EMYB Stock Overview
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for EMYB from our risk checks.
Embassy Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.40 |
| 52 Week High | US$18.00 |
| 52 Week Low | US$12.50 |
| Beta | 0.51 |
| 1 Month Change | -2.19% |
| 3 Month Change | -10.67% |
| 1 Year Change | -12.71% |
| 3 Year Change | -22.32% |
| 5 Year Change | -14.16% |
| Change since IPO | 123.33% |
Recent News & Updates
Recent updates
Shareholder Returns
| EMYB | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.3% | 6.8% | 1.2% |
| 1Y | -12.7% | 34.4% | 24.9% |
Return vs Industry: EMYB underperformed the US Banks industry which returned 34.4% over the past year.
Return vs Market: EMYB underperformed the US Market which returned 24.9% over the past year.
Price Volatility
| EMYB volatility | |
|---|---|
| EMYB Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: EMYB has not had significant price volatility in the past 3 months.
Volatility Over Time: EMYB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2001 | 110 | Dave Lobach | www.embassybank.com |
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. The company offers demand deposits, savings, money market, time deposits, individual retirement, and NOW accounts; and certificates of deposit. It also provides loans, such as secured fixed and variable rate loans; commercial lending; consumer lending, including mortgage loans, first time home buyer mortgages, secured home equity loans, lines of credit; residential mortgage loans; and commercial mortgage/construction loans.
Embassy Bancorp, Inc. Fundamentals Summary
| EMYB fundamental statistics | |
|---|---|
| Market cap | US$102.06m |
| Earnings (TTM) | US$12.66m |
| Revenue (TTM) | US$41.85m |
8.1x
P/E Ratio1.0x
P/B RatioIs EMYB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EMYB income statement (TTM) | |
|---|---|
| Revenue | US$41.85m |
| Cost of Revenue | US$0 |
| Gross Profit | US$41.85m |
| Other Expenses | US$29.19m |
| Earnings | US$12.66m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.66 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.24% |
| Debt/Equity Ratio | 47.5% |
How did EMYB perform over the long term?
See historical performance and comparison