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U.S. Banks Industry Analysis

UpdatedAug 01, 2026
DataAggregated Company Financials
Companies620
  • 7D-0.0001%
  • 3M10.6%
  • 1Y27.3%
  • YTD9.5%

Over the last 7 days, the Banks industry has remained flat. The past year has been better, since the industry has gained 27% in that time. Earnings are forecast to grow by 7.0% annually.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 01 Aug 2026US$3.1tUS$760.8bUS$220.0b11.9x13.9x4x
Mon, 29 Jun 2026US$3.0tUS$729.1bUS$205.1b12.3x14.5x4.1x
Wed, 27 May 2026US$2.7tUS$728.9bUS$205.0b11.6x13.3x3.7x
Fri, 24 Apr 2026US$2.8tUS$722.7bUS$202.4b11.7x13.8x3.9x
Sun, 22 Mar 2026US$2.5tUS$707.1bUS$195.5b11x13x3.6x
Tue, 17 Feb 2026US$2.8tUS$708.2bUS$195.8b11.9x14.2x3.9x
Thu, 15 Jan 2026US$2.8tUS$701.5bUS$191.8b11.9x14.6x4x
Sat, 13 Dec 2025US$2.8tUS$696.0bUS$192.4b11.9x14.7x4x
Mon, 10 Nov 2025US$2.7tUS$695.4bUS$192.1b11.1x13.9x3.8x
Wed, 08 Oct 2025US$2.7tUS$678.0bUS$184.0b11.7x14.5x3.9x
Fri, 05 Sep 2025US$2.6tUS$677.9bUS$184.1b12x14.4x3.9x
Sun, 03 Aug 2025US$2.5tUS$678.2bUS$183.5b11.1x13.5x3.7x
Tue, 01 Jul 2025US$2.5tUS$668.9bUS$177.1b11.4x14.2x3.8x
Thu, 29 May 2025US$2.3tUS$668.5bUS$177.1b11.2x13.3x3.5x
Sat, 26 Apr 2025US$2.2tUS$667.7bUS$176.6b10.8x12.4x3.3x
Mon, 24 Mar 2025US$2.3tUS$663.0bUS$171.9b11.2x13.1x3.4x
Wed, 19 Feb 2025US$2.5tUS$662.2bUS$171.5b12.2x14.8x3.8x
Fri, 17 Jan 2025US$2.4tUS$663.5bUS$160.6b12.4x15.2x3.7x
Sun, 15 Dec 2024US$2.4tUS$655.1bUS$143.0b13x16.7x3.7x
Tue, 12 Nov 2024US$2.4tUS$654.4bUS$142.7b12.9x16.8x3.7x
Thu, 10 Oct 2024US$2.1tUS$654.4bUS$145.7b11.5x14.5x3.2x
Sat, 07 Sep 2024US$2.1tUS$653.0bUS$145.6b11.4x14.3x3.2x
Mon, 05 Aug 2024US$2.0tUS$652.3bUS$145.4b11.1x13.8x3.1x
Wed, 03 Jul 2024US$2.0tUS$649.2bUS$149.5b10.1x13.5x3.1x
Fri, 31 May 2024US$2.0tUS$655.4bUS$151.2b9.6x13.1x3x
Sun, 28 Apr 2024US$2.0tUS$653.6bUS$162.3b9.7x12.1x3x
Tue, 26 Mar 2024US$2.0tUS$654.2bUS$166.3b9.5x11.8x3x
Thu, 22 Feb 2024US$1.8tUS$652.8bUS$168.4b9.5x10.9x2.8x
Sat, 20 Jan 2024US$1.8tUS$666.6bUS$176.2b9.3x10.1x2.7x
Mon, 18 Dec 2023US$1.8tUS$667.8bUS$195.5b9.4x9.3x2.7x
Wed, 15 Nov 2023US$1.5tUS$667.4bUS$195.2b8.5x7.8x2.3x
Fri, 13 Oct 2023US$1.5tUS$656.7bUS$191.6b7.8x7.9x2.3x
Sun, 10 Sep 2023US$1.5tUS$656.8bUS$191.7b8x8x2.3x
Tue, 08 Aug 2023US$1.7tUS$656.3bUS$189.6b8.7x9x2.6x
Price to Earnings Ratio

