American Integrity Insurance Group (AII) Stock Overview
Operates as an insurance company in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
AII Community Fair Values
Create NarrativeSee what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
American Integrity Insurance Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.70 |
| 52 Week High | US$26.36 |
| 52 Week Low | US$15.78 |
| Beta | 0 |
| 1 Month Change | -14.49% |
| 3 Month Change | -19.98% |
| 1 Year Change | -0.60% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -1.18% |
Recent News & Updates
Recent updates
Priced for worse weather, but undervalued even for a high hurricane season
I recently came across AII - American Integrity Insurance Group. AII insures homes in Florida, an area you could generously describe as "a bit windy sometimes".AII: Post-IPO Growth Between Risk And Financial Strength
Summary American Integrity Insurance Group is a leading Florida-focused home insurer, boasting strong profitability, low combined ratios, and robust growth in premiums and policies. The company benefits from improved Florida regulation, technological advancements, and expansion into high-potential markets like Miami, supporting a bullish growth outlook. AII’s financials are solid, with high ROE, low debt, ample liquidity, and conservative valuation multiples, suggesting the stock is reasonably valued or undervalued. While bullish on AII’s medium- to long-term prospects, I note risks from catastrophic events and regulatory changes, especially given its Florida concentration. Read the full article on Seeking AlphaShareholder Returns
| AII | US Insurance | US Market | |
|---|---|---|---|
| 7D | 0.6% | -2.2% | 1.3% |
| 1Y | -0.6% | -9.0% | 27.7% |
Return vs Industry: AII exceeded the US Insurance industry which returned -8.8% over the past year.
Return vs Market: AII underperformed the US Market which returned 26.4% over the past year.
Price Volatility
| AII volatility | |
|---|---|
| AII Average Weekly Movement | 5.8% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: AII has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: AII's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 313 | Bob Ritchie | www.aii.com |
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products.
American Integrity Insurance Group, Inc. Fundamentals Summary
| AII fundamental statistics | |
|---|---|
| Market cap | US$326.19m |
| Earnings (TTM) | US$81.44m |
| Revenue (TTM) | US$295.53m |
Is AII overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AII income statement (TTM) | |
|---|---|
| Revenue | US$295.53m |
| Cost of Revenue | US$143.22m |
| Gross Profit | US$152.31m |
| Other Expenses | US$70.87m |
| Earnings | US$81.44m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.16 |
| Gross Margin | 51.54% |
| Net Profit Margin | 27.56% |
| Debt/Equity Ratio | 0.2% |
How did AII perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/27 08:44 |
| End of Day Share Price | 2026/05/27 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
American Integrity Insurance Group, Inc. is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Carletti | Citizens JMP Securities, LLC |
| Meyer Shields | Keefe, Bruyette, & Woods |
| Thomas McJoynt-Griffith | Keefe, Bruyette, & Woods |