Kingstone Companies, Inc.

NasdaqCM:KINS Stock Report

Market Cap: US$235.4m

Kingstone Companies Management

Management criteria checks 3/4

Kingstone Companies' CEO is Meryl Golden, appointed in Oct 2023, has a tenure of 2.67 years. total yearly compensation is $1.87M, comprised of 29.4% salary and 70.6% bonuses, including company stock and options. directly owns 1.56% of the company’s shares, worth $3.68M. The average tenure of the management team and the board of directors is 2.6 years and 4.2 years respectively.

Key information

Meryl Golden

Chief executive officer

US$1.9m

Total compensation

CEO salary percentage29.39%
CEO tenure2.7yrs
CEO ownership1.6%
Management average tenure2.6yrs
Board average tenure4.2yrs

Recent management updates

Recent updates

Analysis Article Feb 05

Should You Be Adding Kingstone Companies (NASDAQ:KINS) To Your Watchlist Today?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Seeking Alpha Sep 26

Kingstone Companies: Disciplined Underwriting Capabilities With Visible Growth Catalysts

Summary Kingstone Companies is refocusing on homeowners insurance in New York, exiting non-core lines to improve capital efficiency and market understanding. KINS launched a Select homeowners product using advanced underwriting techniques, resulting in ~31% lower claim frequency and a significantly reduced expense ratio since 2021. The company diversified reinsurance by issuing its first catastrophe bond, aiming to reduce loss volatility and strengthen financial resilience. With major competitors exiting the NY market, KINS secured renewal rights from AmGUARD, potentially increasing its revenue base by over 30%. Read the full article on Seeking Alpha
Analysis Article Jul 19

Take Care Before Diving Into The Deep End On Kingstone Companies, Inc. (NASDAQ:KINS)

With a median price-to-sales (or "P/S") ratio of close to 1.2x in the Insurance industry in the United States, you...
Analysis Article May 18

Here's Why We Think Kingstone Companies (NASDAQ:KINS) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Feb 07

Kingstone Companies, Inc. (NASDAQ:KINS) Stock Rockets 26% But Many Are Still Ignoring The Company

Despite an already strong run, Kingstone Companies, Inc. ( NASDAQ:KINS ) shares have been powering on, with a gain of...
Analysis Article Nov 07

Revenues Tell The Story For Kingstone Companies, Inc. (NASDAQ:KINS) As Its Stock Soars 31%

Despite an already strong run, Kingstone Companies, Inc. ( NASDAQ:KINS ) shares have been powering on, with a gain of...
User avatar
New Narrative Sep 28

Tactical Premium Adjustments And Selective Underwriting Fuel Growth And Margin Expansion

Kingstone's focus on adjusting premiums and selective underwriting aims to enhance revenue growth and net margins by prioritizing quality over quantity.
Analysis Article Jul 24

Investors Still Aren't Entirely Convinced By Kingstone Companies, Inc.'s (NASDAQ:KINS) Revenues Despite 27% Price Jump

Despite an already strong run, Kingstone Companies, Inc. ( NASDAQ:KINS ) shares have been powering on, with a gain of...
Analysis Article May 07

Kingstone Companies, Inc.'s (NASDAQ:KINS) Price Is Right But Growth Is Lacking

Kingstone Companies, Inc.'s ( NASDAQ:KINS ) price-to-sales (or "P/S") ratio of 0.3x may look like a pretty appealing...

CEO Compensation Analysis

How has Meryl Golden's remuneration changed compared to Kingstone Companies's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$31m

Dec 31 2025US$2mUS$550k

US$41m

Sep 30 2025n/an/a

US$31m

Jun 30 2025n/an/a

US$28m

Mar 31 2025n/an/a

US$21m

Dec 31 2024US$1mUS$500k

US$18m

Sep 30 2024n/an/a

US$16m

Jun 30 2024n/an/a

US$5m

Mar 31 2024n/an/a

US$313k

Dec 31 2023US$662kUS$500k

-US$6m

Sep 30 2023n/an/a

-US$13m

Jun 30 2023n/an/a

-US$14m

Mar 31 2023n/an/a

-US$18m

Dec 31 2022US$674kUS$500k

-US$23m

Sep 30 2022n/an/a

-US$16m

Jun 30 2022n/an/a

-US$23m

Mar 31 2022n/an/a

-US$16m

Dec 31 2021US$735kUS$500k

-US$7m

Sep 30 2021n/an/a

-US$7m

Jun 30 2021n/an/a

US$3m

Mar 31 2021n/an/a

US$6m

Dec 31 2020US$597kUS$500k

US$972k

Sep 30 2020n/an/a

-US$609k

Jun 30 2020n/an/a

-US$1m

Mar 31 2020n/an/a

-US$4m

Dec 31 2019US$236kUS$134k

-US$6m

Compensation vs Market: Meryl's total compensation ($USD1.87M) is about average for companies of similar size in the US market ($USD1.63M).

Compensation vs Earnings: Meryl's compensation has increased by more than 20% in the past year.


CEO

Meryl Golden (66 yo)

2.7yrs
Tenure
US$1,871,100
Compensation

Ms. Meryl S. Golden serves as President & Chief Executive Officer of Kingstone Companies, Inc. since October 1, 2023. She serves as Director at Kingstone Companies, Inc. since March 11, 2020. She served as...


Leadership Team

NamePositionTenureCompensationOwnership
Meryl Golden
President2.7yrsUS$1.87m1.56%
$ 3.7m
Randy Patten
VP, Chief Financial Officer & Treasurerless than a yearUS$1.30m0.32%
$ 747.2k
Sarah Chen
Chief Actuary & SVP and Head of Product Management of Kingstone Insurance Company5.6yrsUS$838.43k0.30%
$ 700.7k
Floyd Tupper
Secretary & Independent Director11yrsUS$128.00k1.07%
$ 2.5m
Victor Brodsky
Chief Accounting Officer2.1yrsUS$592.70k0.53%
$ 1.3m
David Fernandez
Senior VP & Chief Claims Officer2.6yrsno data0.15%
$ 359.8k
2.6yrs
Average Tenure
62.5yo
Average Age

Experienced Management: KINS's management team is considered experienced (2.6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Meryl Golden
President6.3yrsUS$1.87m1.56%
$ 3.7m
Floyd Tupper
Secretary & Independent Director12yrsUS$128.00k1.07%
$ 2.5m
William Yankus
Independent Director10.3yrsUS$120.50k0.59%
$ 1.4m
Thomas Newgarden
Independent Non-Executive Chairman2yrsUS$235.50k0.69%
$ 1.6m
Pranav Pasricha
Independent Directorless than a yearUS$47.47k0.059%
$ 138.9k
Manmohan Singh
Independent Director2.2yrsUS$110.50k0.084%
$ 198.5k
4.2yrs
Average Tenure
62.5yo
Average Age

Experienced Board: KINS's board of directors are considered experienced (4.2 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/22 08:00
End of Day Share Price 2026/06/18 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kingstone Companies, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert FarnamBrean Capital Historical (Janney Montgomery)
Jon Paul NewsomePiper Sandler Companies