Community Financial System Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NYSE:CBU Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
08 Jun 26	SellUS$127,962	Eric Stickels	Individual	2,000	US$63.98
03 Feb 26	SellUS$129,492	Eric Stickels	Individual	2,000	US$64.75
29 Dec 25	SellUS$203,054	Maureen Gillan-Myer	Individual	3,450.36	US$58.85
27 Aug 25	SellUS$88,380	Jeffrey Levy	Individual	1,440	US$61.38

Insider Trading Volume

Insider Buying: CBU insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of CBU?
Owner Type	Number of Shares	Ownership Percentage
State or Government	12,286	0.0234%
Individual Insiders	491,588	0.935%
General Public	10,707,792	20.4%
Institutions	41,343,263	78.7%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 67.26% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
14.3%	BlackRock, Inc.	7,513,822	US$460.1m	-0.37%	0.01%
7.07%	Neuberger Berman Investment Advisers LLC	3,715,425	US$227.5m	-2.54%	0.15%
6.71%	Vanguard Portfolio Management, LLC	3,525,760	US$215.9m	0%	0.01%
5.99%	State Street Global Advisors, Inc.	3,150,340	US$192.9m	0.74%	0.01%
5.76%	FMR LLC	3,025,384	US$185.3m	80.1%	0.01%
4.52%	Vanguard Capital Management, LLC	2,374,139	US$145.4m	0%	no data
3.46%	Dimensional Fund Advisors LP	1,818,395	US$111.4m	1.14%	0.01%
3.13%	Eaton Vance Management	1,642,474	US$100.6m	-3.54%	0.02%
2.47%	Geode Capital Management, LLC	1,297,741	US$79.5m	3.94%	no data
1.43%	Hermes Investment Management Limited	750,794	US$46.0m	12%	0.23%
1.29%	NFJ Investment Group, LLC	679,956	US$41.6m	-2.28%	1.29%
1.29%	Norges Bank Investment Management	678,844	US$41.6m	0%	no data
1.22%	Charles Schwab Investment Management, Inc.	639,020	US$39.1m	0.62%	no data
1.18%	Northern Trust Global Investments	620,512	US$38.0m	2.84%	no data
1.01%	DePrince, Race & Zollo, Inc.	530,874	US$32.5m	11.1%	0.55%
1%	BNY Asset Management	527,236	US$32.3m	-2.04%	0.01%
0.91%	Managed Account Advisors LLC	480,409	US$29.4m	-3.9%	no data
0.79%	Riggs Asset Management Company, Inc.	417,156	US$25.5m	3.91%	4.64%
0.67%	Segall Bryant & Hamill, LLC	353,150	US$21.6m	-4.87%	0.26%
0.66%	Vanguard Fiduciary Trust Company	345,637	US$21.2m	576%	no data
0.64%	Goldman Sachs Asset Management, L.P.	336,820	US$20.6m	4.87%	no data
0.52%	UBS Asset Management AG	272,446	US$16.7m	-15.6%	no data
0.49%	Principal Global Investors, LLC	256,390	US$15.7m	2.07%	0.01%
0.39%	Morgan Stanley	205,770	US$12.6m	-28.5%	no data
0.36%	Public Sector Pension Investment Board	188,482	US$11.5m	3.4%	0.03%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/06/18 16:42
End of Day Share Price	2026/06/18 00:00
Earnings	2026/03/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Community Financial System, Inc. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Daniel Cardenas	Brean Capital Historical (Janney Montgomery)
null null	D.A. Davidson & Co.
Jacob Civiello	D.A. Davidson & Co.