Loading...
NODK logo

NI Holdings, Inc.NasdaqCM:NODK Stock Report

Market Cap US$307.1m
Share Price
n/a
1Y12.7%
7D-1.4%
1D-0.1%
Portfolio Value
​
View

NI Holdings, Inc.

NasdaqCM:NODK Stock Report

Market Cap: US$307.1m

NI Holdings (NODK) Stock Overview

NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. More details

NODK fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends0/6

Rewards

Earnings grew by 404.6% over the past year

Risk Analysis

High level of non-cash earnings


NODK Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

NEW440,641 members

Join community and earn perks

Gain real feedbackFrom our editorial team, personally. Not silence.
Grow your followingReal investors. The kind who actually invest, not scroll past.
Unlock free accessFree premium subscription for consistent and quality authors.
Learn moreCreate Narrative
B
BlackGoat
R
RockeTeller
I
Investingwilly
D
davidlsander
440,641 investors already sharing narratives
View all narratives

NI Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for NI Holdings
Historical stock prices
Current Share PriceUS$15.05
52 Week HighUS$16.70
52 Week LowUS$12.37
Beta0.35
1 Month Change-1.63%
3 Month Change-3.40%
1 Year Change12.73%
3 Year Change18.50%
5 Year Change-14.88%
Change since IPO2.03%

Recent News & Updates

Recent updates

Analysis Article • Mar 16

NI Holdings, Inc.'s (NASDAQ:NODK) P/S Is On The Mark

With a median price-to-sales (or "P/S") ratio of close to 1x in the Insurance industry in the United States, you could...
Seeking Alpha • Jul 22

NI expects sees $49M loss in Q2 owing to severe storms in South Dakota and Nebraska

NI (NASDAQ:NODK) expects to see pre-tax catastrophe losses of ~$49M, net of reinsurance, for Q2. Losses were primarily in the Home/Farm and Private Passenger Auto segments driven by multiple severe storms in South Dakota and Nebraska. Michael J. Alexander, President and CEO, stated, “Our companies have consistently provided best-in-class underwriting while also identifying and executing growth opportunities. However, similar to the industry, we cannot predict the frequency or severity of storms across our geographical footprint. While there is still some uncertainty surrounding the number of claims from these events, our primary efforts are to deliver high-quality, prompt and efficient claims service in order to provide a positive experience for both our agents and policyholders.”
Analysis Article • May 19

Increases to CEO Compensation Might Be Put On Hold For Now at NI Holdings, Inc. (NASDAQ:NODK)

Performance at NI Holdings, Inc. ( NASDAQ:NODK ) has been reasonably good and CEO Jim Alexander has done a decent job...
Analysis Article • Mar 12

Could The NI Holdings, Inc. (NASDAQ:NODK) Ownership Structure Tell Us Something Useful?

If you want to know who really controls NI Holdings, Inc. ( NASDAQ:NODK ), then you'll have to look at the makeup of...
Analysis Article • Feb 19

Here's Why We Think NI Holdings (NASDAQ:NODK) Is Well Worth Watching

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article • Feb 01

Did You Miss NI Holdings' (NASDAQ:NODK) 11% Share Price Gain?

On average, over time, stock markets tend to rise higher. This makes investing attractive. But if you choose that path...
Analysis Article • Jan 08

Read This Before Selling NI Holdings, Inc. (NASDAQ:NODK) Shares

It is not uncommon to see companies perform well in the years after insiders buy shares. On the other hand, we'd be...
Analysis Article • Dec 18

Is NI Holdings, Inc.'s(NASDAQ:NODK) Recent Stock Performance Tethered To Its Strong Fundamentals?

NI Holdings' (NASDAQ:NODK) stock is up by a considerable 13% over the past three months. Given the company's impressive...

Shareholder Returns

NODKUS InsuranceUS Market
7D-1.4%-2.3%-0.9%
1Y12.7%2.0%14.2%

Return vs Industry: NODK exceeded the US Insurance industry which returned 1.9% over the past year.

Return vs Market: NODK underperformed the US Market which returned 14.1% over the past year.

Price Volatility

Is NODK's price volatile compared to industry and market?
NODK volatility
NODK Average Weekly Movement2.7%
Insurance Industry Average Movement4.8%
Market Average Movement6.9%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: NODK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: NODK's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1946169Cindy Launerwww.niholdingsinc.com

NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota.

NI Holdings, Inc. Fundamentals Summary

How do NI Holdings's earnings and revenue compare to its market cap?
NODK fundamental statistics
Market capUS$307.09m
Earnings (TTM)US$7.83m
Revenue (TTM)US$267.40m
39.2x
P/E Ratio
1.1x
P/S Ratio

Is NODK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NODK income statement (TTM)
RevenueUS$267.40m
Cost of RevenueUS$256.21m
Gross ProfitUS$11.19m
Other ExpensesUS$3.35m
EarningsUS$7.83m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)0.38
Gross Margin4.18%
Net Profit Margin2.93%
Debt/Equity Ratio0%

How did NODK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/13 02:18
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

NI Holdings, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.