AII Stock Overview

Operates as an insurance company. More details

AII fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 99.8% below our estimate of its fair value

Earnings grew by 5.3% over the past year

Risk Analysis

Shares are highly illiquid

Less than 3 years of financial data is available

Significant insider selling over the past 3 months

Community vs My Fair Value

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American Integrity Insurance Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for American Integrity Insurance Group
Historical stock prices
Current Share Price	US$16.67
52 Week High	US$19.45
52 Week Low	US$16.02
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-1.36%

Recent updates

Shareholder Returns

	AII	US Insurance	US Market
7D	-3.4%	1.0%	-1.1%
1Y	n/a	15.2%	9.1%

Return vs Industry: Insufficient data to determine how AII performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how AII performed against the US Market.

Price Volatility

Is AII's price volatile compared to industry and market?
AII volatility
AII Average Weekly Movement	n/a
Insurance Industry Average Movement	5.3%
Market Average Movement	8.1%
10% most volatile stocks in US Market	16.9%
10% least volatile stocks in US Market	4.1%

Stable Share Price: AII's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine AII's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	294	Bob Ritchie	www.aiicfl.com

American Integrity Insurance Group, Inc. operates as an insurance company. It provides personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties in Florida, Georgia, and South Carolina. It also offers condo, rental, vacant dwelling, seasonal property, umbrella, golf cart, boat, renters, manufactured home, cyber, and flood insurance.

American Integrity Insurance Group, Inc. Fundamentals Summary

How do American Integrity Insurance Group's earnings and revenue compare to its market cap?
AII fundamental statistics
Market cap	US$341.29m
Earnings (TTM)	US$38.03m
Revenue (TTM)	US$204.35m

8.9x

P/E Ratio

1.6x

P/S Ratio

Is AII overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AII income statement (TTM)
Revenue	US$204.35m
Cost of Revenue	US$122.36m
Gross Profit	US$81.99m
Other Expenses	US$43.96m
Earnings	US$38.03m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.88
Gross Margin	40.12%
Net Profit Margin	18.61%
Debt/Equity Ratio	0.6%

How did AII perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/21 11:36
End of Day Share Price	2025/05/21 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

American Integrity Insurance Group, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

American Integrity Insurance Group NYSE:AII Stock Report