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U.S. Banks Industry Analysis

UpdatedAug 18, 2025
DataAggregated Company Financials
Companies657
  • 7D1.6%
  • 3M7.1%
  • 1Y21.7%
  • YTD10.9%

Over the last 7 days, the Banks industry has risen 1.6%, driven by gains in Nu Holdings and Bank of America of 9.9% and 1.7%, respectively. This takes the industry's 12 month performance to a gain of 22%. As for the next few years, earnings are expected to grow by 8.5% per annum.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 18 Aug 2025US$2.5tUS$678.3bUS$184.0b11.4x13.7x3.7x
Wed, 16 Jul 2025US$2.6tUS$668.4bUS$177.0b11.9x14.6x3.9x
Fri, 13 Jun 2025US$2.4tUS$668.8bUS$177.1b11.1x13.4x3.6x
Sun, 11 May 2025US$2.3tUS$668.0bUS$176.6b11x12.8x3.4x
Tue, 08 Apr 2025US$1.9tUS$662.3bUS$171.9b10.5x11.2x2.9x
Thu, 06 Mar 2025US$2.3tUS$662.7bUS$171.8b11.4x13.4x3.5x
Sat, 01 Feb 2025US$2.5tUS$662.6bUS$171.6b12.1x14.6x3.8x
Mon, 30 Dec 2024US$2.3tUS$655.1bUS$143.0b12.4x16.3x3.6x
Wed, 27 Nov 2024US$2.5tUS$655.0bUS$143.0b13.3x17.6x3.9x
Fri, 25 Oct 2024US$2.2tUS$651.9bUS$143.3b11.8x15.6x3.4x
Sun, 22 Sep 2024US$2.1tUS$653.8bUS$145.5b11.8x14.7x3.3x
Tue, 20 Aug 2024US$2.1tUS$653.1bUS$145.7b11.3x14.4x3.2x
Thu, 18 Jul 2024US$2.2tUS$661.1bUS$152.9b11.1x14.2x3.3x
Sat, 15 Jun 2024US$1.9tUS$655.5bUS$151.1b9.5x12.8x3x
Mon, 13 May 2024US$2.0tUS$655.2bUS$151.0b9.8x13.3x3.1x
Wed, 10 Apr 2024US$2.0tUS$653.7bUS$166.2b9.4x12x3x
Fri, 08 Mar 2024US$1.9tUS$654.2bUS$166.3b9.6x11.6x2.9x
Sun, 04 Feb 2024US$1.8tUS$662.9bUS$171.6b9.7x10.6x2.7x
Tue, 02 Jan 2024US$1.8tUS$668.2bUS$195.6b9.4x9.4x2.8x
Thu, 30 Nov 2023US$1.6tUS$668.0bUS$195.5b8.5x8.2x2.4x
Sat, 28 Oct 2023US$1.4tUS$665.8bUS$195.2b7.8x7.3x2.1x
Mon, 25 Sep 2023US$1.5tUS$656.8bUS$191.7b7.8x7.9x2.3x
Wed, 23 Aug 2023US$1.5tUS$656.8bUS$191.7b8.1x8.1x2.4x
Fri, 21 Jul 2023US$1.7tUS$653.8bUS$191.4b8.3x8.9x2.6x
Sun, 18 Jun 2023US$1.6tUS$642.3bUS$184.2b7.9x8.5x2.5x
Tue, 16 May 2023US$1.4tUS$641.8bUS$184.0b7.4x7.9x2.3x
Thu, 13 Apr 2023US$1.5tUS$624.0bUS$165.4b8.3x9.1x2.4x
Sat, 11 Mar 2023US$1.6tUS$617.8bUS$163.5b9x9.9x2.6x
Mon, 06 Feb 2023US$1.9tUS$616.8bUS$163.3b9.8x11.5x3.1x
Wed, 04 Jan 2023US$1.7tUS$611.6bUS$164.2b9.7x10.5x2.8x
Fri, 02 Dec 2022US$1.8tUS$610.6bUS$164.1b10x11.2x3x
Sun, 30 Oct 2022US$1.8tUS$611.6bUS$163.9b9.8x10.9x2.9x
Tue, 27 Sep 2022US$1.6tUS$608.5bUS$167.7b9.6x9.7x2.7x
Thu, 25 Aug 2022US$1.8tUS$608.5bUS$167.7b9.9x10.6x2.9x
Price to Earnings Ratio

10.6x


Total Market Cap: US$1.8tTotal Earnings: US$167.7bTotal Revenue: US$608.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.7x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.7x which is higher than its 3-year average PE of 11.7x.
  • The 3-year average PS ratio of 3.0x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 3.1% per year over the last three years.
  • Revenues for these companies have grown 3.7% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.29%
Financials1.39%
Banks1.62%
Regional Banks3.06%
Diversified Banks1.11%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.2x.
    • Analysts are expecting annual earnings growth of 5.4%, which is lower than the prior year's growth of 15.7% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.5x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 19% over the next 5 years.
  • This is better than its past earnings growth rate of 12% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.4% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
NU Nu HoldingsUS$13.109.9%
+US$5.8b		-9.3%PB6.6x
BAC Bank of AmericaUS$46.941.7%
+US$5.8b		18.3%PB1.3x
JPM JPMorgan ChaseUS$290.490.3%
+US$2.6b		34.8%PB2.4x
C CitigroupUS$93.691.5%
+US$2.5b		51.0%PB0.9x
USB U.S. BancorpUS$45.933.1%
+US$2.1b		5.2%PB1.3x

Latest News

IBOC
US$68.28
International Bancshares
7D
-0.7%
1Y
11.6%
NU
US$13.10
Nu Holdings
7D
9.9%
1Y
-9.3%
JPM
US$290.49
JPMorgan Chase
7D
0.3%
1Y
34.8%
WFC
US$77.10
Wells Fargo
7D
-0.6%
1Y
36.6%
BHB
US$30.74
Bar Harbor Bankshares
7D
-1.0%
1Y
2.9%
BAC
US$46.94
Bank of America
7D
1.7%
1Y
18.3%

Bank of America (NYSE:BAC) Has Announced That It Will Be Increasing Its Dividend To $0.28

Aug 04
Bank of America (NYSE:BAC) Has Announced That It Will Be Increasing Its Dividend To $0.28
CBU
US$56.42
Community Financial System
7D
-0.2%
1Y
-5.4%

Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Aug 04
Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47
TFC
US$44.42
Truist Financial
7D
3.7%
1Y
3.4%
C
US$93.69
Citigroup
7D
1.5%
1Y
51.0%

Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60

Aug 01
Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60
NTB
US$43.72
Bank of N.T. Butterfield & Son
7D
-2.6%
1Y
18.5%
USB
US$45.93
U.S. Bancorp
7D
3.1%
1Y
5.2%
NKSH
US$28.30
National Bankshares
7D
-2.5%
1Y
-4.6%
OVBC
US$34.72
Ohio Valley Banc
7D
-2.6%
1Y
45.0%
RF
US$25.60
Regions Financial
7D
3.9%
1Y
17.6%
PNC
US$191.27
PNC Financial Services Group
7D
1.5%
1Y
9.6%
PNBK
US$1.58
Patriot National Bancorp
7D
-7.1%
1Y
-11.7%