Embassy Bancorp, Inc.

OTCPK:EMYB Stock Report

Market Cap: US$137.4m

Embassy Bancorp Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

OTCPK:EMYB Recent Insider Transactions by Companies or Individuals
DateValueNameEntityRoleSharesMax Price
08 Dec 25BuyUS$40,306David LobachIndividual2,270US$17.80
08 Dec 25BuyUS$3,572Bernard LesavoyIndividual200US$17.90
08 Dec 25BuyUS$1,795Bernard LesavoyIndividual100US$17.95
03 Dec 25BuyUS$35,460John YurconicIndividual2,000US$17.73
03 Dec 25BuyUS$17,730Michael MacyIndividual1,000US$17.73
03 Dec 25BuyUS$4,433Jeffrey SkuminIndividual250US$17.73
03 Dec 25BuyUS$993Brandi StefanovIndividual56US$17.73
03 Dec 25BuyUS$5,319Lynne NeelIndividual300US$17.73
03 Dec 25BuyUS$8,865Bernard LesavoyIndividual500US$17.73
03 Dec 25BuyUS$25,602David LobachIndividual1,444US$17.73
03 Dec 25SellUS$53,190John EnglessonIndividual3,000US$17.73
03 Dec 25SellUS$53,190Patti Gates SmithIndividual3,000US$17.73
16 Sep 25BuyUS$17,355David LobachIndividual1,000US$17.40
11 Sep 25BuyUS$13,915David LobachIndividual800US$17.40
11 Sep 25BuyUS$20,247Bernard LesavoyIndividual1,191US$17.00
08 Sep 25BuyUS$17,390David LobachIndividual1,000US$17.42
02 Sep 25BuyUS$3,500David LobachIndividual200US$17.50
22 Aug 25BuyUS$5,733David LobachIndividual350US$16.38
18 Aug 25BuyUS$15,850David LobachIndividual1,000US$15.90
04 Jun 25BuyUS$3,853David LobachIndividual250US$15.41
29 May 25BuyUS$3,088David LobachIndividual200US$15.44
19 May 25BuyUS$7,497David LobachIndividual500US$14.99
20 Mar 25BuyUS$20,273David LobachIndividual1,288US$15.74
20 Mar 25BuyUS$64,149Red Bird Associates, LLCCompany4,075.51US$15.74
20 Mar 25BuyUS$15,740Bernard LesavoyIndividual1,000US$15.74
20 Mar 25SellUS$161,020John PittmanIndividual10,230US$15.74

Insider Trading Volume

Insider Buying: EMYB insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of EMYB?
Owner TypeNumber of SharesOwnership Percentage
Private Companies9,6690.128%
Institutions457,6456.06%
Hedge Funds685,0989.08%
Individual Insiders2,226,76729.5%
General Public4,167,65955.2%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 20 shareholders own 44.78% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
9.08%
Fourthstone LLC
685,098US$12.5m0%1.55%
7.23%
David Lobach
545,774US$9.9m1.33%no data
6.95%
Frank Banko
524,511US$9.5m-3.05%no data
4.8%
John Pittman
362,620US$6.6m0%no data
3.94%
The Philadelphia Trust Company
297,006US$5.4m275%0.36%
3.24%
Patti Gates Smith
244,160US$4.4m-1.2%no data
2.79%
Bernard Lesavoy
210,362US$3.8m0.38%no data
2.02%
Siena Capital Partners GP, LLC
152,639US$2.8m6.27%0.74%
1.35%
Geoffrey Boyer
102,172US$1.9m0%no data
1.21%
Judith Hunsicker
91,185US$1.7m4.5%no data
0.76%
John Yurconic
57,192US$1.0m6.72%no data
0.57%
John Englesson
42,707US$777.3k-4.58%no data
0.28%
Diane Cunningham
21,285US$387.4k6.2%no data
0.15%
Lynne Neel
11,548US$210.2k13.9%no data
0.13%
Red Bird Associates, LLC
9,669US$176.0k14%no data
0.11%
RBC Global Asset Management Inc.
8,000US$145.6k0%no data
0.088%
Michael Macy
6,647US$121.0k40%no data
0.04%
Jeffrey Skumin
3,048US$55.5k48.6%no data
0.029%
Jennifer Tropeano
2,188US$39.8k25.7%no data
0.018%
Brandi Stefanov
1,368US$24.9k43.4%no data

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/04 21:59
End of Day Share Price 2025/12/31 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Embassy Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.