American Integrity Insurance Group Future Growth
Future criteria checks 2/6
American Integrity Insurance Group's earnings are forecast to decline at 13.8% per annum while its annual revenue is expected to grow at 22.7% per year. EPS is expected to decline by 11.9% per annum. Return on equity is forecast to be 15% in 3 years.
Key information
-13.8%
Earnings growth rate
-11.95%
EPS growth rate
| Insurance earnings growth | 1.6% |
| Revenue growth rate | 22.7% |
| Future return on equity | 15.03% |
| Analyst coverage | Low |
| Last updated | 20 Aug 2026 |
Recent future growth updates
Recent updates
American Integrity Insurance: Impressive Underwriting, Limited Valuation Edge
Summary American Integrity Insurance Group delivered robust Q2 results, with revenues up 55% and net income reaching $34.1 million. AII's combined ratio improved to 63.4%, voluntary policy growth surged, and in-force premiums surpassed $1 billion for the first time. Despite a low 5.58x P/E and high ROE, AII's valuation reflects market caution due to Florida concentration and catastrophe risk. I remain on the sidelines, seeking evidence of sustainable profitability through a full insurance cycle before recommending AII at current levels. Read the full article on Seeking Alpha
AII: Index Reclassification And Steady Outlook Will Shape Future Profitability
Analysts have raised the price target on American Integrity Insurance Group from $23.75 to $26.25, reflecting a slightly higher discount rate, modest adjustments to revenue growth and profit margin expectations, and a higher assumed future P/E multiple. What’s in the News for American Integrity Insurance Group American Integrity Insurance Group was dropped from the Russell 2000 Growth Benchmark, according to index constituent change data.Results: American Integrity Insurance Group, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts
American Integrity Insurance Group, Inc. ( NYSE:AII ) just released its second-quarter report and things are looking...Should You Be Adding American Integrity Insurance Group (NYSE:AII) To Your Watchlist Today?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...AII: Expanded Property Capacity Will Support Higher Future Profitability
Analysts have trimmed their price target for American Integrity Insurance Group from $27.00 to $23.75, reflecting updated assumptions that include a slightly higher discount rate, modestly adjusted revenue growth and margins, and a lower future P/E multiple. What’s in the News for American Integrity Insurance Group American Integrity Insurance Group raised the maximum total insured value per property for eligible policies from US$12,000,000 to US$15,000,000, according to company key developments.
Priced for worse weather, but undervalued even for a high hurricane season
I recently came across AII - American Integrity Insurance Group. AII insures homes in Florida, an area you could generously describe as "a bit windy sometimes".Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2028 | 604 | 65 | N/A | N/A | 2 |
| 12/31/2027 | 517 | 64 | N/A | N/A | 4 |
| 12/31/2026 | 420 | 74 | N/A | N/A | 4 |
| 6/30/2026 | 336 | 88 | 164 | 173 | N/A |
| 3/31/2026 | 296 | 81 | 71 | 77 | N/A |
| 12/31/2025 | 276 | 97 | 133 | 138 | N/A |
| 9/30/2025 | 276 | 85 | 236 | 241 | N/A |
| 6/30/2025 | 260 | 76 | 216 | 217 | N/A |
| 3/31/2025 | 232 | 62 | 236 | 237 | N/A |
| 12/31/2024 | 204 | 38 | 148 | 149 | N/A |
| 12/31/2023 | 201 | 36 | 64 | 64 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AII's earnings are forecast to decline over the next 3 years (-13.8% per year).
Earnings vs Market: AII's earnings are forecast to decline over the next 3 years (-13.8% per year).
High Growth Earnings: AII's earnings are forecast to decline over the next 3 years.
Revenue vs Market: AII's revenue (22.7% per year) is forecast to grow faster than the US market (13.6% per year).
High Growth Revenue: AII's revenue (22.7% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AII's Return on Equity is forecast to be low in 3 years time (15%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/21 03:01 |
| End of Day Share Price | 2026/09/21 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
American Integrity Insurance Group, Inc. is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Carletti | Citizens JMP Securities, LLC |
| Meyer Shields | Keefe, Bruyette, & Woods |
| Thomas McJoynt-Griffith | Keefe, Bruyette, & Woods |