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Finward Bancorp NasdaqCM:FNWD Stock Report

Last Price

US$26.31

Market Cap

US$114.0m

7D

-1.0%

1Y

9.5%

Updated

07 Feb, 2025

Data

Company Financials +

FNWD Stock Overview

Operates as the holding company for Peoples Bank that provides various banking products and services. More details

FNWD fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Finward Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Finward Bancorp
Historical stock prices
Current Share PriceUS$26.31
52 Week HighUS$33.50
52 Week LowUS$22.82
Beta0.56
1 Month Change-6.04%
3 Month Change-15.27%
1 Year Change9.53%
3 Year Change-45.14%
5 Year Change-40.61%
Change since IPO28.34%

Recent News & Updates

Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.12

Dec 26
Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.12

Recent updates

Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.12

Dec 26
Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.12

This Analyst Just Made A Massive Upgrade To Their Finward Bancorp (NASDAQ:FNWD) Earnings Forecasts

Feb 04
This Analyst Just Made A Massive Upgrade To Their Finward Bancorp (NASDAQ:FNWD) Earnings Forecasts

Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Aug 26
Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.31

Jun 03
Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.31

Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Mar 03
Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of $0.31

Sep 02
Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of $0.31

Finward Bancorp declares $0.31 dividend

Aug 29

Finward Bancorp GAAP EPS of $1.03 misses by $0.16, revenue of $20.19M misses by $1.06M

Jul 27

Finward Bancorp's (NASDAQ:FNWD) Dividend Will Be US$0.31

May 26
Finward Bancorp's (NASDAQ:FNWD) Dividend Will Be US$0.31

Finward Bancorp Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Apr 30
Finward Bancorp Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of US$0.31

Mar 08
Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of US$0.31

Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of US$0.31

Dec 10
Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of US$0.31

Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of US$0.31

Nov 25
Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of US$0.31

Shareholder Returns

FNWDUS BanksUS Market
7D-1.0%2.1%0.2%
1Y9.5%46.5%22.0%

Return vs Industry: FNWD underperformed the US Banks industry which returned 46.5% over the past year.

Return vs Market: FNWD underperformed the US Market which returned 22% over the past year.

Price Volatility

Is FNWD's price volatile compared to industry and market?
FNWD volatility
FNWD Average Weekly Movement3.0%
Banks Industry Average Movement3.9%
Market Average Movement6.1%
10% most volatile stocks in US Market18.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: FNWD has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FNWD's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1916290Ben Bochnowskiwww.ibankpeoples.com

Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company’s deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities.

Finward Bancorp Fundamentals Summary

How do Finward Bancorp's earnings and revenue compare to its market cap?
FNWD fundamental statistics
Market capUS$113.97m
Earnings (TTM)US$12.13m
Revenue (TTM)US$71.60m

9.4x

P/E Ratio

0.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FNWD income statement (TTM)
RevenueUS$71.60m
Cost of RevenueUS$0
Gross ProfitUS$71.60m
Other ExpensesUS$59.47m
EarningsUS$12.13m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.81
Gross Margin100.00%
Net Profit Margin16.94%
Debt/Equity Ratio69.4%

How did FNWD perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

17%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 23:14
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Finward Bancorp is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brendan NosalHovde Group, LLC
Terence McEvoyStephens, Inc.