating cash flow (518.7%).
Interest Coverage: KINS's interest payments on its debt are well covered by EBIT (7.6x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/16 04:37 |
| End of Day Share Price | 2025/04/16 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Kingstone Companies, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Robert Farnam | Boenning & Scattergood, Inc. |
| Robert Farnam | Janney Montgomery Scott LLC |
| Jon Paul Newsome | Piper Sandler Companies |