Finward Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

Finward Bancorp has total assets of $2.1B and total equity of $151.6M. Total deposits are $1.7B, and total loans are $1.5B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $71.8M.

Key information

13.7x

Asset to equity ratio

3.0%

Net interest margin

Total deposits

US$1.75b

Loan to deposit ratio

Appropriate

Bad loans

0.8%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$71.78m

Recent financial health updates

No updates

Recent updates

This Analyst Just Made A Massive Upgrade To Their Finward Bancorp (NASDAQ:FNWD) Earnings Forecasts

Feb 04
This Analyst Just Made A Massive Upgrade To Their Finward Bancorp (NASDAQ:FNWD) Earnings Forecasts

Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Aug 26
Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.31

Jun 03
Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of $0.31

Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Mar 03
Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of $0.31

Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of $0.31

Sep 02
Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of $0.31

Finward Bancorp declares $0.31 dividend

Aug 29

Finward Bancorp GAAP EPS of $1.03 misses by $0.16, revenue of $20.19M misses by $1.06M

Jul 27

Finward Bancorp's (NASDAQ:FNWD) Dividend Will Be US$0.31

May 26
Finward Bancorp's (NASDAQ:FNWD) Dividend Will Be US$0.31

Finward Bancorp Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Apr 30
Finward Bancorp Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of US$0.31

Mar 08
Finward Bancorp (NASDAQ:FNWD) Is Due To Pay A Dividend Of US$0.31

Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of US$0.31

Dec 10
Finward Bancorp (NASDAQ:FNWD) Has Announced A Dividend Of US$0.31

Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of US$0.31

Nov 25
Finward Bancorp (NASDAQ:FNWD) Has Affirmed Its Dividend Of US$0.31

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: FNWD's Assets to Equity ratio (13.7x) is moderate.

Allowance for Bad Loans: FNWD has a sufficient allowance for bad loans (159%).

Low Risk Liabilities: 91% of FNWD's liabilities are made up of primarily low risk sources of funding.

Loan Level: FNWD has an appropriate level of Loans to Assets ratio (72%).

Low Risk Deposits: FNWD's Loans to Deposits ratio (85%) is appropriate.

Level of Bad Loans: FNWD has an appropriate level of bad loans (0.8%).


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