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U.S. Banks Industry Analysis

UpdatedMar 14, 2025
DataAggregated Company Financials
Companies674
  • 7D-5.8%
  • 3M-10.2%
  • 1Y14.9%
  • YTD-7.1%

Over the last 7 days, the Banks industry has dropped 6.6%, driven by a pullback from JPMorgan Chase of 8.7%. This takes the industry's 12 month performance to a gain of 14%. Looking forward, earnings are forecast to grow by 8.6% annually.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 14 Mar 2025US$2.2tUS$662.7bUS$171.9b11.1x12.6x3.3x
Sun, 09 Feb 2025US$2.5tUS$662.0bUS$171.5b12.1x14.9x3.8x
Tue, 07 Jan 2025US$2.3tUS$654.6bUS$143.4b12.3x16.3x3.6x
Thu, 05 Dec 2024US$2.5tUS$655.1bUS$143.0b13.1x17.1x3.7x
Sat, 02 Nov 2024US$2.2tUS$654.2bUS$142.7b11.8x15.6x3.4x
Mon, 30 Sep 2024US$2.1tUS$653.8bUS$145.5b11.5x14.5x3.2x
Wed, 28 Aug 2024US$2.2tUS$653.0bUS$145.7b11.6x14.8x3.3x
Fri, 26 Jul 2024US$2.1tUS$653.5bUS$146.4b11.5x14.6x3.3x
Sun, 23 Jun 2024US$2.0tUS$655.4bUS$151.1b9.6x12.9x3x
Tue, 21 May 2024US$2.0tUS$654.7bUS$151.2b9.8x13.5x3.1x
Thu, 18 Apr 2024US$1.8tUS$655.1bUS$162.8b9.1x11.4x2.8x
Sat, 16 Mar 2024US$1.9tUS$654.2bUS$166.3b9.4x11.4x2.9x
Mon, 12 Feb 2024US$1.8tUS$652.8bUS$168.4b9.5x10.7x2.8x
Wed, 10 Jan 2024US$1.8tUS$668.2bUS$195.6b9.1x9.4x2.7x
Fri, 08 Dec 2023US$1.7tUS$667.7bUS$195.4b8.9x8.6x2.5x
Sun, 05 Nov 2023US$1.5tUS$666.2bUS$195.2b8.3x7.9x2.3x
Tue, 03 Oct 2023US$1.5tUS$656.7bUS$191.6b7.8x7.9x2.3x
Thu, 31 Aug 2023US$1.6tUS$656.9bUS$191.7b8.2x8.2x2.4x
Sat, 29 Jul 2023US$1.7tUS$655.0bUS$189.2b8.6x9x2.6x
Mon, 26 Jun 2023US$1.5tUS$642.3bUS$184.2b7.7x8.2x2.3x
Wed, 24 May 2023US$1.5tUS$642.2bUS$184.2b7.7x8.2x2.4x
Fri, 21 Apr 2023US$1.6tUS$639.8bUS$174.1b8.2x9x2.5x
Sun, 19 Mar 2023US$1.5tUS$620.7bUS$164.4b8.4x9x2.4x
Tue, 14 Feb 2023US$1.9tUS$616.9bUS$163.3b9.7x11.5x3x
Thu, 12 Jan 2023US$1.8tUS$611.7bUS$164.2b9.8x10.9x2.9x
Sat, 10 Dec 2022US$1.7tUS$611.6bUS$164.1b9.8x10.5x2.8x
Mon, 07 Nov 2022US$1.8tUS$612.0bUS$164.0b9.8x11x2.9x
Wed, 05 Oct 2022US$1.7tUS$608.9bUS$167.8b9.7x10.2x2.8x
Fri, 02 Sep 2022US$1.7tUS$608.5bUS$167.7b9.7x10.3x2.8x
Sun, 31 Jul 2022US$1.8tUS$607.2bUS$167.8b9.8x10.5x2.9x
Tue, 28 Jun 2022US$1.7tUS$616.1bUS$179.5b9.6x9.5x2.8x
Thu, 26 May 2022US$1.8tUS$616.0bUS$179.5b9.8x10.1x2.9x
Sat, 23 Apr 2022US$1.9tUS$617.9bUS$180.8b10.1x10.3x3x
Mon, 21 Mar 2022US$2.1tUS$637.2bUS$196.3b10.7x10.7x3.3x
Price to Earnings Ratio

10.7x


Total Market Cap: US$2.1tTotal Earnings: US$196.3bTotal Revenue: US$637.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.2x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 12.5x which is higher than its 3-year average PE of 11.2x.
  • The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 3.2x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have declined 4.3% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market-4.06%
Financials-4.28%
Banks-5.84%
Regional Banks-4.35%
Diversified Banks-6.38%
Industry PE
  • Investors are most optimistic about the Regional Banks industry which is trading above its 3-year average PE ratio of 13.1x.
    • Analysts are expecting annual earnings growth of 19.1%, which is higher than its past year's earnings decline of 2.1% per year.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 10.6x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 19% over the next 5 years.
  • This is better than its past earnings decline of 2.1% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.1% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
NU Nu HoldingsUS$10.750.9%
+US$481.9m		-7.5%PB6.8x
BAP CredicorpUS$185.081.7%
+US$241.5m		7.6%PB1.6x
INTR Inter & CoUS$5.552.2%
+US$52.8m		-9.5%PB1.6x
NTB Bank of N.T. Butterfield & SonUS$37.451.5%
+US$24.0m		27.9%PB1.6x
FFNW First Financial NorthwestUS$22.6412.8%
+US$23.7m		12.5%PB1.3x
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FFNW

US$22.64

First Financial Northwest

7D

12.8%

1Y

12.5%

C

US$67.23

Citigroup

7D

-4.7%

1Y

17.8%

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Mar 12

USB

US$40.92

U.S. Bancorp

7D

-7.8%

1Y

-3.4%

TFC

US$39.48

Truist Financial

7D

-6.5%

1Y

12.7%

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Mar 11

BAC

US$39.67

Bank of America

7D

-4.3%

1Y

11.2%

WFC

US$68.46

Wells Fargo

7D

-5.8%

1Y

19.3%

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Mar 10

BAP

US$185.08

Credicorp

7D

1.7%

1Y

7.6%

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Mar 08

NPB

US$14.17

Northpointe Bancshares

7D

2.0%

1Y

n/a

FITB

US$37.48

Fifth Third Bancorp

7D

-6.0%

1Y

5.8%

PNC

US$168.84

PNC Financial Services Group

7D

-5.7%

1Y

13.7%

NU

US$10.75

Nu Holdings

7D

0.9%

1Y

-7.5%

QCRH

US$72.12

QCR Holdings

7D

0.8%

1Y

28.9%

INTR

US$5.55

Inter & Co

7D

2.2%

1Y

-9.5%

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Feb 24

JPM

US$225.19

JPMorgan Chase

7D

-8.7%

1Y

19.8%

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Feb 24

NTB

US$37.45

Bank of N.T. Butterfield & Son

7D

1.5%

1Y

27.9%

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Feb 21
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FNWD

US$29.36

Finward Bancorp

7D

8.7%

1Y

23.7%