Mountain Commerce Bancorp (MCBI) Stock Overview
Operates as the holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
MCBI Community Fair Values
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Mountain Commerce Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$19.99 |
| 52 Week High | US$21.99 |
| 52 Week Low | US$16.15 |
| Beta | 0.42 |
| 1 Month Change | -2.20% |
| 3 Month Change | -2.49% |
| 1 Year Change | 15.88% |
| 3 Year Change | -31.07% |
| 5 Year Change | 27.32% |
| Change since IPO | 61.86% |
Recent News & Updates
Recent updates
Shareholder Returns
| MCBI | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.0% | 0.5% | 0.7% |
| 1Y | 15.9% | 22.9% | 12.6% |
Return vs Industry: MCBI underperformed the US Banks industry which returned 20% over the past year.
Return vs Market: MCBI exceeded the US Market which returned 11.9% over the past year.
Price Volatility
| MCBI volatility | |
|---|---|
| MCBI Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in US Market | 17.2% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: MCBI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine MCBI's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 108 | Bill Edwards | www.mcb.com |
Mountain Commerce Bancorp, Inc. operates as the holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. It offers checking and savings accounts; money market accounts; certificates of deposit; and mortgage loans, personal loans and lines of credit, commercial real estate loans, small business administration loans, equipment lending, operating lines of credit, and credit cards. The company also provides private banking, free fraud monitoring, estatement, remote deposit capture, and online banking services; and treasury management solutions.
Mountain Commerce Bancorp, Inc. Fundamentals Summary
| MCBI fundamental statistics | |
|---|---|
| Market cap | US$128.25m |
| Earnings (TTM) | US$9.59m |
| Revenue (TTM) | US$37.74m |
Is MCBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MCBI income statement (TTM) | |
|---|---|
| Revenue | US$37.74m |
| Cost of Revenue | US$0 |
| Gross Profit | US$37.74m |
| Other Expenses | US$28.16m |
| Earnings | US$9.59m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.49 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.40% |
| Debt/Equity Ratio | 52.8% |
How did MCBI perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/06/03 06:20 |
| End of Day Share Price | 2025/06/03 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Mountain Commerce Bancorp, Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Stephens, Inc. |