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Community Financial System NYSE:CBU Stock Report

Last Price

US$43.80

Market Cap

US$2.3b

7D

1.5%

1Y

-6.5%

Updated

23 Jun, 2024

Data

Company Financials +

Community Financial System, Inc.

NYSE:CBU Stock Report

Market Cap: US$2.3b

CBU Stock Overview

Operates as the bank holding company for Community Bank, N.A.

CBU fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance4/6
Financial Health6/6
Dividends4/6

Community Financial System, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Community Financial System
Historical stock prices
Current Share PriceUS$43.80
52 Week HighUS$55.45
52 Week LowUS$35.38
Beta0.67
11 Month Change-5.75%
3 Month Change-3.69%
1 Year Change-6.45%
33 Year Change-44.18%
5 Year Change-33.48%
Change since IPO776.00%

Recent News & Updates

Recent updates

Community Bank System: The Cost Of Total Deposits Remains Incredibly Low

Jan 28

The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Jan 26
The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Community Bank: Upgrading To Buy But Keeping Earnings Estimate Largely Unchanged

Sep 15

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.45

Sep 07
Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.45

Community Bank System (NYSE:CBU) Is Increasing Its Dividend To $0.45

Aug 01
Community Bank System (NYSE:CBU) Is Increasing Its Dividend To $0.45

Community Bank System declares $0.44 dividend

Feb 15

Community Bank System Q4 2022 Earnings Preview

Jan 23

Community Bank System Enjoys A Bright Top Line Outlook But Appears Fairly Valued

Nov 14

Community Bank System Non-GAAP EPS of $0.94 beats by $0.02, revenue of $175.37M beats by $2.01M

Oct 24

Community Bank System's (NYSE:CBU) Shareholders Will Receive A Bigger Dividend Than Last Year

Sep 11
Community Bank System's (NYSE:CBU) Shareholders Will Receive A Bigger Dividend Than Last Year

Community Bank's Earnings Will Likely Grow Next Year But Stock Appears Overvalued

Jul 30

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.44

Jul 24
Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.44

Community Bank System raises quarterly dividend by 2.3%

Jul 20

Should You Be Adding Community Bank System (NYSE:CBU) To Your Watchlist Today?

Feb 09
Should You Be Adding Community Bank System (NYSE:CBU) To Your Watchlist Today?

Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Nov 23
Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Sep 03
Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Community Bank System: Valuation Is A Concern, But The Stock Is Worth Holding

Aug 03

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To US$0.43

Jul 25
Community Bank System's (NYSE:CBU) Dividend Will Be Increased To US$0.43

Shareholder Returns

CBUUS BanksUS Market
7D1.5%1.4%0.5%
1Y-6.5%32.0%23.7%

Return vs Industry: CBU underperformed the US Banks industry which returned 32% over the past year.

Return vs Market: CBU underperformed the US Market which returned 23.7% over the past year.

Price Volatility

Is CBU's price volatile compared to industry and market?
CBU volatility
CBU Average Weekly Movement4.1%
Banks Industry Average Movement3.8%
Market Average Movement5.7%
10% most volatile stocks in US Market15.4%
10% least volatile stocks in US Market2.8%

Stable Share Price: CBU has not had significant price volatility in the past 3 months.

Volatility Over Time: CBU's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18662,768Dimitar Karaivanovcommunityfinancialsystem.com

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits.

Community Financial System, Inc. Fundamentals Summary

How do Community Financial System's earnings and revenue compare to its market cap?
CBU fundamental statistics
Market capUS$2.31b
Earnings (TTM)US$166.46m
Revenue (TTM)US$691.02m

13.9x

P/E Ratio

1.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CBU income statement (TTM)
RevenueUS$691.02m
Cost of RevenueUS$0
Gross ProfitUS$691.02m
Other ExpensesUS$524.56m
EarningsUS$166.46m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.15
Gross Margin100.00%
Net Profit Margin24.09%
Debt/Equity Ratio41.2%

How did CBU perform over the long term?

See historical performance and comparison

Dividends

4.1%

Current Dividend Yield

57%

Payout Ratio
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