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U.S. Banks Industry Analysis
UpdatedMay 29, 2025
DataAggregated Company Financials
Companies663
- 7D0.9%
- 3M-2.5%
- 1Y21.5%
- YTD1.9%
Over the last 7 days, the Banks industry has remained flat, although notably Patriot National Bancorp declined by 71%. The past year has been better, since the industry has gained 22% in that time. Earnings are forecast to grow by 7.9% annually.
Industry Valuation and Performance
Has the U.S. Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 29 May 2025 | US$2.3t | US$668.5b | US$177.1b | 11.2x | 13.3x | 3.5x |
| Sat, 26 Apr 2025 | US$2.2t | US$667.7b | US$176.6b | 10.8x | 12.4x | 3.3x |
| Mon, 24 Mar 2025 | US$2.3t | US$663.0b | US$171.9b | 11.2x | 13.1x | 3.4x |
| Wed, 19 Feb 2025 | US$2.5t | US$662.2b | US$171.5b | 12.2x | 14.8x | 3.8x |
| Fri, 17 Jan 2025 | US$2.4t | US$663.5b | US$160.6b | 12.4x | 15.2x | 3.7x |
| Sun, 15 Dec 2024 | US$2.4t | US$655.1b | US$143.0b | 13x | 16.7x | 3.7x |
| Tue, 12 Nov 2024 | US$2.4t | US$654.4b | US$142.7b | 12.9x | 16.8x | 3.7x |
| Thu, 10 Oct 2024 | US$2.1t | US$654.4b | US$145.7b | 11.5x | 14.5x | 3.2x |
| Sat, 07 Sep 2024 | US$2.1t | US$653.0b | US$145.6b | 11.4x | 14.3x | 3.2x |
| Mon, 05 Aug 2024 | US$2.0t | US$652.3b | US$145.4b | 11.1x | 13.8x | 3.1x |
| Wed, 03 Jul 2024 | US$2.0t | US$649.2b | US$149.5b | 10.1x | 13.5x | 3.1x |
| Fri, 31 May 2024 | US$2.0t | US$655.4b | US$151.2b | 9.6x | 13.1x | 3x |
| Sun, 28 Apr 2024 | US$2.0t | US$653.6b | US$162.3b | 9.7x | 12.1x | 3x |
| Tue, 26 Mar 2024 | US$2.0t | US$654.2b | US$166.3b | 9.5x | 11.8x | 3x |
| Thu, 22 Feb 2024 | US$1.8t | US$652.8b | US$168.4b | 9.5x | 10.9x | 2.8x |
| Sat, 20 Jan 2024 | US$1.8t | US$666.6b | US$176.2b | 9.3x | 10.1x | 2.7x |
| Mon, 18 Dec 2023 | US$1.8t | US$667.8b | US$195.5b | 9.4x | 9.3x | 2.7x |
| Wed, 15 Nov 2023 | US$1.5t | US$667.4b | US$195.2b | 8.5x | 7.8x | 2.3x |
| Fri, 13 Oct 2023 | US$1.5t | US$656.7b | US$191.6b | 7.8x | 7.9x | 2.3x |
| Sun, 10 Sep 2023 | US$1.5t | US$656.8b | US$191.7b | 8x | 8x | 2.3x |
| Tue, 08 Aug 2023 | US$1.7t | US$656.3b | US$189.6b | 8.7x | 9x | 2.6x |
| Thu, 06 Jul 2023 | US$1.6t | US$641.8b | US$184.0b | 7.8x | 8.5x | 2.4x |
| Sat, 03 Jun 2023 | US$1.5t | US$642.2b | US$184.2b | 7.7x | 8.4x | 2.4x |
| Mon, 01 May 2023 | US$1.5t | US$641.4b | US$174.6b | 8.1x | 8.8x | 2.4x |
| Wed, 29 Mar 2023 | US$1.5t | US$624.0b | US$165.4b | 8.5x | 9.1x | 2.4x |
| Fri, 24 Feb 2023 | US$1.8t | US$617.3b | US$163.1b | 9.6x | 11.1x | 2.9x |
| Sun, 22 Jan 2023 | US$1.8t | US$612.7b | US$162.0b | 9.7x | 11x | 2.9x |
| Tue, 20 Dec 2022 | US$1.7t | US$611.6b | US$164.1b | 9.7x | 10.2x | 2.7x |
| Thu, 17 Nov 2022 | US$1.8t | US$611.6b | US$164.1b | 9.9x | 11.1x | 3x |
| Sat, 15 Oct 2022 | US$1.7t | US$609.0b | US$167.8b | 9.6x | 9.9x | 2.7x |
| Mon, 12 Sep 2022 | US$1.8t | US$608.5b | US$167.7b | 9.8x | 10.7x | 2.9x |
| Wed, 10 Aug 2022 | US$1.8t | US$608.0b | US$167.5b | 9.9x | 10.5x | 2.9x |
| Fri, 08 Jul 2022 | US$1.7t | US$615.4b | US$179.3b | 9.5x | 9.4x | 2.7x |
| Sun, 05 Jun 2022 | US$1.8t | US$616.0b | US$179.4b | 9.8x | 10.3x | 3x |
Price to Earnings Ratio
10.3x
Current Industry PE
- Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 13.3x which is higher than its 3-year average PE of 11.4x.
- The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 3.5x.
Past Earnings Growth
- The earnings for companies in the Banks industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 2.8% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | 0.79% | |
| Financials | 0.66% | |
| Banks | 0.92% | |
| Diversified Banks | 1.22% | |
| Regional Banks | 0.07% | |
Industry PE
- Investors are most optimistic about the Regional Banks industry which is trading above its 3-year average PE ratio of 13.3x.
- Analysts are expecting annual earnings growth of 21.7%, which is higher than its past year's earnings growth of 4.9% per year.
- Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 10.8x.
Forecasted Growth
- Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 22% over the next 5 years.
- This is better than its past earnings growth rate of 4.9% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 3.5% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| JPM JPMorgan Chase | US$263.49 | 0.9% +US$6.8b | 33.0% | PB2.2x | |
| BAC Bank of America | US$44.06 | 1.9% +US$6.1b | 13.8% | PB1.2x | |
| C Citigroup | US$75.03 | 2.2% +US$3.0b | 21.0% | PB0.7x | |
| WFC Wells Fargo | US$73.73 | 0.7% +US$1.8b | 25.5% | PB1.5x | |
| NU Nu Holdings | US$12.20 | 1.8% +US$1.0b | 4.2% | PB6.8x |