Embassy Bancorp (EMYB) Stock Overview
Operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides various banking and related financial products and services to individual, business, and government customers in Pennsylvania. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
EMYB Community Fair Values
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Embassy Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.40 |
| 52 Week High | US$16.74 |
| 52 Week Low | US$13.00 |
| Beta | 0.22 |
| 1 Month Change | 8.48% |
| 3 Month Change | 4.39% |
| 1 Year Change | 21.66% |
| 3 Year Change | -15.38% |
| 5 Year Change | 33.33% |
| Change since IPO | 173.33% |
Recent News & Updates
Recent updates
Shareholder Returns
| EMYB | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.8% | 2.8% | 0.03% |
| 1Y | 21.7% | 25.2% | 10.0% |
Return vs Industry: EMYB underperformed the US Banks industry which returned 25.2% over the past year.
Return vs Market: EMYB exceeded the US Market which returned 10% over the past year.
Price Volatility
| EMYB volatility | |
|---|---|
| EMYB Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 4.6% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 4.0% |
Stable Share Price: EMYB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EMYB's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2001 | 114 | Dave Lobach | www.embassybank.com |
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides various banking and related financial products and services to individual, business, and government customers in Pennsylvania. The company offers time, savings, money market, and demand deposits; checking, individual retirement, and NOW accounts; and certificates of deposit. It also provides loans, such as secured fixed and variable rate loans; commercial lending; consumer lending, including mortgage loans, first time home buyer mortgages, secured home equity loans, lines of credit, auto loans, and unsecured personal loans; residential mortgage loans; and commercial mortgage/construction loans.
Embassy Bancorp, Inc. Fundamentals Summary
| EMYB fundamental statistics | |
|---|---|
| Market cap | US$125.36m |
| Earnings (TTM) | US$10.79m |
| Revenue (TTM) | US$40.69m |
Is EMYB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EMYB income statement (TTM) | |
|---|---|
| Revenue | US$40.69m |
| Cost of Revenue | US$0 |
| Gross Profit | US$40.69m |
| Other Expenses | US$29.90m |
| Earnings | US$10.79m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.41 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.52% |
| Debt/Equity Ratio | 6.0% |
How did EMYB perform over the long term?
See historical performance and comparisonDividends
Does EMYB pay a reliable dividends?
See EMYB dividend history and benchmarks| Embassy Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Jun 27 2025 |
| Dividend Pay Date | Jul 15 2025 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 22 days |
Does EMYB pay a reliable dividends?
See EMYB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/06/23 09:49 |
| End of Day Share Price | 2025/06/18 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Embassy Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.