9x


Total Market Cap: US$1.7tTotal Earnings: US$189.6bTotal Revenue: US$656.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 13x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 13.0x.
  • The 3-year average PS ratio of 3.4x is lower than the industry's current PS ratio of 4.0x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 5.1% per year over the last three years.
  • Revenues for these companies have grown 5.0% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.77%
Financials0.94%
Banks-0.00014%
Regional Banks0.47%
Diversified Banks-0.17%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 12.6x.
    • Analysts are expecting annual earnings growth of 4.8%, which is lower than the prior year's growth of 18.7% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 14.7x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 14% over the next 5 years.
  • However this is lower than its past earnings growth rate of 25% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 4.8% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
NU Nu HoldingsUS$14.331.7%
+US$1.2b		18.9%PB5.5x
BAP CredicorpUS$400.583.1%
+US$966.1m		69.4%PB2.7x
C CitigroupUS$132.450.2%
+US$436.1m		44.2%PB1.2x
PNFP Pinnacle Financial PartnersUS$105.232.6%
+US$395.6m		22.2%PB1.1x
PRK Park NationalUS$208.1510.4%
+US$347.5m		31.3%PB2.2x

Latest News

JPM
US$351.79
JPMorgan Chase
7D
-0.4%
1Y
21.6%
CCB
US$40.99
Coastal Financial
7D
-43.2%
1Y
-55.6%
HBAN
US$17.04
Huntington Bancshares
7D
-1.8%
1Y
6.2%
BAC
US$61.95
Bank of America
7D
-0.2%
1Y
35.7%
C
US$132.45
Citigroup
7D
0.2%
1Y
44.2%
FITB
US$56.50
Fifth Third Bancorp
7D
-1.6%
1Y
38.1%
UMBF
US$145.73
UMB Financial
7D
3.2%
1Y
34.4%
Narrative Update • Jul 30

UMBF: Core Margin Strength And Fee Income Will Support Future Upside

Analysts have raised the UMB Financial fair value estimate from $157.77 to $164.38, reflecting updated price targets that rely on recent quarters of core margin expansion, fee income momentum, and broad-based loan growth as key supports for the stock's outlook. Analyst Commentary Recent Street research on UMB Financial clusters around a more constructive view on execution and earnings power, with multiple firms adjusting price targets higher after recent quarterly updates and initiation coverage.
PRK
US$208.15
Park National
7D
10.4%
1Y
31.3%
PNFP
US$105.23
Pinnacle Financial Partners
7D
2.6%
1Y
22.2%
MTB
US$246.29
M&T Bank
7D
-1.3%
1Y
33.1%
Seeking Alpha • Jul 30

M&T Bank: Wonderful Company For A Fair Value

Summary M&T Bank Corporation is reaffirmed as a Buy, driven by robust Q2 2026 results and ongoing operational excellence. MTB delivered 5.7% revenue growth and 25.5% EPS growth, outperforming consensus, with efficiency and asset quality improvements supporting the thesis. Commercial and industrial loan growth, floating-rate exposure, and reinvestment at higher yields underpin MTB’s forward earnings and dividend growth outlook. MTB shares trade below a $258 fair value estimate, offering a potential 15% total return by 2027 and continued buybacks to enhance per-share metrics. Read the full article on Seeking Alpha
USB
US$63.01
U.S. Bancorp
7D
-1.5%
1Y
43.4%
PNC
US$249.87
PNC Financial Services Group
7D
-0.4%
1Y
34.4%
FSUN
US$38.68
FirstSun Capital Bancorp
7D
12.1%
1Y
11.0%
AX
US$101.41
Axos Financial
7D
5.8%
1Y
20.1%
Seeking Alpha • Jul 27

Axos Financial: Solid Growth Doesn't Change My Opinion

Summary Axos Financial remains rated ‘hold’ despite improving fundamentals and low risk, as valuation is not compelling enough for an upgrade. Deposits rose to $22.39B with 85% insured, while loans expanded to $24.96B, reflecting robust balance sheet growth and prudent asset mix. Net interest income and non-interest income both increased, but higher provisions for credit losses and elevated non-performing assets temper enthusiasm. Analysts expect strong Q4 results, but I require sustained margin improvement and better valuation before considering a bullish stance. Read the full article on Seeking Alpha
NU
US$14.33
Nu Holdings
7D
1.7%
1Y
18.9%
Narrative Update • Jul 25

NU: Banking License Expansion Will Eventually Expose Credit Quality And Margin Risks

Analysts have modestly lifted their price target on Nu Holdings to $12.17 from $11.91. This reflects updated assumptions around discount rates, revenue, profit margins, and future P/E multiples.
BAP
US$400.58
Credicorp
7D
3.1%
1Y
69.4%
Narrative Update • Jul 24

BAP: Future Returns Will Balance Dividend Payout And New CFO Transition

Analysts have modestly raised their price target for Credicorp to $404.48 from $391.52, citing updated assumptions around revenue growth, profit margins, and future P/E levels in their valuation work. What's in the News for Credicorp Credicorp Ltd.